DataFrame
NO COMPARISON TARGET
96781
ROWS
0
DUPLICATES
295.8 MB
RAM
151
FEATURES
45
CATEGORICAL
97
NUMERICAL
9
TEXT
2.3.1
Get updates, docs & report issues here
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
id
VALUES:
96,781
(100%)
MISSING:
---
DISTINCT:
96,781
(100%)
1
<1%
-
-
104046719
1
<1%
-
-
96856863
1
<1%
-
-
97052718
1
<1%
-
-
96396953
1
<1%
-
-
97533229
1
<1%
-
-
97484135
1
<1%
-
-
97434635
96,774
>99%
-
-
(Other)
2
member_id
VALUES:
0
(0%)
MISSING:
96,781
(100%)
DISTINCT:
0
(0%)
3
loan_amnt
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
1,465
(2%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
14,858
MEDIAN
12,000
Q1
7,800
5%
3,000
MIN
1,000
RANGE
39,000
IQR
12,200
STD
9,396
VAR
88.3M
KURT.
-0.142
SKEW
0.813
SUM
1.4B
4
funded_amnt
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
1,465
(2%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
14,858
MEDIAN
12,000
Q1
7,800
5%
3,000
MIN
1,000
RANGE
39,000
IQR
12,200
STD
9,396
VAR
88.3M
KURT.
-0.142
SKEW
0.813
SUM
1.4B
5
funded_amnt_inv
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
1,473
(2%)
ZEROES:
---
MAX
40,000
95%
35,000
Q3
20,000
AVG
14,854
MEDIAN
12,000
Q1
7,800
5%
3,000
MIN
1,000
RANGE
39,000
IQR
12,200
STD
9,393
VAR
88.2M
KURT.
-0.142
SKEW
0.813
SUM
1.4B
6
term
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2
(<1%)
7
int_rate
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
36
(<1%)
8
installment
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
12,929
(13%)
ZEROES:
---
MAX
1,715
95%
1,054
Q3
602
AVG
451
MEDIAN
373
Q1
244
5%
104
MIN
30
RANGE
1,685
IQR
358
STD
283
VAR
80,367
KURT.
0.587
SKEW
1.02
SUM
43.6M
9
grade
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
7
(<1%)
10
sub_grade
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
35
(<1%)
11
emp_title
VALUES:
89,887
(93%)
MISSING:
6,894
(7%)
DISTINCT:
35,500
(37%)
1,813
2%
-
-
Teacher
1,620
2%
-
-
Manager
1,398
2%
-
-
Owner
756
<1%
-
-
Driver
728
<1%
-
-
Registered Nurse
724
<1%
-
-
RN
682
<1%
-
-
Sales
82,166
91%
-
-
(Other)
12
emp_length
VALUES:
89,987
(93%)
MISSING:
6,794
(7%)
DISTINCT:
11
(<1%)
13
home_ownership
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
5
(<1%)
14
annual_inc
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
8,658
(9%)
ZEROES:
31
(<1%)
MAX
61.0M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
61.0M
IQR
50,500
STD
215k
VAR
46.2B
KURT.
66,808
SKEW
239
SUM
8.0B
15
verification_status
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
3
(<1%)
16
issue_d
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
3
(<1%)
17
loan_status
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
7
(<1%)
18
pymnt_plan
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2
(<1%)
19
url
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
96,779
(>99%)
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97265410
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96396953
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97533229
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97484135
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97434635
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97052534
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97364443
96,772
>99%
-
-
(Other)
20
desc
VALUES:
0
(0%)
MISSING:
96,781
(100%)
DISTINCT:
0
(0%)
21
purpose
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
12
(<1%)
22
title
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
12
(<1%)
23
zip_code
VALUES:
96,778
(>99%)
MISSING:
3
(<1%)
DISTINCT:
862
(<1%)
1,043
1%
-
-
112xx
1,037
1%
-
-
750xx
1,004
1%
-
-
945xx
890
<1%
-
-
606xx
851
<1%
-
-
300xx
833
<1%
-
-
770xx
777
<1%
-
-
331xx
90,343
93%
-
-
(Other)
24
addr_state
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
49
(<1%)
25
dti
VALUES:
96,746
(>99%)
MISSING:
35
(<1%)
DISTINCT:
4,290
(4%)
ZEROES:
24
(<1%)
MAX
999
95%
32
Q3
24
AVG
19
MEDIAN
18
Q1
12
5%
6
MIN
-1
RANGE
1,000
IQR
12.1
STD
12.7
VAR
161
KURT.
2,354
SKEW
33.7
SUM
1.8M
26
delinq_2yrs
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
21
(<1%)
ZEROES:
76,641
(79%)
MAX
21.0
95%
2.0
Q3
0.0
AVG
0.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
21.0
IQR
0.00
STD
0.930
VAR
0.864
KURT.
44.9
SKEW
5.19
SUM
33,838
27
earliest_cr_line
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
620
(<1%)
767
<1%
-
-
Sep-2004
744
<1%
-
-
Sep-2003
737
<1%
-
-
Aug-2004
736
<1%
-
-
Aug-2005
707
<1%
-
-
Sep-2005
672
<1%
-
-
Aug-2006
668
<1%
-
-
Aug-2003
91,748
95%
-
-
(Other)
28
fico_range_low
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
38
(<1%)
ZEROES:
---
MAX
845
95%
765
Q3
715
AVG
697
MEDIAN
690
Q1
670
5%
660
MIN
660
RANGE
185
IQR
45.0
STD
32.0
VAR
1,027
KURT.
1.62
SKEW
1.27
SUM
67.4M
29
fico_range_high
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
38
(<1%)
ZEROES:
---
MAX
850
95%
769
Q3
719
AVG
701
MEDIAN
694
Q1
674
5%
664
MIN
664
RANGE
186
IQR
45.0
STD
32.0
VAR
1,027
KURT.
1.62
SKEW
1.27
SUM
67.8M
30
inq_last_6mths
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
6
(<1%)
31
mths_since_last_delinq
VALUES:
50,486
(52%)
MISSING:
46,295
(48%)
DISTINCT:
120
(<1%)
ZEROES:
113
(<1%)
MAX
137
95%
74
Q3
49
AVG
34
MEDIAN
30
Q1
15
5%
4
MIN
0
RANGE
137
IQR
34.0
STD
21.9
VAR
479
KURT.
-0.710
SKEW
0.484
SUM
1.7M
32
mths_since_last_record
VALUES:
19,105
(20%)
MISSING:
77,676
(80%)
DISTINCT:
121
(<1%)
ZEROES:
1
(<1%)
MAX
120
95%
107
Q3
87
MEDIAN
72
AVG
69
Q1
53
5%
20
MIN
0
RANGE
120
IQR
34.0
STD
25.6
VAR
653
KURT.
-0.312
SKEW
-0.431
SUM
1.3M
33
open_acc
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
60
(<1%)
ZEROES:
---
MAX
72.0
95%
23.0
Q3
15.0
AVG
11.8
MEDIAN
11.0
Q1
8.0
5%
5.0
MIN
1.0
RANGE
71.0
IQR
7.00
STD
5.74
VAR
33.0
KURT.
3.35
SKEW
1.34
SUM
1.1M
34
pub_rec
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
20
(<1%)
ZEROES:
77,674
(80%)
MAX
61.0
95%
1.0
Q3
0.0
AVG
0.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
61.0
IQR
0.00
STD
0.716
VAR
0.513
KURT.
634
SKEW
12.2
SUM
25,774
35
revol_bal
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
36,653
(38%)
ZEROES:
343
(<1%)
MAX
1.7M
95%
0.0M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.7M
IQR
14,242
STD
23,319
VAR
543.8M
KURT.
423
SKEW
11.9
SUM
1.7B
36
revol_util
VALUES:
96,728
(>99%)
MISSING:
53
(<1%)
DISTINCT:
1,079
(1%)
372
<1%
-
-
0%
222
<1%
-
-
39%
211
<1%
-
-
42%
210
<1%
-
-
46%
210
<1%
-
-
52%
210
<1%
-
-
56%
208
<1%
-
-
45%
95,085
98%
-
-
(Other)
37
total_acc
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
109
(<1%)
ZEROES:
---
MAX
144
95%
46
Q3
30
AVG
24
MEDIAN
22
Q1
15
5%
8
MIN
2
RANGE
142
IQR
15.0
STD
11.8
VAR
140
KURT.
2.14
SKEW
1.07
SUM
2.3M
38
initial_list_status
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2
(<1%)
39
out_prncp
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
35,840
(37%)
ZEROES:
15,170
(16%)
MAX
37,801
95%
27,075
Q3
14,980
AVG
10,113
MEDIAN
8,282
Q1
3,679
5%
0
MIN
0
RANGE
37,801
IQR
11,301
STD
8,452
VAR
71.4M
KURT.
-0.060
SKEW
0.810
SUM
978.7M
40
out_prncp_inv
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
37,105
(38%)
ZEROES:
15,170
(16%)
MAX
37,801
95%
27,075
Q3
14,974
AVG
10,110
MEDIAN
8,281
Q1
3,679
5%
0
MIN
0
RANGE
37,801
IQR
11,294
STD
8,450
VAR
71.4M
KURT.
-0.059
SKEW
0.810
SUM
978.4M
41
total_pymnt
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
58,051
(60%)
ZEROES:
53
(<1%)
MAX
48,480
95%
16,450
Q3
6,916
AVG
5,821
MEDIAN
4,039
Q1
2,489
5%
1,064
MIN
0
RANGE
48,480
IQR
4,427
STD
5,880
VAR
34.6M
KURT.
11.3
SKEW
3.01
SUM
563.4M
42
total_pymnt_inv
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
58,882
(61%)
ZEROES:
53
(<1%)
MAX
48,480
95%
16,449
Q3
6,916
AVG
5,820
MEDIAN
4,037
Q1
2,489
5%
1,064
MIN
0
RANGE
48,480
IQR
4,427
STD
5,878
VAR
34.5M
KURT.
11.3
SKEW
3.01
SUM
563.2M
43
total_rec_prncp
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
37,408
(39%)
ZEROES:
124
(<1%)
MAX
40,000
95%
15,332
Q3
4,700
AVG
4,433
MEDIAN
2,593
Q1
1,576
5%
733
MIN
0
RANGE
40,000
IQR
3,124
STD
5,589
VAR
31.2M
KURT.
12.9
SKEW
3.33
SUM
429.0M
44
total_rec_int
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
57,366
(59%)
ZEROES:
121
(<1%)
MAX
9,848
95%
3,757
Q3
1,902
AVG
1,377
MEDIAN
1,020
Q1
506
5%
160
MIN
0
RANGE
9,848
IQR
1,397
STD
1,196
VAR
1.4M
KURT.
3.83
SKEW
1.69
SUM
133.3M
45
total_rec_late_fee
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
804
(<1%)
ZEROES:
95,111
(98%)
MAX
332
95%
0
Q3
0
AVG
1
MEDIAN
0
Q1
0
5%
0
MIN
-0
RANGE
332
IQR
0.00
STD
5.95
VAR
35.4
KURT.
661
SKEW
20.1
SUM
56,772
46
recoveries
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
461
(<1%)
ZEROES:
96,301
(>99%)
MAX
36,579
95%
0
Q3
0
AVG
11
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
36,579
IQR
0.00
STD
223
VAR
49,798
KURT.
8,086
SKEW
62.7
SUM
1.0M
47
collection_recovery_fee
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
465
(<1%)
ZEROES:
96,302
(>99%)
MAX
6,584
95%
0
Q3
0
AVG
2
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
6,584
IQR
0.00
STD
39.9
VAR
1,593
KURT.
8,291
SKEW
63.7
SUM
183k
48
last_pymnt_d
VALUES:
96,669
(>99%)
MISSING:
112
(<1%)
DISTINCT:
12
(<1%)
49
last_pymnt_amnt
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
26,486
(27%)
ZEROES:
112
(<1%)
MAX
41,453
95%
13,189
Q3
778
AVG
2,040
MEDIAN
430
Q1
264
5%
108
MIN
0
RANGE
41,453
IQR
514
STD
5,265
VAR
27.7M
KURT.
17.2
SKEW
4.01
SUM
197.4M
50
next_pymnt_d
VALUES:
81,618
(84%)
MISSING:
15,163
(16%)
DISTINCT:
3
(<1%)
51
last_credit_pull_d
VALUES:
96,777
(>99%)
MISSING:
4
(<1%)
DISTINCT:
13
(<1%)
52
last_fico_range_high
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
72
(<1%)
ZEROES:
2
(<1%)
MAX
850
95%
784
Q3
729
MEDIAN
699
AVG
698
Q1
674
5%
609
MIN
0
RANGE
850
IQR
55.0
STD
52.0
VAR
2,707
KURT.
2.23
SKEW
-0.638
SUM
67.6M
53
last_fico_range_low
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
71
(<1%)
ZEROES:
316
(<1%)
MAX
845
95%
780
Q3
725
MEDIAN
695
AVG
693
Q1
670
5%
605
MIN
0
RANGE
845
IQR
55.0
STD
64.3
VAR
4,140
KURT.
42.5
SKEW
-4.24
SUM
67.0M
54
collections_12_mths_ex_med
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
7
(<1%)
55
mths_since_last_major_derog
VALUES:
27,091
(28%)
MISSING:
69,690
(72%)
DISTINCT:
150
(<1%)
ZEROES:
17
(<1%)
MAX
154
95%
78
Q3
62
AVG
45
MEDIAN
44
Q1
27
5%
9
MIN
0
RANGE
154
IQR
35.0
STD
22.3
VAR
495
KURT.
-0.302
SKEW
0.187
SUM
1.2M
56
policy_code
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
1
(<1%)
57
application_type
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2
(<1%)
58
annual_inc_joint
VALUES:
4,407
(5%)
MISSING:
92,374
(95%)
DISTINCT:
1,358
(1%)
ZEROES:
---
MAX
1.2M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.1M
5%
0.1M
MIN
0.0M
RANGE
1.2M
IQR
58,000
STD
55,879
VAR
3.1B
KURT.
39.6
SKEW
3.38
SUM
514.6M
59
dti_joint
VALUES:
4,407
(5%)
MISSING:
92,374
(95%)
DISTINCT:
2,151
(2%)
ZEROES:
---
MAX
61.9
95%
29.1
Q3
22.7
AVG
18.0
MEDIAN
17.7
Q1
13.1
5%
7.2
MIN
0.3
RANGE
61.6
IQR
9.57
STD
6.82
VAR
46.6
KURT.
0.668
SKEW
0.348
SUM
79,338
60
verification_status_joint
VALUES:
4,407
(5%)
MISSING:
92,374
(95%)
DISTINCT:
3
(<1%)
61
acc_now_delinq
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
4
(<1%)
62
tot_coll_amt
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
3,900
(4%)
ZEROES:
80,495
(83%)
MAX
932k
95%
1k
Q3
0k
AVG
0k
MEDIAN
0k
Q1
0k
5%
0k
MIN
0k
RANGE
932k
IQR
0.00
STD
3,499
VAR
12.2M
KURT.
52,212
SKEW
200
SUM
24.1M
63
tot_cur_bal
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
80,746
(83%)
ZEROES:
12
(<1%)
MAX
8.5M
95%
0.5M
Q3
0.2M
AVG
0.1M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
8.5M
IQR
193k
STD
168k
VAR
28.1B
KURT.
79.4
SKEW
3.74
SUM
14.4B
64
open_acc_6m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
15
(<1%)
ZEROES:
43,730
(45%)
MAX
14.0
95%
3.0
Q3
1.0
MEDIAN
1.0
AVG
0.9
Q1
0.0
5%
0.0
MIN
0.0
RANGE
14.0
IQR
1.00
STD
1.12
VAR
1.26
KURT.
4.84
SKEW
1.71
SUM
88,778
65
open_act_il
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
39
(<1%)
ZEROES:
10,491
(11%)
MAX
57.0
95%
9.0
Q3
3.0
AVG
2.8
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
57.0
IQR
2.00
STD
3.00
VAR
9.01
KURT.
13.6
SKEW
2.97
SUM
273k
66
open_il_12m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
11
(<1%)
ZEROES:
54,688
(57%)
MAX
11.0
95%
2.0
Q3
1.0
AVG
0.6
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
11.0
IQR
1.00
STD
0.831
VAR
0.690
KURT.
3.98
SKEW
1.64
SUM
58,582
67
open_il_24m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
21
(<1%)
ZEROES:
25,549
(26%)
MAX
22.0
95%
4.0
Q3
2.0
AVG
1.5
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
22.0
IQR
2.00
STD
1.49
VAR
2.21
KURT.
5.00
SKEW
1.62
SUM
147k
68
mths_since_rcnt_il
VALUES:
94,183
(97%)
MISSING:
2,598
(3%)
DISTINCT:
269
(<1%)
ZEROES:
36
(<1%)
MAX
397
95%
73
Q3
24
AVG
22
MEDIAN
14
Q1
7
5%
3
MIN
0
RANGE
397
IQR
17.0
STD
26.1
VAR
683
KURT.
17.3
SKEW
3.46
SUM
2.0M
69
total_bal_il
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
54,210
(56%)
ZEROES:
10,189
(11%)
MAX
934k
95%
114k
Q3
46k
AVG
36k
MEDIAN
23k
Q1
9k
5%
0k
MIN
0k
RANGE
934k
IQR
36,976
STD
44,001
VAR
1.9B
KURT.
22.9
SKEW
3.57
SUM
3.5B
70
il_util
VALUES:
83,781
(87%)
MISSING:
13,000
(13%)
DISTINCT:
199
(<1%)
ZEROES:
602
(<1%)
MAX
376
95%
102
Q3
85
MEDIAN
71
AVG
69
Q1
55
5%
26
MIN
0
RANGE
376
IQR
30.0
STD
23.8
VAR
566
KURT.
1.42
SKEW
-0.249
SUM
5.8M
71
open_rv_12m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
23
(<1%)
ZEROES:
34,700
(36%)
MAX
28.0
95%
4.0
Q3
2.0
AVG
1.3
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
28.0
IQR
2.00
STD
1.50
VAR
2.25
KURT.
9.39
SKEW
2.09
SUM
126k
72
open_rv_24m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
34
(<1%)
ZEROES:
15,234
(16%)
MAX
54.0
95%
8.0
Q3
4.0
AVG
2.8
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
54.0
IQR
3.00
STD
2.59
VAR
6.71
KURT.
9.03
SKEW
2.01
SUM
268k
73
max_bal_bc
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
18,750
(19%)
ZEROES:
1,836
(2%)
MAX
301k
95%
16k
Q3
8k
AVG
6k
MEDIAN
5k
Q1
3k
5%
1k
MIN
0k
RANGE
301k
IQR
5,200
STD
5,460
VAR
29.8M
KURT.
129
SKEW
4.98
SUM
581.5M
74
all_util
VALUES:
96,776
(>99%)
MISSING:
5
(<1%)
DISTINCT:
157
(<1%)
ZEROES:
91
(<1%)
MAX
186
95%
90
Q3
72
MEDIAN
59
AVG
58
Q1
45
5%
24
MIN
0
RANGE
186
IQR
27.0
STD
20.4
VAR
415
KURT.
0.053
SKEW
-0.071
SUM
5.7M
75
total_rev_hi_lim
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
4,441
(5%)
ZEROES:
42
(<1%)
MAX
2.2M
95%
0.1M
Q3
0.0M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.2M
IQR
29,000
STD
36,015
VAR
1.3B
KURT.
214
SKEW
7.43
SUM
3.5B
76
inq_fi
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
22
(<1%)
ZEROES:
51,813
(54%)
MAX
25.0
95%
4.0
Q3
1.0
AVG
0.9
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
25.0
IQR
1.00
STD
1.44
VAR
2.06
KURT.
12.0
SKEW
2.65
SUM
90,179
77
total_cu_tl
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
46
(<1%)
ZEROES:
52,675
(54%)
MAX
68.0
95%
7.0
Q3
2.0
AVG
1.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
68.0
IQR
2.00
STD
2.67
VAR
7.14
KURT.
29.8
SKEW
3.85
SUM
141k
78
inq_last_12m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
31
(<1%)
ZEROES:
27,342
(28%)
MAX
38.0
95%
6.0
Q3
3.0
AVG
2.0
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
38.0
IQR
3.00
STD
2.31
VAR
5.33
KURT.
9.67
SKEW
2.28
SUM
195k
79
acc_open_past_24mths
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
37
(<1%)
ZEROES:
4,195
(4%)
MAX
55.0
95%
10.0
Q3
6.0
AVG
4.6
MEDIAN
4.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
55.0
IQR
4.00
STD
3.20
VAR
10.2
KURT.
4.61
SKEW
1.43
SUM
442k
80
avg_cur_bal
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
35,031
(36%)
ZEROES:
14
(<1%)
MAX
710k
95%
45k
Q3
19k
AVG
14k
MEDIAN
8k
Q1
3k
5%
1k
MIN
0k
RANGE
710k
IQR
16,158
STD
16,663
VAR
277.7M
KURT.
52.5
SKEW
3.87
SUM
1.4B
81
bc_open_to_buy
VALUES:
95,794
(99%)
MISSING:
987
(1%)
DISTINCT:
31,584
(33%)
ZEROES:
1,124
(1%)
MAX
366k
95%
44k
Q3
15k
AVG
12k
MEDIAN
6k
Q1
2k
5%
0k
MIN
0k
RANGE
366k
IQR
12,877
STD
16,881
VAR
285.0M
KURT.
23.8
SKEW
3.67
SUM
1.1B
82
bc_util
VALUES:
95,751
(99%)
MISSING:
1,030
(1%)
DISTINCT:
1,138
(1%)
ZEROES:
942
(<1%)
MAX
252
95%
98
Q3
82
MEDIAN
59
AVG
58
Q1
36
5%
9
MIN
0
RANGE
252
IQR
46.2
STD
27.9
VAR
780
KURT.
-0.981
SKEW
-0.228
SUM
5.5M
83
chargeoff_within_12_mths
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
7
(<1%)
84
delinq_amnt
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
367
(<1%)
ZEROES:
96,287
(>99%)
MAX
65,000
95%
0
Q3
0
AVG
16
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
65,000
IQR
0.00
STD
736
VAR
541k
KURT.
5,805
SKEW
72.1
SUM
1.5M
85
mo_sin_old_il_acct
VALUES:
94,183
(97%)
MISSING:
2,598
(3%)
DISTINCT:
422
(<1%)
ZEROES:
1
(<1%)
MAX
686
95%
212
Q3
154
MEDIAN
131
AVG
127
Q1
100
5%
31
MIN
0
RANGE
686
IQR
54.0
STD
53.2
VAR
2,835
KURT.
1.87
SKEW
0.314
SUM
11.9M
86
mo_sin_old_rev_tl_op
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
657
(<1%)
ZEROES:
---
MAX
781
95%
376
Q3
239
AVG
186
MEDIAN
168
Q1
120
5%
48
MIN
1
RANGE
780
IQR
119
STD
98.9
VAR
9,790
KURT.
1.20
SKEW
0.958
SUM
18.0M
87
mo_sin_rcnt_rev_tl_op
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
205
(<1%)
ZEROES:
1,238
(1%)
MAX
294
95%
45
Q3
17
AVG
14
MEDIAN
8
Q1
4
5%
1
MIN
0
RANGE
294
IQR
13.0
STD
17.8
VAR
316
KURT.
19.9
SKEW
3.59
SUM
1.4M
88
mo_sin_rcnt_tl
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
142
(<1%)
ZEROES:
1,279
(1%)
MAX
199
95%
23
Q3
11
AVG
8
MEDIAN
6
Q1
3
5%
1
MIN
0
RANGE
199
IQR
8.00
STD
9.00
VAR
81.0
KURT.
37.1
SKEW
4.39
SUM
804k
89
mort_acc
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
26
(<1%)
ZEROES:
39,938
(41%)
MAX
33.0
95%
5.0
Q3
2.0
AVG
1.5
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
33.0
IQR
2.00
STD
1.82
VAR
3.30
KURT.
5.88
SKEW
1.68
SUM
146k
90
mths_since_recent_bc
VALUES:
95,834
(>99%)
MISSING:
947
(<1%)
DISTINCT:
360
(<1%)
ZEROES:
496
(<1%)
MAX
608
95%
93
Q3
29
AVG
24
MEDIAN
13
Q1
6
5%
2
MIN
0
RANGE
608
IQR
23.0
STD
32.9
VAR
1,082
KURT.
20.1
SKEW
3.57
SUM
2.3M
91
mths_since_recent_bc_dlq
VALUES:
23,792
(25%)
MISSING:
72,989
(75%)
DISTINCT:
123
(<1%)
ZEROES:
56
(<1%)
MAX
155
95%
77
Q3
53
AVG
37
MEDIAN
35
Q1
19
5%
5
MIN
0
RANGE
155
IQR
34.0
STD
22.5
VAR
506
KURT.
-0.569
SKEW
0.430
SUM
890k
92
mths_since_recent_inq
VALUES:
85,465
(88%)
MISSING:
11,316
(12%)
DISTINCT:
26
(<1%)
ZEROES:
6,721
(7%)
MAX
25.0
95%
19.0
Q3
10.0
AVG
7.1
MEDIAN
6.0
Q1
2.0
5%
0.0
MIN
0.0
RANGE
25.0
IQR
8.00
STD
5.95
VAR
35.4
KURT.
0.011
SKEW
0.906
SUM
607k
93
mths_since_recent_revol_delinq
VALUES:
34,459
(36%)
MISSING:
62,322
(64%)
DISTINCT:
130
(<1%)
ZEROES:
88
(<1%)
MAX
155
95%
75
Q3
48
AVG
34
MEDIAN
31
Q1
16
5%
4
MIN
0
RANGE
155
IQR
32.0
STD
22.2
VAR
493
KURT.
-0.391
SKEW
0.576
SUM
1.2M
94
num_accts_ever_120_pd
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
33
(<1%)
ZEROES:
73,355
(76%)
MAX
34.0
95%
3.0
Q3
0.0
AVG
0.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
34.0
IQR
0.00
STD
1.42
VAR
2.03
KURT.
50.9
SKEW
5.48
SUM
51,670
95
num_actv_bc_tl
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
29
(<1%)
ZEROES:
1,828
(2%)
MAX
36.0
95%
8.0
Q3
5.0
AVG
3.7
MEDIAN
3.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
36.0
IQR
3.00
STD
2.36
VAR
5.59
KURT.
4.71
SKEW
1.53
SUM
362k
96
num_actv_rev_tl
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
42
(<1%)
ZEROES:
345
(<1%)
MAX
44.0
95%
12.0
Q3
7.0
AVG
5.7
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
44.0
IQR
4.00
STD
3.45
VAR
11.9
KURT.
5.28
SKEW
1.64
SUM
555k
97
num_bc_sats
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
42
(<1%)
ZEROES:
955
(<1%)
MAX
46.0
95%
11.0
Q3
6.0
AVG
4.8
MEDIAN
4.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
46.0
IQR
3.00
STD
3.13
VAR
9.80
KURT.
6.77
SKEW
1.81
SUM
469k
98
num_bc_tl
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
55
(<1%)
ZEROES:
271
(<1%)
MAX
64.0
95%
16.0
Q3
10.0
AVG
7.5
MEDIAN
7.0
Q1
4.0
5%
2.0
MIN
0.0
RANGE
64.0
IQR
6.00
STD
4.58
VAR
21.0
KURT.
4.53
SKEW
1.51
SUM
727k
99
num_il_tl
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
84
(<1%)
ZEROES:
2,600
(3%)
MAX
109
95%
23
Q3
11
AVG
8
MEDIAN
6
Q1
3
5%
1
MIN
0
RANGE
109
IQR
8.00
STD
7.36
VAR
54.1
KURT.
7.69
SKEW
2.13
SUM
817k
100
num_op_rev_tl
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
54
(<1%)
ZEROES:
36
(<1%)
MAX
69.0
95%
17.0
Q3
11.0
AVG
8.3
MEDIAN
7.0
Q1
5.0
5%
3.0
MIN
0.0
RANGE
69.0
IQR
6.00
STD
4.77
VAR
22.7
KURT.
4.90
SKEW
1.58
SUM
803k
101
num_rev_accts
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
81
(<1%)
ZEROES:
---
MAX
128
95%
29
Q3
18
AVG
14
MEDIAN
12
Q1
8
5%
4
MIN
2
RANGE
126
IQR
10.0
STD
7.97
VAR
63.5
KURT.
4.35
SKEW
1.48
SUM
1.3M
102
num_rev_tl_bal_gt_0
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
38
(<1%)
ZEROES:
343
(<1%)
MAX
41.0
95%
12.0
Q3
7.0
AVG
5.7
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
41.0
IQR
4.00
STD
3.32
VAR
11.0
KURT.
4.22
SKEW
1.50
SUM
547k
103
num_sats
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
60
(<1%)
ZEROES:
---
MAX
72.0
95%
23.0
Q3
15.0
AVG
11.8
MEDIAN
11.0
Q1
8.0
5%
5.0
MIN
1.0
RANGE
71.0
IQR
7.00
STD
5.72
VAR
32.7
KURT.
3.33
SKEW
1.33
SUM
1.1M
104
num_tl_120dpd_2m
VALUES:
92,073
(95%)
MISSING:
4,708
(5%)
DISTINCT:
3
(<1%)
105
num_tl_30dpd
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
4
(<1%)
106
num_tl_90g_dpd_24m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
20
(<1%)
ZEROES:
91,301
(94%)
MAX
19.0
95%
1.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
19.0
IQR
0.00
STD
0.519
VAR
0.269
KURT.
227
SKEW
12.3
SUM
8,703
107
num_tl_op_past_12m
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
24
(<1%)
ZEROES:
18,633
(19%)
MAX
28.0
95%
5.0
Q3
3.0
AVG
2.0
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
28.0
IQR
2.00
STD
1.83
VAR
3.33
KURT.
5.00
SKEW
1.54
SUM
198k
108
pct_tl_nvr_dlq
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
478
(<1%)
ZEROES:
---
MAX
100.0
95%
100.0
Q3
100.0
MEDIAN
97.3
AVG
93.6
Q1
90.5
5%
73.9
MIN
5.9
RANGE
94.1
IQR
9.50
STD
9.52
VAR
90.6
KURT.
6.73
SKEW
-2.25
SUM
9.1M
109
percent_bc_gt_75
VALUES:
95,792
(99%)
MISSING:
989
(1%)
DISTINCT:
144
(<1%)
ZEROES:
26,156
(27%)
MAX
100
95%
100
Q3
67
AVG
42
MEDIAN
33
Q1
0
5%
0
MIN
0
RANGE
100
IQR
66.7
STD
35.9
VAR
1,287
KURT.
-1.20
SKEW
0.357
SUM
4.0M
110
pub_rec_bankruptcies
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
8
(<1%)
111
tax_liens
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
23
(<1%)
ZEROES:
92,113
(95%)
MAX
61.0
95%
0.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
61.0
IQR
0.00
STD
0.520
VAR
0.271
KURT.
2,250
SKEW
27.8
SUM
7,873
112
tot_hi_cred_lim
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
76,789
(79%)
ZEROES:
---
MAX
9.4M
95%
0.5M
Q3
0.3M
AVG
0.2M
MEDIAN
0.1M
Q1
0.1M
5%
0.0M
MIN
0.0M
RANGE
9.4M
IQR
217k
STD
188k
VAR
35.2B
KURT.
74.0
SKEW
3.62
SUM
18.1B
113
total_bal_ex_mort
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
64,220
(66%)
ZEROES:
24
(<1%)
MAX
1.8M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.8M
IQR
44,702
STD
51,792
VAR
2.7B
KURT.
33.6
SKEW
3.70
SUM
5.1B
114
total_bc_limit
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2,692
(3%)
ZEROES:
987
(1%)
MAX
405k
95%
68k
Q3
31k
AVG
24k
MEDIAN
17k
Q1
9k
5%
3k
MIN
0k
RANGE
405k
IQR
22,400
STD
23,220
VAR
539.2M
KURT.
13.3
SKEW
2.71
SUM
2.3B
115
total_il_high_credit_limit
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
54,827
(57%)
ZEROES:
10,190
(11%)
MAX
1.3M
95%
0.1M
Q3
0.1M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.3M
IQR
44,769
STD
46,195
VAR
2.1B
KURT.
20.9
SKEW
2.92
SUM
4.4B
116
revol_bal_joint
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
1,017
(1%)
ZEROES:
1
(<1%)
MAX
170k
95%
69k
Q3
36k
AVG
29k
MEDIAN
24k
Q1
14k
5%
6k
MIN
0k
RANGE
170k
IQR
22,004
STD
20,340
VAR
413.7M
KURT.
4.83
SKEW
1.73
SUM
29.4M
117
sec_app_fico_range_low
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
54
(<1%)
ZEROES:
---
MAX
830
95%
735
Q3
690
MEDIAN
670
AVG
669
Q1
645
5%
605
MIN
550
RANGE
280
IQR
45.0
STD
40.9
VAR
1,672
KURT.
1.14
SKEW
0.219
SUM
686k
118
sec_app_fico_range_high
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
54
(<1%)
ZEROES:
---
MAX
834
95%
739
Q3
694
MEDIAN
674
AVG
673
Q1
649
5%
609
MIN
554
RANGE
280
IQR
45.0
STD
40.9
VAR
1,672
KURT.
1.14
SKEW
0.219
SUM
690k
119
sec_app_earliest_cr_line
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
343
(<1%)
14
1%
-
-
Dec-2003
12
1%
-
-
Aug-2006
12
1%
-
-
Aug-2004
12
1%
-
-
May-2004
11
1%
-
-
Sep-2004
11
1%
-
-
May-2005
10
<1%
-
-
Apr-2005
943
92%
-
-
(Other)
120
sec_app_inq_last_6mths
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
7
(<1%)
121
sec_app_mort_acc
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
11
(<1%)
ZEROES:
334
(<1%)
MAX
15.0
95%
5.0
Q3
3.0
AVG
1.7
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
15.0
IQR
3.00
STD
1.84
VAR
3.39
KURT.
3.62
SKEW
1.49
SUM
1,765
122
sec_app_open_acc
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
36
(<1%)
ZEROES:
---
MAX
46.0
95%
23.0
Q3
15.0
AVG
11.6
MEDIAN
11.0
Q1
7.0
5%
3.0
MIN
1.0
RANGE
45.0
IQR
8.00
STD
6.30
VAR
39.7
KURT.
2.59
SKEW
1.17
SUM
11,890
123
sec_app_revol_util
VALUES:
1,019
(1%)
MISSING:
95,762
(99%)
DISTINCT:
592
(<1%)
ZEROES:
9
(<1%)
MAX
107
95%
95
Q3
79
MEDIAN
61
AVG
59
Q1
42
5%
13
MIN
0
RANGE
107
IQR
36.8
STD
24.2
VAR
586
KURT.
-0.579
SKEW
-0.354
SUM
60,219
124
sec_app_open_act_il
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
24
(<1%)
ZEROES:
128
(<1%)
MAX
28.0
95%
10.0
Q3
4.0
AVG
2.9
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
28.0
IQR
3.00
STD
3.26
VAR
10.6
KURT.
11.4
SKEW
2.85
SUM
2,974
125
sec_app_num_rev_accts
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
49
(<1%)
ZEROES:
1
(<1%)
MAX
90.0
95%
29.0
Q3
17.0
AVG
13.3
MEDIAN
12.0
Q1
7.0
5%
3.0
MIN
0.0
RANGE
90.0
IQR
10.0
STD
8.48
VAR
71.9
KURT.
8.61
SKEW
1.87
SUM
13,600
126
sec_app_chargeoff_within_12_mths
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
3
(<1%)
127
sec_app_collections_12_mths_ex_med
VALUES:
1,025
(1%)
MISSING:
95,756
(99%)
DISTINCT:
3
(<1%)
128
sec_app_mths_since_last_major_derog
VALUES:
356
(<1%)
MISSING:
96,425
(>99%)
DISTINCT:
83
(<1%)
ZEROES:
6
(<1%)
MAX
105
95%
76
Q3
57
AVG
39
MEDIAN
38
Q1
18
5%
4
MIN
0
RANGE
105
IQR
39.0
STD
23.5
VAR
554
KURT.
-0.972
SKEW
0.176
SUM
13,812
129
hardship_flag
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2
(<1%)
130
hardship_type
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
1
(<1%)
131
hardship_reason
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
9
(<1%)
132
hardship_status
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
3
(<1%)
133
deferral_term
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
1
(<1%)
134
hardship_amount
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
329
(<1%)
ZEROES:
---
MAX
769
95%
439
Q3
270
AVG
190
MEDIAN
157
Q1
83
5%
31
MIN
13
RANGE
756
IQR
187
STD
139
VAR
19,302
KURT.
1.43
SKEW
1.18
SUM
65,224
135
hardship_start_date
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
5
(<1%)
136
hardship_end_date
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
7
(<1%)
137
payment_plan_start_date
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
6
(<1%)
138
hardship_length
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
1
(<1%)
139
hardship_dpd
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
26
(<1%)
ZEROES:
230
(<1%)
MAX
30.0
95%
23.9
Q3
11.0
AVG
5.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
30.0
IQR
11.0
STD
8.46
VAR
71.6
KURT.
0.372
SKEW
1.32
SUM
1,818
140
hardship_loan_status
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
4
(<1%)
141
orig_projected_additional_accrued_interest
VALUES:
310
(<1%)
MISSING:
96,471
(>99%)
DISTINCT:
297
(<1%)
ZEROES:
---
MAX
2,308
95%
1,297
Q3
805
AVG
557
MEDIAN
463
Q1
235
5%
93
MIN
40
RANGE
2,269
IQR
570
STD
411
VAR
169k
KURT.
1.60
SKEW
1.20
SUM
173k
142
hardship_payoff_balance_amount
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
343
(<1%)
ZEROES:
---
MAX
36,734
95%
30,441
Q3
21,130
AVG
14,857
MEDIAN
13,313
Q1
8,290
5%
3,170
MIN
1,673
RANGE
35,061
IQR
12,841
STD
8,463
VAR
71.6M
KURT.
-0.676
SKEW
0.535
SUM
5.1M
143
hardship_last_payment_amount
VALUES:
343
(<1%)
MISSING:
96,438
(>99%)
DISTINCT:
306
(<1%)
ZEROES:
---
MAX
1,188
95%
680
Q3
301
AVG
191
MEDIAN
103
Q1
1
5%
0
MIN
0
RANGE
1,188
IQR
300
STD
241
VAR
57,879
KURT.
2.79
SKEW
1.67
SUM
65,376
144
disbursement_method
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2
(<1%)
145
debt_settlement_flag
VALUES:
96,779
(>99%)
MISSING:
2
(<1%)
DISTINCT:
2
(<1%)
146
debt_settlement_flag_date
VALUES:
110
(<1%)
MISSING:
96,671
(>99%)
DISTINCT:
6
(<1%)
147
settlement_status
VALUES:
110
(<1%)
MISSING:
96,671
(>99%)
DISTINCT:
3
(<1%)
148
settlement_date
VALUES:
110
(<1%)
MISSING:
96,671
(>99%)
DISTINCT:
7
(<1%)
149
settlement_amount
VALUES:
110
(<1%)
MISSING:
96,671
(>99%)
DISTINCT:
110
(<1%)
ZEROES:
---
MAX
21,343
95%
16,142
Q3
8,466
AVG
6,878
MEDIAN
5,469
Q1
3,364
5%
1,461
MIN
610
RANGE
20,733
IQR
5,102
STD
4,921
VAR
24.2M
KURT.
0.469
SKEW
1.08
SUM
757k
150
settlement_percentage
VALUES:
110
(<1%)
MISSING:
96,671
(>99%)
DISTINCT:
27
(<1%)
ZEROES:
---
MAX
75.0
95%
65.0
Q3
65.0
AVG
54.0
MEDIAN
50.0
Q1
45.0
5%
42.7
MIN
40.0
RANGE
35.0
IQR
20.0
STD
9.68
VAR
93.6
KURT.
-1.57
SKEW
0.267
SUM
5,937
151
settlement_term
VALUES:
110
(<1%)
MISSING:
96,671
(>99%)
DISTINCT:
14
(<1%)
ZEROES:
---
MAX
181
95%
24
Q3
18
MEDIAN
18
AVG
17
Q1
12
5%
6
MIN
1
RANGE
180
IQR
6.00
STD
16.5
VAR
272
KURT.
91.1
SKEW
9.10
SUM
1,899
Associations
[Only including dataset "DataFrame"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
id
MISSING:
---
1
<1%
-
-
104046719
1
<1%
-
-
96856863
1
<1%
-
-
97052718
1
<1%
-
-
96396953
1
<1%
-
-
97533229
1
<1%
-
-
97484135
1
<1%
-
-
97434635
1
<1%
-
-
97052534
1
<1%
-
-
97364443
1
<1%
-
-
97132494
1
<1%
-
-
97464845
1
<1%
-
-
97265410
1
<1%
-
-
95290588
1
<1%
-
-
97365422
1
<1%
-
-
96960509
1
<1%
-
-
97404342
1
<1%
-
-
96825814
1
<1%
-
-
97443825
1
<1%
-
-
96603490
1
<1%
-
-
97394105
1
<1%
-
-
97242442
1
<1%
-
-
96871688
1
<1%
-
-
97532481
1
<1%
-
-
96929890
1
<1%
-
-
97353566
1
<1%
-
-
96742181
1
<1%
-
-
97531198
1
<1%
-
-
96773457
1
<1%
-
-
96732728
1
<1%
-
-
96763700
1
<1%
-
-
96979112
1
<1%
-
-
97314921
1
<1%
-
-
97535071
1
<1%
-
-
96992324
1
<1%
-
-
97530354
1
<1%
-
-
96833476
1
<1%
-
-
97012172
1
<1%
-
-
96930477
1
<1%
-
-
97405165
1
<1%
-
-
96758002
1
<1%
-
-
96952751
1
<1%
-
-
97364512
1
<1%
-
-
97355152
1
<1%
-
-
97343927
1
<1%
-
-
97531475
1
<1%
-
-
97303934
1
<1%
-
-
97344902
1
<1%
-
-
96508858
1
<1%
-
-
97504725
1
<1%
-
-
97434918
1
<1%
-
-
96723367
1
<1%
-
-
96605542
1
<1%
-
-
96833750
1
<1%
-
-
96664237
1
<1%
-
-
97484267
1
<1%
-
-
96847948
1
<1%
-
-
96652946
1
<1%
-
-
97383496
1
<1%
-
-
97414793
1
<1%
-
-
97374816
96,721
>99%
-
-
(Other)
member_id
MISSING:
96,781
(100%)
loan_amnt
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
funded_amnt
1.00
funded_amnt_inv
1.00
hardship_payoff_balance_amount
0.99
settlement_amount
0.96
installment
0.95
orig_projected_additional_accrued_interest
0.81
hardship_amount
0.81
out_prncp
0.78
out_prncp_inv
0.78
total_rec_int
0.77
total_pymnt
0.59
total_pymnt_inv
0.59
revol_bal_joint
0.49
annual_inc_joint
0.47

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.36
title
0.21
purpose
0.21
home_ownership
0.18
verification_status
0.17
sub_grade
0.16
int_rate
0.16
grade
0.15
verification_status_joint
0.14
application_type
0.14
emp_length
0.13
initial_list_status
0.09
addr_state
0.08
pub_rec_bankruptcies
0.08
MOST FREQUENT VALUES
10000.0
7,379
7.6%
12000.0
5,647
5.8%
15000.0
4,980
5.1%
20000.0
4,786
4.9%
35000.0
4,034
4.2%
5000.0
3,555
3.7%
8000.0
3,526
3.6%
6000.0
3,348
3.5%
16000.0
3,183
3.3%
30000.0
2,719
2.8%
24000.0
2,474
2.6%
25000.0
2,331
2.4%
18000.0
2,101
2.2%
7000.0
1,719
1.8%
14000.0
1,649
1.7%
SMALLEST VALUES
1000.0
444
0.5%
1025.0
4
<0.1%
1050.0
1
<0.1%
1100.0
13
<0.1%
1125.0
1
<0.1%
1150.0
3
<0.1%
1200.0
186
0.2%
1225.0
1
<0.1%
1250.0
6
<0.1%
1275.0
5
<0.1%
1300.0
15
<0.1%
1350.0
2
<0.1%
1375.0
4
<0.1%
1400.0
58
<0.1%
1425.0
1
<0.1%
LARGEST VALUES
40000.0
1,382
1.4%
39925.0
1
<0.1%
39900.0
1
<0.1%
39850.0
1
<0.1%
39825.0
2
<0.1%
39800.0
2
<0.1%
39775.0
1
<0.1%
39750.0
1
<0.1%
39725.0
1
<0.1%
39675.0
1
<0.1%
39600.0
6
<0.1%
39550.0
1
<0.1%
39500.0
1
<0.1%
39475.0
1
<0.1%
39450.0
1
<0.1%
funded_amnt
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
1.00
funded_amnt_inv
1.00
hardship_payoff_balance_amount
0.99
settlement_amount
0.96
installment
0.95
orig_projected_additional_accrued_interest
0.81
hardship_amount
0.81
out_prncp
0.78
out_prncp_inv
0.78
total_rec_int
0.77
total_pymnt
0.59
total_pymnt_inv
0.59
revol_bal_joint
0.49
annual_inc_joint
0.47

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.36
title
0.21
purpose
0.21
home_ownership
0.18
verification_status
0.17
sub_grade
0.16
int_rate
0.16
grade
0.15
verification_status_joint
0.14
application_type
0.14
emp_length
0.13
initial_list_status
0.09
addr_state
0.08
pub_rec_bankruptcies
0.08
MOST FREQUENT VALUES
10000.0
7,379
7.6%
12000.0
5,647
5.8%
15000.0
4,980
5.1%
20000.0
4,786
4.9%
35000.0
4,034
4.2%
5000.0
3,555
3.7%
8000.0
3,526
3.6%
6000.0
3,348
3.5%
16000.0
3,183
3.3%
30000.0
2,719
2.8%
24000.0
2,474
2.6%
25000.0
2,331
2.4%
18000.0
2,101
2.2%
7000.0
1,719
1.8%
14000.0
1,649
1.7%
SMALLEST VALUES
1000.0
444
0.5%
1025.0
4
<0.1%
1050.0
1
<0.1%
1100.0
13
<0.1%
1125.0
1
<0.1%
1150.0
3
<0.1%
1200.0
186
0.2%
1225.0
1
<0.1%
1250.0
6
<0.1%
1275.0
5
<0.1%
1300.0
15
<0.1%
1350.0
2
<0.1%
1375.0
4
<0.1%
1400.0
58
<0.1%
1425.0
1
<0.1%
LARGEST VALUES
40000.0
1,382
1.4%
39925.0
1
<0.1%
39900.0
1
<0.1%
39850.0
1
<0.1%
39825.0
2
<0.1%
39800.0
2
<0.1%
39775.0
1
<0.1%
39750.0
1
<0.1%
39725.0
1
<0.1%
39675.0
1
<0.1%
39600.0
6
<0.1%
39550.0
1
<0.1%
39500.0
1
<0.1%
39475.0
1
<0.1%
39450.0
1
<0.1%
funded_amnt_inv
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
1.00
funded_amnt
1.00
hardship_payoff_balance_amount
0.99
settlement_amount
0.96
installment
0.95
orig_projected_additional_accrued_interest
0.81
hardship_amount
0.81
out_prncp
0.78
out_prncp_inv
0.78
total_rec_int
0.77
total_pymnt
0.59
total_pymnt_inv
0.59
revol_bal_joint
0.49
annual_inc_joint
0.47

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
0.37
title
0.21
purpose
0.21
home_ownership
0.18
verification_status
0.17
sub_grade
0.16
int_rate
0.16
grade
0.15
verification_status_joint
0.14
application_type
0.14
emp_length
0.13
initial_list_status
0.09
addr_state
0.08
pub_rec_bankruptcies
0.08
MOST FREQUENT VALUES
10000.0
7,218
7.5%
12000.0
5,520
5.7%
15000.0
4,787
4.9%
20000.0
4,572
4.7%
35000.0
3,743
3.9%
5000.0
3,536
3.7%
8000.0
3,468
3.6%
6000.0
3,328
3.4%
16000.0
3,085
3.2%
30000.0
2,548
2.6%
24000.0
2,350
2.4%
25000.0
2,222
2.3%
18000.0
2,018
2.1%
7000.0
1,701
1.8%
4000.0
1,613
1.7%
SMALLEST VALUES
1000.0
444
0.5%
1025.0
4
<0.1%
1050.0
1
<0.1%
1100.0
13
<0.1%
1125.0
1
<0.1%
1150.0
3
<0.1%
1200.0
186
0.2%
1225.0
1
<0.1%
1250.0
6
<0.1%
1275.0
5
<0.1%
1300.0
15
<0.1%
1350.0
2
<0.1%
1375.0
5
<0.1%
1400.0
57
<0.1%
1425.0
1
<0.1%
LARGEST VALUES
40000.0
1,277
1.3%
39975.0
33
<0.1%
39950.0
11
<0.1%
39925.0
6
<0.1%
39900.0
1
<0.1%
39850.0
1
<0.1%
39825.0
2
<0.1%
39800.0
1
<0.1%
39775.0
1
<0.1%
39750.0
29
<0.1%
39725.0
15
<0.1%
39700.0
10
<0.1%
39675.0
4
<0.1%
39600.0
6
<0.1%
39550.0
2
<0.1%
term
MISSING:
2
(<1%)
TOP CATEGORIES
36 months
72,410
75%
60 months
24,369
25%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
term
PROVIDES INFORMATION ON...
policy_code
1.00
disbursement_method
0.09
initial_list_status
0.07
grade
0.06
pymnt_plan
0.05
sub_grade
0.03
int_rate
0.03
hardship_flag
0.03
debt_settlement_flag
0.03
application_type
0.02
verification_status_joint
0.01
sec_app_inq_last_6mths
0.01
settlement_date
0.01
sec_app_collections_12_mths_ex_med
0.01

THESE FEATURES
GIVE INFORMATION
ON term:
sub_grade
0.19
int_rate
0.19
grade
0.15
initial_list_status
0.07
title
0.01
purpose
0.01
home_ownership
0.01
emp_length
0.01
application_type
0.01
verification_status_joint
0.00
verification_status
0.00
loan_status
0.00
addr_state
0.00
last_credit_pull_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
term
CORRELATION RATIO WITH...
total_rec_int
0.48
out_prncp_inv
0.38
out_prncp
0.38
funded_amnt_inv
0.37
loan_amnt
0.36
funded_amnt
0.36
installment
0.13
tot_cur_bal
0.11
total_pymnt_inv
0.11
total_pymnt
0.11
tot_hi_cred_lim
0.11
total_bal_ex_mort
0.11
max_bal_bc
0.11
mort_acc
0.10
int_rate
MISSING:
2
(<1%)
TOP CATEGORIES
12.74%
8,718
9%
11.49%
7,901
8%
14.99%
6,452
7%
13.49%
6,301
7%
15.99%
6,256
6%
8.24%
6,183
6%
13.99%
5,963
6%
11.44%
5,497
6%
11.39%
4,715
5%
10.49%
4,476
5%
16.99%
4,428
5%
5.32%
3,925
4%
7.99%
3,542
4%
18.99%
2,854
3%
17.99%
2,794
3%
7.49%
2,664
3%
6.99%
2,474
3%
(Other)
11,636
12%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
int_rate
PROVIDES INFORMATION ON...
policy_code
1.00
sub_grade
1.00
grade
1.00
disbursement_method
0.26
term
0.19
settlement_date
0.11
debt_settlement_flag_date
0.10
debt_settlement_flag
0.09
pymnt_plan
0.08
sec_app_chargeoff_within_12_mths
0.07
settlement_status
0.07
sec_app_collections_12_mths_ex_med
0.06
hardship_flag
0.06
hardship_end_date
0.04

THESE FEATURES
GIVE INFORMATION
ON int_rate:
sub_grade
1.00
grade
0.49
term
0.03
verification_status
0.01
inq_last_6mths
0.01
initial_list_status
0.01
purpose
0.01
title
0.01
loan_status
0.01
last_pymnt_d
0.00
addr_state
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
next_pymnt_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
CORRELATION RATIO WITH...
total_rec_int
0.53
fico_range_high
0.50
fico_range_low
0.50
last_fico_range_high
0.39
bc_open_to_buy
0.36
last_fico_range_low
0.34
bc_util
0.30
all_util
0.29
total_bc_limit
0.28
percent_bc_gt_75
0.28
total_rev_hi_lim
0.23
acc_open_past_24mths
0.22
num_tl_op_past_12m
0.21
installment
0.20
installment
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.95
funded_amnt
0.95
funded_amnt_inv
0.95
settlement_amount
0.92
hardship_payoff_balance_amount
0.91
orig_projected_additional_accrued_interest
0.79
hardship_amount
0.79
total_rec_int
0.74
out_prncp
0.70
out_prncp_inv
0.70
total_pymnt
0.62
total_pymnt_inv
0.62
total_rec_prncp
0.49
revol_bal_joint
0.47

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
title
0.20
purpose
0.20
sub_grade
0.20
int_rate
0.20
grade
0.19
verification_status
0.19
home_ownership
0.14
term
0.13
verification_status_joint
0.13
application_type
0.13
emp_length
0.12
addr_state
0.08
pub_rec_bankruptcies
0.07
loan_status
0.05
MOST FREQUENT VALUES
329.72
620
0.6%
314.48
578
0.6%
335.69
569
0.6%
339.31
465
0.5%
329.48
462
0.5%
271.45
400
0.4%
395.66
400
0.4%
197.83
390
0.4%
164.86
386
0.4%
377.37
380
0.4%
329.24
374
0.4%
324.98
370
0.4%
263.78
367
0.4%
494.57
345
0.4%
167.85
344
0.4%
SMALLEST VALUES
30.12
11
<0.1%
30.88
5
<0.1%
30.99
13
<0.1%
31.11
13
<0.1%
31.34
19
<0.1%
31.45
27
<0.1%
32.5
20
<0.1%
32.93
24
<0.1%
32.95
24
<0.1%
32.98
40
<0.1%
33.13
2
<0.1%
33.57
47
<0.1%
33.75
1
<0.1%
33.78
1
<0.1%
33.94
40
<0.1%
LARGEST VALUES
1715.42
1
<0.1%
1584.9
1
<0.1%
1569.11
1
<0.1%
1568.25
1
<0.1%
1542.98
1
<0.1%
1504.85
1
<0.1%
1503.89
1
<0.1%
1502.92
1
<0.1%
1501.0
3
<0.1%
1500.03
5
<0.1%
1495.22
6
<0.1%
1486.34
5
<0.1%
1485.62
5
<0.1%
1476.05
3
<0.1%
1471.62
1
<0.1%
grade
MISSING:
2
(<1%)
TOP CATEGORIES
C
33,699
35%
B
28,776
30%
A
14,976
15%
D
12,029
12%
E
5,056
5%
F
1,735
2%
G
508
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
grade
PROVIDES INFORMATION ON...
policy_code
1.00
sub_grade
0.49
int_rate
0.49
disbursement_method
0.21
term
0.15
debt_settlement_flag
0.07
pymnt_plan
0.05
debt_settlement_flag_date
0.05
settlement_date
0.05
settlement_status
0.05
hardship_flag
0.04
initial_list_status
0.03
verification_status
0.03
sec_app_collections_12_mths_ex_med
0.03

THESE FEATURES
GIVE INFORMATION
ON grade:
sub_grade
1.00
int_rate
1.00
term
0.06
verification_status
0.02
inq_last_6mths
0.01
initial_list_status
0.01
loan_status
0.01
purpose
0.01
title
0.01
last_pymnt_d
0.01
home_ownership
0.00
pub_rec_bankruptcies
0.00
next_pymnt_d
0.00
addr_state
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
grade
CORRELATION RATIO WITH...
total_rec_int
0.51
fico_range_high
0.48
fico_range_low
0.48
last_fico_range_high
0.38
bc_open_to_buy
0.33
last_fico_range_low
0.33
bc_util
0.28
all_util
0.27
percent_bc_gt_75
0.26
total_bc_limit
0.26
total_rev_hi_lim
0.22
acc_open_past_24mths
0.20
num_tl_op_past_12m
0.20
installment
0.19
sub_grade
MISSING:
2
(<1%)
TOP CATEGORIES
C1
8,718
9%
B5
7,902
8%
C4
6,455
7%
C2
6,305
7%
C5
6,257
6%
B1
6,184
6%
C3
5,964
6%
B4
5,499
6%
B3
4,715
5%
B2
4,476
5%
D1
4,429
5%
A1
3,925
4%
A5
3,542
4%
D3
2,855
3%
D2
2,794
3%
A4
2,664
3%
A2
2,474
3%
(Other)
11,621
12%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sub_grade
PROVIDES INFORMATION ON...
grade
1.00
policy_code
1.00
int_rate
1.00
disbursement_method
0.26
term
0.19
settlement_date
0.11
debt_settlement_flag_date
0.10
debt_settlement_flag
0.09
pymnt_plan
0.08
sec_app_chargeoff_within_12_mths
0.07
settlement_status
0.07
sec_app_collections_12_mths_ex_med
0.06
hardship_flag
0.06
hardship_end_date
0.04

THESE FEATURES
GIVE INFORMATION
ON sub_grade:
int_rate
1.00
grade
0.49
term
0.03
verification_status
0.01
inq_last_6mths
0.01
initial_list_status
0.01
purpose
0.01
title
0.01
loan_status
0.01
last_pymnt_d
0.00
addr_state
0.00
home_ownership
0.00
pub_rec_bankruptcies
0.00
next_pymnt_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
CORRELATION RATIO WITH...
total_rec_int
0.53
fico_range_high
0.50
fico_range_low
0.50
last_fico_range_high
0.39
bc_open_to_buy
0.36
last_fico_range_low
0.34
bc_util
0.30
all_util
0.29
total_bc_limit
0.28
percent_bc_gt_75
0.28
total_rev_hi_lim
0.23
acc_open_past_24mths
0.22
num_tl_op_past_12m
0.21
installment
0.20
emp_title
MISSING:
6,894
(7%)
1,813
2%
-
-
Teacher
1,620
2%
-
-
Manager
1,398
2%
-
-
Owner
756
<1%
-
-
Driver
728
<1%
-
-
Registered Nurse
724
<1%
-
-
RN
682
<1%
-
-
Sales
595
<1%
-
-
Supervisor
542
<1%
-
-
Project Manager
479
<1%
-
-
owner
469
<1%
-
-
General Manager
462
<1%
-
-
Director
448
<1%
-
-
Office Manager
414
<1%
-
-
President
317
<1%
-
-
Operations Manager
316
<1%
-
-
teacher
314
<1%
-
-
Engineer
287
<1%
-
-
manager
285
<1%
-
-
Vice President
275
<1%
-
-
Sales Manager
271
<1%
-
-
Supervisor
268
<1%
-
-
Attorney
257
<1%
-
-
Accountant
239
<1%
-
-
Nurse
225
<1%
-
-
Truck Driver
219
<1%
-
-
Administrative Assistant
212
<1%
-
-
Police Officer
211
<1%
-
-
Account Manager
204
<1%
-
-
Executive Assistant
203
<1%
-
-
driver
200
<1%
-
-
Technician
190
<1%
-
-
Server
184
<1%
-
-
Analyst
180
<1%
-
-
Paralegal
177
<1%
-
-
CEO
176
<1%
-
-
Mechanic
170
<1%
-
-
Foreman
169
<1%
-
-
Controller
165
<1%
-
-
Consultant
164
<1%
-
-
Store Manager
162
<1%
-
-
Program Manager
157
<1%
-
-
Software Engineer
150
<1%
-
-
Branch Manager
142
<1%
-
-
Electrician
139
<1%
-
-
Administrator
137
<1%
-
-
sales
137
<1%
-
-
Manager
137
<1%
-
-
Principal
136
<1%
-
-
Assistant Manager
125
<1%
-
-
supervisor
124
<1%
-
-
Truck driver
124
<1%
-
-
Executive Director
123
<1%
-
-
LPN
123
<1%
-
-
Registered nurse
123
<1%
-
-
IT Manager
120
<1%
-
-
Operator
118
<1%
-
-
truck driver
118
<1%
-
-
Realtor
115
<1%
-
-
Account Executive
113
<1%
-
-
Professor
70,256
78%
-
-
(Other)
emp_length
MISSING:
6,794
(7%)
TOP CATEGORIES
10+ years
33,365
37%
2 years
9,052
10%
3 years
8,180
9%
< 1 year
6,951
8%
1 year
6,421
7%
5 years
6,042
7%
4 years
5,727
6%
6 years
4,248
5%
9 years
3,580
4%
7 years
3,222
4%
8 years
3,199
4%
ALL
89,987
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
emp_length
PROVIDES INFORMATION ON...
policy_code
0.23
sec_app_chargeoff_within_12_mths
0.05
disbursement_method
0.04
settlement_date
0.04
sec_app_inq_last_6mths
0.04
sec_app_collections_12_mths_ex_med
0.04
verification_status
0.03
debt_settlement_flag_date
0.03
home_ownership
0.02
hardship_reason
0.02
pymnt_plan
0.02
num_tl_120dpd_2m
0.02
hardship_flag
0.01
settlement_status
0.01

THESE FEATURES
GIVE INFORMATION
ON emp_length:
verification_status
0.01
home_ownership
0.01
addr_state
0.00
title
0.00
int_rate
0.00
purpose
0.00
sub_grade
0.00
term
0.00
pub_rec_bankruptcies
0.00
last_credit_pull_d
0.00
verification_status_joint
0.00
grade
0.00
sec_app_inq_last_6mths
0.00
application_type
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
CORRELATION RATIO WITH...
mo_sin_old_rev_tl_op
0.26
mort_acc
0.18
open_act_il
0.18
num_rev_accts
0.15
tot_hi_cred_lim
0.14
total_il_high_credit_limit
0.13
funded_amnt_inv
0.13
loan_amnt
0.13
funded_amnt
0.13
il_util
0.13
total_bal_il
0.13
tot_cur_bal
0.13
num_rev_tl_bal_gt_0
0.12
num_actv_rev_tl
0.12
home_ownership
MISSING:
2
(<1%)
TOP CATEGORIES
MORTGAGE
48,083
50%
RENT
37,179
38%
OWN
11,135
12%
ANY
381
<1%
NONE
1
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
policy_code
1.00
disbursement_method
0.09
pymnt_plan
0.05
hardship_flag
0.03
debt_settlement_flag
0.03
application_type
0.02
verification_status_joint
0.02
purpose
0.02
title
0.02
debt_settlement_flag_date
0.01
settlement_date
0.01
sec_app_inq_last_6mths
0.01
num_tl_30dpd
0.01
emp_length
0.01

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
addr_state
0.03
purpose
0.02
title
0.02
emp_length
0.02
int_rate
0.01
sub_grade
0.01
grade
0.01
term
0.01
application_type
0.00
verification_status_joint
0.00
issue_d
0.00
verification_status
0.00
loan_status
0.00
initial_list_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.51
tot_hi_cred_lim
0.50
tot_cur_bal
0.49
avg_cur_bal
0.45
total_acc
0.21
mo_sin_old_rev_tl_op
0.19
total_rev_hi_lim
0.18
funded_amnt_inv
0.18
loan_amnt
0.18
funded_amnt
0.18
mo_sin_old_il_acct
0.16
revol_bal
0.16
fico_range_high
0.15
fico_range_low
0.14
annual_inc
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
0.75
hardship_payoff_balance_amount
0.46
settlement_amount
0.36
revol_bal_joint
0.35
hardship_amount
0.31
orig_projected_additional_accrued_interest
0.28
settlement_percentage
-0.24
sec_app_open_acc
0.16
sec_app_fico_range_low
0.15
sec_app_fico_range_high
0.15
sec_app_num_rev_accts
0.15
tot_hi_cred_lim
0.15
tot_cur_bal
0.14
hardship_last_payment_amount
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.05
emp_length
0.05
int_rate
0.05
sub_grade
0.05
grade
0.04
addr_state
0.04
term
0.03
title
0.02
purpose
0.02
verification_status_joint
0.02
application_type
0.02
verification_status
0.02
initial_list_status
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
60000.0
3,616
3.7%
50000.0
3,118
3.2%
65000.0
2,711
2.8%
80000.0
2,620
2.7%
70000.0
2,605
2.7%
75000.0
2,450
2.5%
40000.0
2,325
2.4%
45000.0
2,143
2.2%
100000.0
2,116
2.2%
90000.0
2,029
2.1%
55000.0
2,016
2.1%
85000.0
1,789
1.8%
120000.0
1,752
1.8%
110000.0
1,362
1.4%
35000.0
1,340
1.4%
SMALLEST VALUES
0.0
31
<0.1%
1.0
2
<0.1%
400.0
1
<0.1%
500.0
1
<0.1%
1000.0
3
<0.1%
1008.0
1
<0.1%
1500.0
1
<0.1%
1764.0
1
<0.1%
1800.0
1
<0.1%
2000.0
3
<0.1%
2100.0
1
<0.1%
3000.0
1
<0.1%
3400.0
1
<0.1%
3600.0
1
<0.1%
4000.0
2
<0.1%
LARGEST VALUES
61000000.0
1
<0.1%
9522972.0
1
<0.1%
9300086.0
1
<0.1%
8500000.0
1
<0.1%
8300000.0
1
<0.1%
7500000.0
1
<0.1%
5990095.0
1
<0.1%
4367398.0
1
<0.1%
4100000.0
1
<0.1%
3870776.0
1
<0.1%
3100000.0
1
<0.1%
1500000.0
3
<0.1%
1400000.0
1
<0.1%
1200000.0
3
<0.1%
1154255.0
1
<0.1%
verification_status
MISSING:
2
(<1%)
TOP CATEGORIES
Source Verified
38,218
39%
Not Verified
31,016
32%
Verified
27,545
28%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
policy_code
1.00
disbursement_method
0.09
pymnt_plan
0.05
num_tl_120dpd_2m
0.05
verification_status_joint
0.04
debt_settlement_flag
0.04
hardship_flag
0.03
application_type
0.02
grade
0.02
sec_app_collections_12_mths_ex_med
0.01
emp_length
0.01
sub_grade
0.01
int_rate
0.01
settlement_status
0.01

THESE FEATURES
GIVE INFORMATION
ON verification_status:
int_rate
0.04
sub_grade
0.04
grade
0.03
emp_length
0.03
verification_status_joint
0.01
purpose
0.01
title
0.01
application_type
0.00
home_ownership
0.00
loan_status
0.00
addr_state
0.00
initial_list_status
0.00
term
0.00
inq_last_6mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
fico_range_high
0.26
fico_range_low
0.26
total_rec_int
0.21
all_util
0.19
installment
0.19
last_fico_range_high
0.19
bc_util
0.18
percent_bc_gt_75
0.18
loan_amnt
0.17
funded_amnt
0.17
funded_amnt_inv
0.17
last_fico_range_low
0.16
bc_open_to_buy
0.14
out_prncp
0.13
issue_d
MISSING:
2
(<1%)
TOP CATEGORIES
Mar-2017
37,181
38%
Jan-2017
31,835
33%
Feb-2017
27,763
29%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
issue_d
PROVIDES INFORMATION ON...
policy_code
1.00
sec_app_inq_last_6mths
0.13
sec_app_collections_12_mths_ex_med
0.11
sec_app_chargeoff_within_12_mths
0.10
disbursement_method
0.09
pymnt_plan
0.06
hardship_flag
0.04
debt_settlement_flag
0.03
verification_status_joint
0.03
settlement_date
0.01
debt_settlement_flag_date
0.01
settlement_status
0.01
last_pymnt_d
0.01
last_credit_pull_d
0.01

THESE FEATURES
GIVE INFORMATION
ON issue_d:
last_pymnt_d
0.01
verification_status_joint
0.01
int_rate
0.00
sub_grade
0.00
last_credit_pull_d
0.00
sec_app_inq_last_6mths
0.00
home_ownership
0.00
loan_status
0.00
next_pymnt_d
0.00
addr_state
0.00
grade
0.00
title
0.00
purpose
0.00
sec_app_collections_12_mths_ex_med
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
issue_d
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.13
sec_app_fico_range_low
0.13
sec_app_revol_util
0.12
sec_app_open_acc
0.11
sec_app_num_rev_accts
0.11
revol_bal_joint
0.11
fico_range_high
0.10
fico_range_low
0.10
total_rec_int
0.10
total_pymnt_inv
0.09
total_pymnt
0.09
sec_app_mort_acc
0.09
sec_app_open_act_il
0.09
total_rec_prncp
0.08
loan_status
MISSING:
2
(<1%)
TOP CATEGORIES
Current
78,252
81%
Fully Paid
13,109
14%
Charged Off
2,052
2%
Late (31-120 days)
2,035
2%
In Grace Period
830
<1%
Late (16-30 days)
499
<1%
Default
2
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
policy_code
1.00
next_pymnt_d
0.99
pymnt_plan
0.46
hardship_flag
0.45
last_pymnt_d
0.42
debt_settlement_flag
0.42
settlement_status
0.39
debt_settlement_flag_date
0.35
settlement_date
0.34
last_credit_pull_d
0.31
hardship_status
0.17
payment_plan_start_date
0.15
hardship_end_date
0.14
hardship_start_date
0.14

THESE FEATURES
GIVE INFORMATION
ON loan_status:
next_pymnt_d
0.64
last_pymnt_d
0.63
last_credit_pull_d
0.28
int_rate
0.03
sub_grade
0.03
grade
0.02
hardship_status
0.01
payment_plan_start_date
0.01
hardship_end_date
0.01
debt_settlement_flag
0.01
hardship_start_date
0.01
settlement_date
0.01
debt_settlement_flag_date
0.01
hardship_flag
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
last_pymnt_amnt
0.76
total_rec_prncp
0.69
total_pymnt_inv
0.62
total_pymnt
0.62
out_prncp
0.52
out_prncp_inv
0.52
last_fico_range_low
0.50
last_fico_range_high
0.47
recoveries
0.32
collection_recovery_fee
0.32
total_rec_int
0.20
total_rec_late_fee
0.18
settlement_percentage
0.17
settlement_amount
0.16
pymnt_plan
MISSING:
2
(<1%)
TOP CATEGORIES
n
96,718
>99%
y
61
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
policy_code
1.00
hardship_flag
0.60
hardship_end_date
0.18
payment_plan_start_date
0.18
hardship_status
0.17
hardship_start_date
0.17
hardship_reason
0.16
hardship_type
0.15
deferral_term
0.15
hardship_length
0.15
hardship_loan_status
0.15
disbursement_method
0.09
debt_settlement_flag
0.03
loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
hardship_end_date
0.96
payment_plan_start_date
0.90
hardship_flag
0.88
hardship_status
0.84
hardship_start_date
0.82
hardship_reason
0.75
hardship_loan_status
0.71
hardship_type
0.66
deferral_term
0.66
hardship_length
0.66
loan_status
0.46
addr_state
0.13
int_rate
0.08
sub_grade
0.08

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
hardship_dpd
0.50
hardship_payoff_balance_amount
0.37
orig_projected_additional_accrued_interest
0.36
hardship_amount
0.33
hardship_last_payment_amount
0.20
fico_range_high
0.10
fico_range_low
0.10
last_fico_range_high
0.06
last_fico_range_low
0.05
pct_tl_nvr_dlq
0.04
total_rec_late_fee
0.03
out_prncp_inv
0.01
out_prncp
0.01
all_util
0.01
url
MISSING:
2
(<1%)
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97265410
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96396953
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97533229
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97484135
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97434635
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97052534
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97364443
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97132494
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97464845
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96856863
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97365422
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97532481
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96960509
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97404342
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96825814
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97443825
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96603490
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97394105
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97242442
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96871688
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97344902
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97052718
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=95290588
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97265384
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96833476
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96773457
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96732728
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96763700
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96979112
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97314921
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97535071
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96992324
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97530354
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96742181
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96930477
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96929890
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97405165
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96758002
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96952751
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97364512
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97355152
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97343927
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97531475
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97303934
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97012172
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96508858
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97504725
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97493454
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97374816
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96605542
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96833750
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96664237
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97484267
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96847948
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96652946
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97383496
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97414793
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97434918
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=97304764
1
<1%
-
-
https://lendingclub.com/browse/loanDetail.action?loan_id=96941863
96,719
>99%
-
-
(Other)
desc
MISSING:
96,781
(100%)
purpose
MISSING:
2
(<1%)
TOP CATEGORIES
debt_consolidation
54,811
57%
credit_card
21,009
22%
home_improvement
7,059
7%
other
6,131
6%
major_purchase
2,172
2%
medical
1,353
1%
small_business
1,145
1%
car
1,118
1%
vacation
780
<1%
moving
704
<1%
house
429
<1%
renewable_energy
68
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
purpose
PROVIDES INFORMATION ON...
policy_code
1.00
title
1.00
disbursement_method
0.10
pymnt_plan
0.05
debt_settlement_flag
0.04
hardship_flag
0.04
settlement_date
0.03
debt_settlement_flag_date
0.03
sec_app_chargeoff_within_12_mths
0.03
settlement_status
0.03
home_ownership
0.02
sec_app_collections_12_mths_ex_med
0.02
payment_plan_start_date
0.01
num_tl_120dpd_2m
0.01

THESE FEATURES
GIVE INFORMATION
ON purpose:
title
1.00
home_ownership
0.02
int_rate
0.01
sub_grade
0.01
grade
0.01
verification_status
0.01
term
0.00
addr_state
0.00
emp_length
0.00
last_pymnt_d
0.00
loan_status
0.00
initial_list_status
0.00
last_credit_pull_d
0.00
application_type
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
purpose
CORRELATION RATIO WITH...
funded_amnt_inv
0.21
loan_amnt
0.21
funded_amnt
0.21
installment
0.20
total_rec_int
0.18
out_prncp_inv
0.17
out_prncp
0.17
bc_util
0.16
fico_range_high
0.14
fico_range_low
0.14
max_bal_bc
0.14
percent_bc_gt_75
0.13
total_pymnt_inv
0.13
total_pymnt
0.13
title
MISSING:
2
(<1%)
TOP CATEGORIES
Debt consolidation
54,807
57%
Credit card refinancing
21,017
22%
Home improvement
7,058
7%
Other
6,130
6%
Major purchase
2,167
2%
Medical expenses
1,353
1%
Business
1,146
1%
Car financing
1,121
1%
Vacation
780
<1%
Moving and relocation
704
<1%
Home buying
429
<1%
Green loan
67
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
title
PROVIDES INFORMATION ON...
policy_code
1.00
purpose
1.00
disbursement_method
0.10
pymnt_plan
0.05
debt_settlement_flag
0.04
hardship_flag
0.04
settlement_date
0.03
debt_settlement_flag_date
0.03
sec_app_chargeoff_within_12_mths
0.03
settlement_status
0.03
home_ownership
0.02
sec_app_collections_12_mths_ex_med
0.02
payment_plan_start_date
0.01
num_tl_120dpd_2m
0.01

THESE FEATURES
GIVE INFORMATION
ON title:
purpose
1.00
home_ownership
0.02
int_rate
0.01
sub_grade
0.01
grade
0.01
verification_status
0.01
term
0.00
addr_state
0.00
emp_length
0.00
last_pymnt_d
0.00
loan_status
0.00
initial_list_status
0.00
last_credit_pull_d
0.00
application_type
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
title
CORRELATION RATIO WITH...
funded_amnt_inv
0.21
loan_amnt
0.21
funded_amnt
0.21
installment
0.20
total_rec_int
0.18
out_prncp_inv
0.17
out_prncp
0.17
bc_util
0.16
fico_range_high
0.14
fico_range_low
0.14
max_bal_bc
0.14
percent_bc_gt_75
0.13
total_pymnt_inv
0.13
total_pymnt
0.13
zip_code
MISSING:
3
(<1%)
1,043
1%
-
-
112xx
1,037
1%
-
-
750xx
1,004
1%
-
-
945xx
890
<1%
-
-
606xx
851
<1%
-
-
300xx
833
<1%
-
-
770xx
777
<1%
-
-
331xx
744
<1%
-
-
070xx
711
<1%
-
-
117xx
698
<1%
-
-
891xx
688
<1%
-
-
330xx
670
<1%
-
-
100xx
669
<1%
-
-
917xx
662
<1%
-
-
104xx
615
<1%
-
-
900xx
609
<1%
-
-
925xx
607
<1%
-
-
852xx
559
<1%
-
-
601xx
539
<1%
-
-
760xx
538
<1%
-
-
926xx
537
<1%
-
-
921xx
535
<1%
-
-
334xx
521
<1%
-
-
956xx
514
<1%
-
-
773xx
511
<1%
-
-
913xx
502
<1%
-
-
774xx
498
<1%
-
-
853xx
495
<1%
-
-
080xx
492
<1%
-
-
604xx
489
<1%
-
-
207xx
475
<1%
-
-
600xx
475
<1%
-
-
113xx
475
<1%
-
-
481xx
474
<1%
-
-
802xx
469
<1%
-
-
980xx
459
<1%
-
-
201xx
448
<1%
-
-
928xx
445
<1%
-
-
021xx
436
<1%
-
-
301xx
434
<1%
-
-
920xx
417
<1%
-
-
782xx
411
<1%
-
-
850xx
410
<1%
-
-
114xx
405
<1%
-
-
923xx
402
<1%
-
-
800xx
391
<1%
-
-
605xx
391
<1%
-
-
327xx
388
<1%
-
-
553xx
387
<1%
-
-
088xx
383
<1%
-
-
775xx
381
<1%
-
-
786xx
378
<1%
-
-
941xx
374
<1%
-
-
212xx
374
<1%
-
-
064xx
372
<1%
-
-
480xx
372
<1%
-
-
554xx
372
<1%
-
-
967xx
370
<1%
-
-
787xx
366
<1%
-
-
752xx
366
<1%
-
-
890xx
64,640
67%
-
-
(Other)
addr_state
MISSING:
2
(<1%)
TOP CATEGORIES
CA
13,365
14%
TX
8,331
9%
NY
8,038
8%
FL
6,652
7%
IL
3,809
4%
NJ
3,507
4%
PA
3,295
3%
OH
3,132
3%
GA
2,931
3%
VA
2,676
3%
NC
2,658
3%
MI
2,485
3%
MD
2,417
2%
MA
2,213
2%
AZ
2,195
2%
WA
2,157
2%
CO
2,118
2%
(Other)
24,800
26%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
addr_state
PROVIDES INFORMATION ON...
policy_code
1.00
hardship_reason
0.22
hardship_start_date
0.21
payment_plan_start_date
0.21
hardship_end_date
0.20
hardship_status
0.19
hardship_loan_status
0.19
disbursement_method
0.18
hardship_type
0.18
deferral_term
0.18
hardship_length
0.18
pymnt_plan
0.13
hardship_flag
0.11
settlement_date
0.10

THESE FEATURES
GIVE INFORMATION
ON addr_state:
home_ownership
0.01
int_rate
0.00
sub_grade
0.00
pub_rec_bankruptcies
0.00
emp_length
0.00
payment_plan_start_date
0.00
hardship_end_date
0.00
purpose
0.00
title
0.00
hardship_reason
0.00
inq_last_6mths
0.00
hardship_start_date
0.00
hardship_status
0.00
hardship_loan_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
CORRELATION RATIO WITH...
total_cu_tl
0.19
mort_acc
0.15
num_il_tl
0.15
inq_last_12m
0.14
inq_fi
0.13
mths_since_last_record
0.12
pub_rec
0.12
tot_cur_bal
0.12
avg_cur_bal
0.12
tot_hi_cred_lim
0.12
mo_sin_old_il_acct
0.11
fico_range_high
0.11
fico_range_low
0.11
tax_liens
0.10
dti
MISSING:
35
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.21
dti_joint
0.20
open_acc
0.18
num_sats
0.18
total_bal_ex_mort
0.18
num_rev_tl_bal_gt_0
0.17
total_bal_il
0.17
num_actv_rev_tl
0.16
open_act_il
0.16
open_il_24m
0.16
mths_since_rcnt_il
-0.15
total_acc
0.15
num_il_tl
0.14
all_util
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.20
application_type
0.19
int_rate
0.13
sub_grade
0.13
verification_status
0.12
grade
0.12
sec_app_inq_last_6mths
0.09
addr_state
0.09
purpose
0.07
title
0.07
emp_length
0.06
last_credit_pull_d
0.06
debt_settlement_flag_date
0.05
settlement_date
0.05
MOST FREQUENT VALUES
15.36
78
<0.1%
15.6
67
<0.1%
16.8
66
<0.1%
18.6
66
<0.1%
17.04
65
<0.1%
20.4
65
<0.1%
19.2
63
<0.1%
19.49
62
<0.1%
8.4
62
<0.1%
15.84
61
<0.1%
13.92
61
<0.1%
18.0
61
<0.1%
14.4
60
<0.1%
17.52
60
<0.1%
19.78
60
<0.1%
SMALLEST VALUES
-1.0
1
<0.1%
0.0
24
<0.1%
0.01
1
<0.1%
0.03
1
<0.1%
0.07
2
<0.1%
0.12
1
<0.1%
0.13
3
<0.1%
0.14
2
<0.1%
0.15
2
<0.1%
0.17
1
<0.1%
0.19
1
<0.1%
0.2
2
<0.1%
0.22
3
<0.1%
0.24
4
<0.1%
0.25
4
<0.1%
LARGEST VALUES
999.0
5
<0.1%
886.77
1
<0.1%
844.8
1
<0.1%
595.24
1
<0.1%
445.2
1
<0.1%
441.5
1
<0.1%
382.17
1
<0.1%
356.63
1
<0.1%
353.61
1
<0.1%
339.61
1
<0.1%
312.02
1
<0.1%
272.16
1
<0.1%
261.74
1
<0.1%
251.6
1
<0.1%
238.02
1
<0.1%
delinq_2yrs
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.65
mths_since_last_delinq
-0.55
mths_since_recent_revol_delinq
-0.50
mths_since_recent_bc_dlq
-0.46
pct_tl_nvr_dlq
-0.45
mths_since_last_major_derog
-0.42
settlement_amount
0.22
num_accts_ever_120_pd
0.21
fico_range_low
-0.18
fico_range_high
-0.18
sec_app_mths_since_last_major_derog
-0.16
settlement_percentage
0.13
last_fico_range_high
-0.13
total_acc
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.12
acc_now_delinq
0.12
num_tl_30dpd
0.10
collections_12_mths_ex_med
0.09
pub_rec_bankruptcies
0.07
int_rate
0.07
sub_grade
0.07
grade
0.06
addr_state
0.05
home_ownership
0.05
num_tl_120dpd_2m
0.04
emp_length
0.04
purpose
0.04
title
0.04
MOST FREQUENT VALUES
0.0
76,641
79.2%
1.0
13,217
13.7%
2.0
3,985
4.1%
3.0
1,398
1.4%
4.0
676
0.7%
5.0
350
0.4%
6.0
202
0.2%
7.0
112
0.1%
8.0
52
<0.1%
10.0
43
<0.1%
9.0
41
<0.1%
11.0
26
<0.1%
12.0
14
<0.1%
15.0
6
<0.1%
14.0
5
<0.1%
SMALLEST VALUES
0.0
76,641
79.2%
1.0
13,217
13.7%
2.0
3,985
4.1%
3.0
1,398
1.4%
4.0
676
0.7%
5.0
350
0.4%
6.0
202
0.2%
7.0
112
0.1%
8.0
52
<0.1%
9.0
41
<0.1%
10.0
43
<0.1%
11.0
26
<0.1%
12.0
14
<0.1%
13.0
4
<0.1%
14.0
5
<0.1%
LARGEST VALUES
21.0
1
<0.1%
20.0
1
<0.1%
19.0
1
<0.1%
18.0
1
<0.1%
16.0
3
<0.1%
15.0
6
<0.1%
14.0
5
<0.1%
13.0
4
<0.1%
12.0
14
<0.1%
11.0
26
<0.1%
10.0
43
<0.1%
9.0
41
<0.1%
8.0
52
<0.1%
7.0
112
0.1%
6.0
202
0.2%
earliest_cr_line
MISSING:
2
(<1%)
767
<1%
-
-
Sep-2004
744
<1%
-
-
Sep-2003
737
<1%
-
-
Aug-2004
736
<1%
-
-
Aug-2005
707
<1%
-
-
Sep-2005
672
<1%
-
-
Aug-2006
668
<1%
-
-
Aug-2003
646
<1%
-
-
Aug-2002
646
<1%
-
-
Jul-2003
641
<1%
-
-
Oct-2003
636
<1%
-
-
Oct-2004
623
<1%
-
-
Sep-2002
612
<1%
-
-
Jul-2004
605
<1%
-
-
Oct-2002
605
<1%
-
-
Sep-2006
599
<1%
-
-
Nov-2004
597
<1%
-
-
Mar-2004
594
<1%
-
-
Jul-2005
589
<1%
-
-
Jun-2005
576
<1%
-
-
Mar-2005
575
<1%
-
-
Jun-2004
573
<1%
-
-
May-2004
566
<1%
-
-
Nov-2003
564
<1%
-
-
Apr-2004
551
<1%
-
-
Dec-2004
548
<1%
-
-
Aug-2001
545
<1%
-
-
Nov-2005
541
<1%
-
-
Feb-2005
537
<1%
-
-
Jun-2006
534
<1%
-
-
Jul-2006
534
<1%
-
-
May-2006
530
<1%
-
-
Oct-2000
530
<1%
-
-
Nov-2002
529
<1%
-
-
Oct-2005
524
<1%
-
-
Oct-2001
523
<1%
-
-
Aug-2000
522
<1%
-
-
Jun-2003
521
<1%
-
-
Mar-2006
520
<1%
-
-
May-2005
505
<1%
-
-
May-2003
504
<1%
-
-
Feb-2004
503
<1%
-
-
Mar-2003
501
<1%
-
-
Nov-2001
494
<1%
-
-
Jan-2005
492
<1%
-
-
Jul-2002
491
<1%
-
-
Apr-2002
490
<1%
-
-
Aug-2007
489
<1%
-
-
Sep-2001
488
<1%
-
-
Dec-2003
488
<1%
-
-
Nov-1999
482
<1%
-
-
Mar-2002
481
<1%
-
-
Dec-2002
476
<1%
-
-
Feb-2003
476
<1%
-
-
Sep-2000
475
<1%
-
-
Oct-2006
474
<1%
-
-
Feb-2006
473
<1%
-
-
Apr-2006
472
<1%
-
-
Dec-2005
468
<1%
-
-
Apr-2005
465
<1%
-
-
May-2002
63,325
65%
-
-
(Other)
fico_range_low
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_high
1.00
last_fico_range_high
0.51
bc_open_to_buy
0.51
bc_util
-0.49
sec_app_fico_range_low
0.47
sec_app_fico_range_high
0.47
last_fico_range_low
0.42
all_util
-0.42
percent_bc_gt_75
-0.41
total_bc_limit
0.37
pct_tl_nvr_dlq
0.30
total_rev_hi_lim
0.30
sec_app_revol_util
-0.28
tot_hi_cred_lim
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.50
sub_grade
0.50
grade
0.48
verification_status
0.26
pub_rec_bankruptcies
0.20
home_ownership
0.14
title
0.14
purpose
0.14
loan_status
0.13
initial_list_status
0.12
addr_state
0.11
issue_d
0.10
term
0.10
hardship_flag
0.10
MOST FREQUENT VALUES
660.0
8,628
8.9%
665.0
8,372
8.7%
670.0
8,195
8.5%
675.0
7,431
7.7%
680.0
7,345
7.6%
685.0
6,407
6.6%
690.0
6,206
6.4%
695.0
5,465
5.6%
700.0
5,351
5.5%
705.0
4,902
5.1%
710.0
4,238
4.4%
715.0
3,832
4.0%
720.0
3,214
3.3%
725.0
2,526
2.6%
730.0
2,281
2.4%
SMALLEST VALUES
660.0
8,628
8.9%
665.0
8,372
8.7%
670.0
8,195
8.5%
675.0
7,431
7.7%
680.0
7,345
7.6%
685.0
6,407
6.6%
690.0
6,206
6.4%
695.0
5,465
5.6%
700.0
5,351
5.5%
705.0
4,902
5.1%
710.0
4,238
4.4%
715.0
3,832
4.0%
720.0
3,214
3.3%
725.0
2,526
2.6%
730.0
2,281
2.4%
LARGEST VALUES
845.0
17
<0.1%
840.0
21
<0.1%
835.0
27
<0.1%
830.0
46
<0.1%
825.0
66
<0.1%
820.0
114
0.1%
815.0
163
0.2%
810.0
191
0.2%
805.0
255
0.3%
800.0
293
0.3%
795.0
325
0.3%
790.0
352
0.4%
785.0
439
0.5%
780.0
503
0.5%
775.0
610
0.6%
fico_range_high
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
fico_range_low
1.00
last_fico_range_high
0.51
bc_open_to_buy
0.51
bc_util
-0.49
sec_app_fico_range_low
0.47
sec_app_fico_range_high
0.47
last_fico_range_low
0.42
all_util
-0.42
percent_bc_gt_75
-0.41
total_bc_limit
0.37
pct_tl_nvr_dlq
0.30
total_rev_hi_lim
0.30
sec_app_revol_util
-0.28
tot_hi_cred_lim
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.50
sub_grade
0.50
grade
0.48
verification_status
0.26
pub_rec_bankruptcies
0.20
home_ownership
0.15
title
0.14
purpose
0.14
loan_status
0.13
initial_list_status
0.12
addr_state
0.11
issue_d
0.10
term
0.10
hardship_flag
0.10
MOST FREQUENT VALUES
664.0
8,628
8.9%
669.0
8,372
8.7%
674.0
8,195
8.5%
679.0
7,431
7.7%
684.0
7,345
7.6%
689.0
6,407
6.6%
694.0
6,206
6.4%
699.0
5,465
5.6%
704.0
5,351
5.5%
709.0
4,902
5.1%
714.0
4,238
4.4%
719.0
3,832
4.0%
724.0
3,214
3.3%
729.0
2,526
2.6%
734.0
2,281
2.4%
SMALLEST VALUES
664.0
8,628
8.9%
669.0
8,372
8.7%
674.0
8,195
8.5%
679.0
7,431
7.7%
684.0
7,345
7.6%
689.0
6,407
6.6%
694.0
6,206
6.4%
699.0
5,465
5.6%
704.0
5,351
5.5%
709.0
4,902
5.1%
714.0
4,238
4.4%
719.0
3,832
4.0%
724.0
3,214
3.3%
729.0
2,526
2.6%
734.0
2,281
2.4%
LARGEST VALUES
850.0
17
<0.1%
844.0
21
<0.1%
839.0
27
<0.1%
834.0
46
<0.1%
829.0
66
<0.1%
824.0
114
0.1%
819.0
163
0.2%
814.0
191
0.2%
809.0
255
0.3%
804.0
293
0.3%
799.0
325
0.3%
794.0
352
0.4%
789.0
439
0.5%
784.0
503
0.5%
779.0
610
0.6%
inq_last_6mths
MISSING:
2
(<1%)
TOP CATEGORIES
0.0
61,998
64%
1.0
24,472
25%
2.0
7,555
8%
3.0
1,908
2%
4.0
644
<1%
5.0
202
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
inq_last_6mths
PROVIDES INFORMATION ON...
disbursement_method
0.06
policy_code
0.04
settlement_date
0.02
debt_settlement_flag_date
0.02
settlement_status
0.02
sec_app_chargeoff_within_12_mths
0.02
grade
0.01
sec_app_inq_last_6mths
0.01
debt_settlement_flag
0.01
sec_app_collections_12_mths_ex_med
0.01
pymnt_plan
0.01
hardship_reason
0.01
pub_rec_bankruptcies
0.01
int_rate
0.01

THESE FEATURES
GIVE INFORMATION
ON inq_last_6mths:
int_rate
0.03
sub_grade
0.03
grade
0.02
addr_state
0.01
pub_rec_bankruptcies
0.00
loan_status
0.00
initial_list_status
0.00
last_pymnt_d
0.00
next_pymnt_d
0.00
verification_status
0.00
purpose
0.00
title
0.00
last_credit_pull_d
0.00
home_ownership
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
CORRELATION RATIO WITH...
inq_last_12m
0.48
mths_since_recent_inq
0.46
open_acc_6m
0.41
num_tl_op_past_12m
0.34
open_rv_12m
0.33
acc_open_past_24mths
0.30
open_rv_24m
0.29
mo_sin_rcnt_tl
0.24
mo_sin_rcnt_rev_tl_op
0.21
inq_fi
0.20
num_op_rev_tl
0.17
num_rev_accts
0.17
open_acc
0.16
total_acc
0.16
mths_since_last_delinq
MISSING:
46,295
(48%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_revol_delinq
0.86
mths_since_recent_bc_dlq
0.76
mths_since_last_major_derog
0.69
delinq_2yrs
-0.55
sec_app_mths_since_last_major_derog
0.43
num_tl_90g_dpd_24m
-0.21
pct_tl_nvr_dlq
0.20
settlement_percentage
-0.18
acc_open_past_24mths
0.11
last_fico_range_high
0.11
fico_range_low
0.11
fico_range_high
0.11
settlement_term
-0.10
open_rv_24m
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
0.06
pub_rec_bankruptcies
0.05
num_tl_30dpd
0.05
int_rate
0.04
sub_grade
0.04
addr_state
0.04
grade
0.04
inq_last_6mths
0.03
home_ownership
0.03
emp_length
0.03
title
0.03
purpose
0.03
verification_status
0.02
num_tl_120dpd_2m
0.02
MOST FREQUENT VALUES
12.0
1,060
2.1%
13.0
1,041
2.1%
6.0
1,034
2.0%
26.0
970
1.9%
7.0
963
1.9%
25.0
949
1.9%
14.0
948
1.9%
5.0
924
1.8%
15.0
920
1.8%
24.0
909
1.8%
11.0
900
1.8%
9.0
892
1.8%
23.0
886
1.8%
8.0
861
1.7%
4.0
841
1.7%
SMALLEST VALUES
0.0
113
0.2%
1.0
459
0.9%
2.0
611
1.2%
3.0
793
1.6%
4.0
841
1.7%
5.0
924
1.8%
6.0
1,034
2.0%
7.0
963
1.9%
8.0
861
1.7%
9.0
892
1.8%
10.0
781
1.5%
11.0
900
1.8%
12.0
1,060
2.1%
13.0
1,041
2.1%
14.0
948
1.9%
LARGEST VALUES
137.0
1
<0.1%
134.0
1
<0.1%
133.0
1
<0.1%
129.0
1
<0.1%
125.0
1
<0.1%
118.0
1
<0.1%
117.0
1
<0.1%
114.0
2
<0.1%
113.0
1
<0.1%
111.0
1
<0.1%
110.0
4
<0.1%
109.0
1
<0.1%
108.0
1
<0.1%
107.0
2
<0.1%
106.0
2
<0.1%
mths_since_last_record
MISSING:
77,676
(80%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tax_liens
-0.31
sec_app_mths_since_last_major_derog
0.29
pub_rec
-0.29
settlement_percentage
-0.25
pct_tl_nvr_dlq
0.20
fico_range_low
0.18
fico_range_high
0.18
hardship_payoff_balance_amount
-0.16
settlement_term
0.14
num_accts_ever_120_pd
-0.14
num_bc_tl
-0.13
sec_app_fico_range_low
0.12
sec_app_fico_range_high
0.12
sec_app_open_acc
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
0.83
addr_state
0.12
int_rate
0.10
sub_grade
0.10
grade
0.09
inq_last_6mths
0.07
emp_length
0.07
title
0.03
purpose
0.03
last_pymnt_d
0.03
loan_status
0.03
next_pymnt_d
0.03
verification_status
0.02
last_credit_pull_d
0.02
MOST FREQUENT VALUES
79.0
364
1.9%
82.0
361
1.9%
77.0
345
1.8%
81.0
342
1.8%
80.0
337
1.8%
72.0
336
1.8%
78.0
329
1.7%
70.0
327
1.7%
83.0
324
1.7%
75.0
319
1.7%
84.0
316
1.7%
69.0
313
1.6%
76.0
311
1.6%
74.0
308
1.6%
71.0
299
1.6%
SMALLEST VALUES
0.0
1
<0.1%
1.0
12
<0.1%
2.0
20
0.1%
3.0
30
0.2%
4.0
33
0.2%
5.0
48
0.3%
6.0
53
0.3%
7.0
38
0.2%
8.0
49
0.3%
9.0
53
0.3%
10.0
58
0.3%
11.0
70
0.4%
12.0
59
0.3%
13.0
62
0.3%
14.0
58
0.3%
LARGEST VALUES
120.0
2
<0.1%
119.0
24
0.1%
118.0
70
0.4%
117.0
59
0.3%
116.0
80
0.4%
115.0
79
0.4%
114.0
83
0.4%
113.0
95
0.5%
112.0
74
0.4%
111.0
112
0.6%
110.0
86
0.5%
109.0
89
0.5%
108.0
94
0.5%
107.0
118
0.6%
106.0
107
0.6%
open_acc
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
1.00
num_op_rev_tl
0.84
total_acc
0.73
num_rev_accts
0.69
num_rev_tl_bal_gt_0
0.68
num_actv_rev_tl
0.68
num_bc_sats
0.65
num_actv_bc_tl
0.57
num_bc_tl
0.57
open_act_il
0.52
acc_open_past_24mths
0.51
open_rv_24m
0.46
total_rev_hi_lim
0.43
total_bc_limit
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.16
home_ownership
0.13
emp_length
0.08
int_rate
0.08
sub_grade
0.08
title
0.08
purpose
0.08
addr_state
0.07
grade
0.07
term
0.06
verification_status
0.04
acc_now_delinq
0.03
last_credit_pull_d
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
9.0
8,267
8.5%
10.0
8,216
8.5%
8.0
7,959
8.2%
11.0
7,514
7.8%
7.0
7,363
7.6%
12.0
6,702
6.9%
6.0
6,047
6.2%
13.0
5,767
6.0%
14.0
5,181
5.4%
5.0
4,485
4.6%
15.0
4,417
4.6%
16.0
3,596
3.7%
17.0
3,008
3.1%
4.0
2,745
2.8%
18.0
2,561
2.6%
SMALLEST VALUES
1.0
28
<0.1%
2.0
328
0.3%
3.0
1,262
1.3%
4.0
2,745
2.8%
5.0
4,485
4.6%
6.0
6,047
6.2%
7.0
7,363
7.6%
8.0
7,959
8.2%
9.0
8,267
8.5%
10.0
8,216
8.5%
11.0
7,514
7.8%
12.0
6,702
6.9%
13.0
5,767
6.0%
14.0
5,181
5.4%
15.0
4,417
4.6%
LARGEST VALUES
72.0
1
<0.1%
71.0
1
<0.1%
67.0
1
<0.1%
65.0
1
<0.1%
63.0
2
<0.1%
57.0
3
<0.1%
56.0
1
<0.1%
53.0
2
<0.1%
52.0
2
<0.1%
51.0
6
<0.1%
50.0
6
<0.1%
49.0
4
<0.1%
48.0
3
<0.1%
47.0
3
<0.1%
46.0
9
<0.1%
pub_rec
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tax_liens
0.76
mths_since_last_record
-0.29
fico_range_low
-0.18
fico_range_high
-0.18
revol_bal_joint
-0.14
total_bc_limit
-0.11
max_bal_bc
-0.10
total_rev_hi_lim
-0.09
last_fico_range_high
-0.09
open_rv_24m
0.09
acc_open_past_24mths
0.09
bc_open_to_buy
-0.08
revol_bal
-0.08
inq_last_12m
0.08

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
0.57
addr_state
0.12
int_rate
0.08
sub_grade
0.08
grade
0.08
inq_last_6mths
0.07
emp_length
0.04
title
0.04
purpose
0.04
verification_status
0.02
last_credit_pull_d
0.02
loan_status
0.01
acc_now_delinq
0.01
last_pymnt_d
0.01
MOST FREQUENT VALUES
0.0
77,674
80.3%
1.0
15,322
15.8%
2.0
2,369
2.4%
3.0
771
0.8%
4.0
326
0.3%
5.0
160
0.2%
6.0
75
<0.1%
7.0
37
<0.1%
9.0
12
<0.1%
8.0
8
<0.1%
10.0
5
<0.1%
11.0
3
<0.1%
16.0
3
<0.1%
12.0
3
<0.1%
14.0
3
<0.1%
SMALLEST VALUES
0.0
77,674
80.3%
1.0
15,322
15.8%
2.0
2,369
2.4%
3.0
771
0.8%
4.0
326
0.3%
5.0
160
0.2%
6.0
75
<0.1%
7.0
37
<0.1%
8.0
8
<0.1%
9.0
12
<0.1%
10.0
5
<0.1%
11.0
3
<0.1%
12.0
3
<0.1%
13.0
1
<0.1%
14.0
3
<0.1%
LARGEST VALUES
61.0
1
<0.1%
28.0
2
<0.1%
20.0
1
<0.1%
19.0
3
<0.1%
16.0
3
<0.1%
14.0
3
<0.1%
13.0
1
<0.1%
12.0
3
<0.1%
11.0
3
<0.1%
10.0
5
<0.1%
9.0
12
<0.1%
8.0
8
<0.1%
7.0
37
<0.1%
6.0
75
<0.1%
5.0
160
0.2%
revol_bal
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.82
revol_bal_joint
0.58
max_bal_bc
0.54
total_bal_ex_mort
0.51
tot_hi_cred_lim
0.48
total_bc_limit
0.47
tot_cur_bal
0.45
hardship_payoff_balance_amount
0.38
annual_inc_joint
0.34
settlement_term
0.33
loan_amnt
0.32
funded_amnt
0.32
funded_amnt_inv
0.32
hardship_amount
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.16
pub_rec_bankruptcies
0.11
emp_length
0.10
title
0.09
purpose
0.09
term
0.08
addr_state
0.07
verification_status
0.06
int_rate
0.05
sub_grade
0.05
grade
0.05
initial_list_status
0.03
collections_12_mths_ex_med
0.03
loan_status
0.02
MOST FREQUENT VALUES
0.0
343
0.4%
4834.0
15
<0.1%
4331.0
14
<0.1%
8491.0
14
<0.1%
3214.0
14
<0.1%
8580.0
14
<0.1%
7933.0
14
<0.1%
8842.0
13
<0.1%
7289.0
13
<0.1%
5362.0
13
<0.1%
8024.0
13
<0.1%
9850.0
13
<0.1%
5248.0
13
<0.1%
11239.0
13
<0.1%
5892.0
13
<0.1%
SMALLEST VALUES
0.0
343
0.4%
1.0
3
<0.1%
2.0
5
<0.1%
3.0
4
<0.1%
4.0
4
<0.1%
5.0
7
<0.1%
6.0
4
<0.1%
7.0
5
<0.1%
8.0
6
<0.1%
9.0
5
<0.1%
10.0
5
<0.1%
11.0
2
<0.1%
12.0
1
<0.1%
13.0
4
<0.1%
15.0
6
<0.1%
LARGEST VALUES
1698749.0
1
<0.1%
1087664.0
1
<0.1%
765289.0
1
<0.1%
603223.0
1
<0.1%
580886.0
1
<0.1%
575181.0
1
<0.1%
572416.0
1
<0.1%
569977.0
1
<0.1%
566863.0
1
<0.1%
539283.0
1
<0.1%
523488.0
1
<0.1%
514663.0
1
<0.1%
507570.0
1
<0.1%
502981.0
1
<0.1%
493504.0
1
<0.1%
revol_util
MISSING:
53
(<1%)
372
<1%
-
-
0%
222
<1%
-
-
39%
211
<1%
-
-
42%
210
<1%
-
-
46%
210
<1%
-
-
52%
210
<1%
-
-
56%
208
<1%
-
-
45%
203
<1%
-
-
60%
201
<1%
-
-
59%
200
<1%
-
-
49%
200
<1%
-
-
54%
200
<1%
-
-
68%
200
<1%
-
-
51%
198
<1%
-
-
58%
198
<1%
-
-
64%
197
<1%
-
-
32%
195
<1%
-
-
57%
191
<1%
-
-
53%
190
<1%
-
-
44%
188
<1%
-
-
62%
187
<1%
-
-
47%
186
<1%
-
-
35%
186
<1%
-
-
48%
186
<1%
-
-
43%
185
<1%
-
-
31%
183
<1%
-
-
50%
183
<1%
-
-
61%
182
<1%
-
-
36%
182
<1%
-
-
41%
181
<1%
-
-
69%
177
<1%
-
-
63%
177
<1%
-
-
67%
175
<1%
-
-
65%
175
<1%
-
-
38%
174
<1%
-
-
76%
173
<1%
-
-
77%
173
<1%
-
-
78%
173
<1%
-
-
33%
171
<1%
-
-
37%
169
<1%
-
-
55%
168
<1%
-
-
36.6%
165
<1%
-
-
72%
165
<1%
-
-
80%
165
<1%
-
-
81%
164
<1%
-
-
53.4%
162
<1%
-
-
42.7%
161
<1%
-
-
44.4%
161
<1%
-
-
49.9%
161
<1%
-
-
40%
160
<1%
-
-
42.4%
160
<1%
-
-
66%
160
<1%
-
-
73%
159
<1%
-
-
70%
159
<1%
-
-
79%
159
<1%
-
-
30%
159
<1%
-
-
74%
158
<1%
-
-
51.3%
157
<1%
-
-
46.5%
156
<1%
-
-
84%
156
<1%
-
-
34%
85,731
89%
-
-
(Other)
total_acc
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.76
open_acc
0.73
num_sats
0.73
num_il_tl
0.69
num_bc_tl
0.62
num_op_rev_tl
0.59
total_bal_ex_mort
0.45
acc_open_past_24mths
0.44
total_il_high_credit_limit
0.44
num_bc_sats
0.43
num_rev_tl_bal_gt_0
0.43
num_actv_rev_tl
0.43
total_bal_il
0.42
open_act_il
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.21
inq_last_6mths
0.16
int_rate
0.12
sub_grade
0.12
grade
0.10
emp_length
0.10
addr_state
0.09
term
0.09
purpose
0.06
title
0.06
loan_status
0.06
next_pymnt_d
0.05
verification_status
0.05
last_pymnt_d
0.05
MOST FREQUENT VALUES
20.0
3,656
3.8%
19.0
3,621
3.7%
21.0
3,570
3.7%
18.0
3,535
3.7%
17.0
3,528
3.6%
23.0
3,494
3.6%
15.0
3,450
3.6%
22.0
3,434
3.5%
16.0
3,403
3.5%
24.0
3,340
3.5%
14.0
3,319
3.4%
25.0
3,132
3.2%
13.0
3,112
3.2%
26.0
2,921
3.0%
12.0
2,866
3.0%
SMALLEST VALUES
2.0
39
<0.1%
3.0
133
0.1%
4.0
351
0.4%
5.0
666
0.7%
6.0
1,006
1.0%
7.0
1,318
1.4%
8.0
1,611
1.7%
9.0
1,969
2.0%
10.0
2,340
2.4%
11.0
2,636
2.7%
12.0
2,866
3.0%
13.0
3,112
3.2%
14.0
3,319
3.4%
15.0
3,450
3.6%
16.0
3,403
3.5%
LARGEST VALUES
144.0
1
<0.1%
122.0
2
<0.1%
121.0
1
<0.1%
118.0
1
<0.1%
110.0
1
<0.1%
107.0
1
<0.1%
106.0
2
<0.1%
105.0
2
<0.1%
102.0
2
<0.1%
101.0
1
<0.1%
100.0
1
<0.1%
99.0
1
<0.1%
98.0
2
<0.1%
97.0
2
<0.1%
96.0
2
<0.1%
initial_list_status
MISSING:
2
(<1%)
TOP CATEGORIES
w
68,872
71%
f
27,907
29%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
policy_code
1.00
disbursement_method
0.10
term
0.07
pymnt_plan
0.04
debt_settlement_flag
0.04
hardship_flag
0.03
grade
0.01
settlement_date
0.01
settlement_status
0.01
debt_settlement_flag_date
0.01
sub_grade
0.01
int_rate
0.01
application_type
0.00
inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
term
0.07
sub_grade
0.03
int_rate
0.03
grade
0.03
inq_last_6mths
0.00
purpose
0.00
title
0.00
home_ownership
0.00
verification_status
0.00
loan_status
0.00
last_pymnt_d
0.00
next_pymnt_d
0.00
last_credit_pull_d
0.00
issue_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
fico_range_high
0.12
fico_range_low
0.12
out_prncp_inv
0.12
out_prncp
0.11
last_fico_range_high
0.10
funded_amnt_inv
0.09
loan_amnt
0.09
funded_amnt
0.09
last_fico_range_low
0.09
num_tl_op_past_12m
0.07
tot_hi_cred_lim
0.06
open_rv_12m
0.06
mort_acc
0.06
open_rv_24m
0.06
out_prncp
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
1.00
hardship_payoff_balance_amount
0.93
orig_projected_additional_accrued_interest
0.78
funded_amnt_inv
0.78
loan_amnt
0.78
funded_amnt
0.78
total_rec_int
0.77
hardship_amount
0.76
installment
0.70
settlement_percentage
0.44
revol_bal_joint
0.41
annual_inc_joint
0.34
last_pymnt_amnt
-0.32
max_bal_bc
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.52
next_pymnt_d
0.52
last_pymnt_d
0.44
term
0.38
last_credit_pull_d
0.36
purpose
0.17
title
0.17
verification_status_joint
0.14
application_type
0.13
sub_grade
0.13
int_rate
0.13
home_ownership
0.13
verification_status
0.13
grade
0.12
MOST FREQUENT VALUES
0.0
15,170
15.7%
7725.93
145
0.1%
7811.79
140
0.1%
7201.28
116
0.1%
7844.36
109
0.1%
7464.5
109
0.1%
7556.87
108
0.1%
7591.95
100
0.1%
7336.86
97
0.1%
7810.51
95
<0.1%
7299.51
94
<0.1%
6180.78
93
<0.1%
9068.29
86
<0.1%
9271.17
86
<0.1%
3905.9
84
<0.1%
SMALLEST VALUES
0.0
15,170
15.7%
0.34
1
<0.1%
0.36
1
<0.1%
3.8
1
<0.1%
7.53
1
<0.1%
16.9
1
<0.1%
33.03
1
<0.1%
44.72
1
<0.1%
48.62
1
<0.1%
51.44
1
<0.1%
52.72
1
<0.1%
60.22
1
<0.1%
62.74
1
<0.1%
67.69
1
<0.1%
68.38
1
<0.1%
LARGEST VALUES
37800.82
1
<0.1%
37719.2
1
<0.1%
37463.94
1
<0.1%
37309.92
1
<0.1%
37203.6
1
<0.1%
37140.19
1
<0.1%
37096.32
1
<0.1%
37031.13
1
<0.1%
36892.58
1
<0.1%
36890.27
1
<0.1%
36784.45
1
<0.1%
36767.5
1
<0.1%
36726.06
1
<0.1%
36706.76
1
<0.1%
36637.61
1
<0.1%
out_prncp_inv
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
1.00
hardship_payoff_balance_amount
0.93
orig_projected_additional_accrued_interest
0.78
funded_amnt_inv
0.78
loan_amnt
0.78
funded_amnt
0.78
total_rec_int
0.77
hardship_amount
0.76
installment
0.70
settlement_percentage
0.44
revol_bal_joint
0.41
annual_inc_joint
0.34
last_pymnt_amnt
-0.32
max_bal_bc
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.52
next_pymnt_d
0.52
last_pymnt_d
0.44
term
0.38
last_credit_pull_d
0.36
purpose
0.17
title
0.17
verification_status_joint
0.14
application_type
0.13
sub_grade
0.13
int_rate
0.13
home_ownership
0.13
verification_status
0.13
grade
0.12
MOST FREQUENT VALUES
0.0
15,170
15.7%
7725.93
134
0.1%
7811.79
133
0.1%
7201.28
112
0.1%
7556.87
106
0.1%
7464.5
106
0.1%
7844.36
105
0.1%
7591.95
97
0.1%
7336.86
95
<0.1%
7810.51
92
<0.1%
7299.51
90
<0.1%
6180.78
89
<0.1%
3905.9
83
<0.1%
3862.97
82
<0.1%
9068.29
82
<0.1%
SMALLEST VALUES
0.0
15,170
15.7%
0.34
1
<0.1%
0.36
1
<0.1%
3.8
1
<0.1%
7.53
1
<0.1%
16.9
1
<0.1%
33.03
1
<0.1%
44.72
1
<0.1%
48.62
1
<0.1%
51.44
1
<0.1%
52.72
1
<0.1%
60.22
1
<0.1%
62.74
1
<0.1%
67.69
1
<0.1%
68.38
1
<0.1%
LARGEST VALUES
37800.82
1
<0.1%
37719.2
1
<0.1%
37463.94
1
<0.1%
37309.92
1
<0.1%
37203.6
1
<0.1%
37140.19
1
<0.1%
37096.32
1
<0.1%
37031.13
1
<0.1%
36892.58
1
<0.1%
36890.27
1
<0.1%
36726.06
1
<0.1%
36706.76
1
<0.1%
36637.61
1
<0.1%
36634.74
1
<0.1%
36591.04
1
<0.1%
total_pymnt
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
1.00
total_rec_prncp
0.98
last_pymnt_amnt
0.86
orig_projected_additional_accrued_interest
0.64
hardship_payoff_balance_amount
0.63
installment
0.62
hardship_amount
0.61
loan_amnt
0.59
funded_amnt
0.59
funded_amnt_inv
0.59
settlement_amount
0.40
total_rec_int
0.34
annual_inc_joint
0.24
settlement_percentage
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.62
next_pymnt_d
0.55
last_credit_pull_d
0.46
last_pymnt_d
0.46
sub_grade
0.15
int_rate
0.15
grade
0.15
title
0.13
purpose
0.13
home_ownership
0.12
term
0.11
verification_status
0.11
issue_d
0.09
emp_length
0.08
MOST FREQUENT VALUES
2825.74
85
<0.1%
2961.1
81
<0.1%
3014.13
71
<0.1%
3454.7
68
<0.1%
2958.96
67
<0.1%
3290.82
65
<0.1%
2172.3
62
<0.1%
3620.54
62
<0.1%
2954.71
60
<0.1%
3685.51
58
<0.1%
3349.82
57
<0.1%
1412.87
56
<0.1%
2260.56
55
<0.1%
3390.84
53
<0.1%
0.0
53
<0.1%
SMALLEST VALUES
0.0
53
<0.1%
5.0
1
<0.1%
50.0
1
<0.1%
51.4
1
<0.1%
81.19
1
<0.1%
101.49
1
<0.1%
104.44
1
<0.1%
104.59
1
<0.1%
109.81
1
<0.1%
115.02
1
<0.1%
115.37
1
<0.1%
119.79
1
<0.1%
131.09
1
<0.1%
135.97
1
<0.1%
138.24
1
<0.1%
LARGEST VALUES
48480.3556765283
1
<0.1%
46085.4591525225
1
<0.1%
46006.1215172768
1
<0.1%
45890.4628361736
1
<0.1%
45744.4727677762
1
<0.1%
45686.596528986
1
<0.1%
45645.9102621418
1
<0.1%
45573.9683993398
1
<0.1%
45322.7767391906
1
<0.1%
45105.5339999584
1
<0.1%
45047.6775801853
1
<0.1%
45029.8660213143
1
<0.1%
45016.9676188466
1
<0.1%
44992.7835350394
1
<0.1%
44989.5162005436
1
<0.1%
total_pymnt_inv
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
1.00
total_rec_prncp
0.98
last_pymnt_amnt
0.86
orig_projected_additional_accrued_interest
0.64
hardship_payoff_balance_amount
0.63
installment
0.62
hardship_amount
0.61
loan_amnt
0.59
funded_amnt
0.59
funded_amnt_inv
0.59
settlement_amount
0.40
total_rec_int
0.34
annual_inc_joint
0.24
settlement_percentage
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.62
next_pymnt_d
0.55
last_credit_pull_d
0.46
last_pymnt_d
0.46
sub_grade
0.15
int_rate
0.15
grade
0.15
title
0.13
purpose
0.13
home_ownership
0.12
term
0.11
verification_status
0.11
issue_d
0.09
emp_length
0.08
MOST FREQUENT VALUES
2825.74
79
<0.1%
2961.1
76
<0.1%
3014.13
69
<0.1%
2958.96
66
<0.1%
3454.7
65
<0.1%
3290.82
63
<0.1%
2172.3
61
<0.1%
3620.54
60
<0.1%
2954.71
57
<0.1%
3685.51
57
<0.1%
3349.82
56
<0.1%
1412.87
56
<0.1%
0.0
53
<0.1%
2260.56
53
<0.1%
3617.92
53
<0.1%
SMALLEST VALUES
0.0
53
<0.1%
5.0
1
<0.1%
50.0
1
<0.1%
51.4
1
<0.1%
81.19
1
<0.1%
101.49
1
<0.1%
104.44
1
<0.1%
104.59
1
<0.1%
109.81
1
<0.1%
115.02
1
<0.1%
115.37
1
<0.1%
119.79
1
<0.1%
131.09
1
<0.1%
135.97
1
<0.1%
138.24
1
<0.1%
LARGEST VALUES
48480.36
1
<0.1%
46085.46
1
<0.1%
46006.12
1
<0.1%
45890.46
1
<0.1%
45744.47
1
<0.1%
45686.6
1
<0.1%
45645.91
1
<0.1%
45573.97
1
<0.1%
45322.78
1
<0.1%
45105.53
1
<0.1%
45047.68
1
<0.1%
45029.87
1
<0.1%
45016.97
1
<0.1%
44992.78
1
<0.1%
44989.52
1
<0.1%
total_rec_prncp
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.98
total_pymnt_inv
0.98
last_pymnt_amnt
0.90
installment
0.49
loan_amnt
0.46
funded_amnt
0.46
funded_amnt_inv
0.46
hardship_payoff_balance_amount
0.39
orig_projected_additional_accrued_interest
0.33
hardship_amount
0.31
settlement_amount
0.27
settlement_percentage
0.26
total_bc_limit
0.21
annual_inc_joint
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.69
next_pymnt_d
0.61
last_pymnt_d
0.52
last_credit_pull_d
0.51
home_ownership
0.10
title
0.10
purpose
0.10
issue_d
0.08
verification_status
0.07
emp_length
0.07
int_rate
0.07
sub_grade
0.07
grade
0.06
addr_state
0.06
MOST FREQUENT VALUES
10000.0
977
1.0%
12000.0
713
0.7%
15000.0
613
0.6%
20000.0
585
0.6%
35000.0
511
0.5%
5000.0
486
0.5%
6000.0
474
0.5%
8000.0
463
0.5%
16000.0
396
0.4%
30000.0
333
0.3%
24000.0
309
0.3%
25000.0
307
0.3%
18000.0
293
0.3%
4000.0
276
0.3%
3000.0
243
0.3%
SMALLEST VALUES
0.0
124
0.1%
20.0
1
<0.1%
20.5
1
<0.1%
22.95
1
<0.1%
31.74
1
<0.1%
32.74
1
<0.1%
33.77
1
<0.1%
35.15
1
<0.1%
37.5
1
<0.1%
43.96
1
<0.1%
45.31
1
<0.1%
47.65
1
<0.1%
49.17
1
<0.1%
52.89
1
<0.1%
53.21
1
<0.1%
LARGEST VALUES
40000.0
171
0.2%
39775.0
1
<0.1%
39600.0
3
<0.1%
39550.0
1
<0.1%
39475.0
1
<0.1%
39200.0
2
<0.1%
39000.0
2
<0.1%
38800.0
1
<0.1%
38400.0
3
<0.1%
38375.0
1
<0.1%
38275.0
1
<0.1%
38000.0
5
<0.1%
37875.0
1
<0.1%
37550.0
1
<0.1%
37545.14
1
<0.1%
total_rec_int
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
orig_projected_additional_accrued_interest
0.98
hardship_amount
0.97
hardship_payoff_balance_amount
0.85
funded_amnt_inv
0.77
loan_amnt
0.77
funded_amnt
0.77
out_prncp_inv
0.77
out_prncp
0.77
installment
0.74
settlement_amount
0.60
revol_bal_joint
0.35
total_pymnt_inv
0.34
total_pymnt
0.34
hardship_last_payment_amount
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sub_grade
0.53
int_rate
0.53
grade
0.51
term
0.48
last_pymnt_d
0.23
verification_status
0.21
loan_status
0.20
next_pymnt_d
0.20
title
0.18
purpose
0.18
last_credit_pull_d
0.15
verification_status_joint
0.12
application_type
0.12
issue_d
0.10
MOST FREQUENT VALUES
0.0
121
0.1%
551.67
79
<0.1%
772.89
74
<0.1%
858.49
73
<0.1%
655.98
65
<0.1%
769.47
61
<0.1%
847.69
58
<0.1%
920.05
58
<0.1%
766.5
55
<0.1%
552.03
55
<0.1%
915.96
54
<0.1%
941.77
53
<0.1%
441.34
52
<0.1%
1022.37
51
<0.1%
275.84
51
<0.1%
SMALLEST VALUES
0.0
121
0.1%
0.12
1
<0.1%
0.34
1
<0.1%
0.44
1
<0.1%
0.5
1
<0.1%
0.54
1
<0.1%
0.55
1
<0.1%
0.59
1
<0.1%
0.61
1
<0.1%
0.62
1
<0.1%
0.66
1
<0.1%
0.74
1
<0.1%
0.79
1
<0.1%
0.8
1
<0.1%
0.83
1
<0.1%
LARGEST VALUES
9847.52
1
<0.1%
9822.99
1
<0.1%
9406.72
1
<0.1%
9359.48
1
<0.1%
9345.4
1
<0.1%
9342.32
1
<0.1%
9340.03
1
<0.1%
9294.06
1
<0.1%
9181.7
1
<0.1%
9151.1
1
<0.1%
9123.38
1
<0.1%
9109.71
1
<0.1%
9084.93
1
<0.1%
8978.15
1
<0.1%
8916.36
1
<0.1%
total_rec_late_fee
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_percentage
0.44
settlement_amount
0.35
hardship_dpd
0.31
hardship_payoff_balance_amount
0.21
hardship_amount
0.18
orig_projected_additional_accrued_interest
0.16
settlement_term
0.14
hardship_last_payment_amount
0.11
sec_app_fico_range_low
-0.10
sec_app_fico_range_high
-0.10
last_fico_range_high
-0.10
last_fico_range_low
-0.08
total_rec_int
0.07
installment
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.18
int_rate
0.07
sub_grade
0.07
grade
0.06
last_pymnt_d
0.06
debt_settlement_flag_date
0.05
settlement_date
0.05
settlement_status
0.05
debt_settlement_flag
0.04
hardship_loan_status
0.04
hardship_end_date
0.04
verification_status
0.04
hardship_reason
0.04
hardship_status
0.03
MOST FREQUENT VALUES
0.0
95,111
98.3%
15.0
446
0.5%
30.0
66
<0.1%
45.0
20
<0.1%
16.78
15
<0.1%
16.49
10
<0.1%
24.73
8
<0.1%
34.66
7
<0.1%
38.9
7
<0.1%
20.36
7
<0.1%
15.72
6
<0.1%
33.57
6
<0.1%
18.87
6
<0.1%
42.55
6
<0.1%
60.66
5
<0.1%
SMALLEST VALUES
-4e-10
1
<0.1%
0.0
95,111
98.3%
2.0
1
<0.1%
3.0
1
<0.1%
4.0
2
<0.1%
10.0
5
<0.1%
13.0
1
<0.1%
13.32
1
<0.1%
15.0
446
0.5%
15.0000000008
1
<0.1%
15.0000000017
1
<0.1%
15.0000000019
1
<0.1%
15.000000002
1
<0.1%
15.0000000025
2
<0.1%
15.000000003
1
<0.1%
LARGEST VALUES
332.22
1
<0.1%
329.88
1
<0.1%
311.9
1
<0.1%
263.65
1
<0.1%
263.4
1
<0.1%
255.5
1
<0.1%
255.3
1
<0.1%
253.04
1
<0.1%
242.65
1
<0.1%
194.52
1
<0.1%
189.78
1
<0.1%
178.14
1
<0.1%
176.12
1
<0.1%
173.58
1
<0.1%
171.57
1
<0.1%
recoveries
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
collection_recovery_fee
0.99
last_fico_range_low
-0.13
last_fico_range_high
-0.11
settlement_percentage
-0.06
out_prncp
-0.06
out_prncp_inv
-0.06
annual_inc_joint
0.05
settlement_amount
0.04
installment
0.04
funded_amnt_inv
0.04
loan_amnt
0.04
funded_amnt
0.04
total_rec_prncp
-0.03
settlement_term
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.32
last_pymnt_d
0.23
last_credit_pull_d
0.14
next_pymnt_d
0.11
settlement_date
0.10
settlement_status
0.09
int_rate
0.07
sub_grade
0.07
debt_settlement_flag_date
0.06
grade
0.06
debt_settlement_flag
0.04
inq_last_6mths
0.03
term
0.02
verification_status
0.02
MOST FREQUENT VALUES
0.0
96,301
99.5%
50.0
10
<0.1%
100.0
3
<0.1%
400.0
3
<0.1%
200.0
2
<0.1%
20.0
2
<0.1%
25.0
2
<0.1%
633.1
2
<0.1%
3146.44
2
<0.1%
36578.54
1
<0.1%
2597.7
1
<0.1%
1257.93
1
<0.1%
2729.52
1
<0.1%
250.95
1
<0.1%
250.0
1
<0.1%
SMALLEST VALUES
0.0
96,301
99.5%
1.0
1
<0.1%
5.0
1
<0.1%
10.0
1
<0.1%
20.0
2
<0.1%
25.0
2
<0.1%
25.05
1
<0.1%
50.0
10
<0.1%
100.0
3
<0.1%
106.56
1
<0.1%
119.79
1
<0.1%
125.0
1
<0.1%
129.18
1
<0.1%
129.84
1
<0.1%
130.0
1
<0.1%
LARGEST VALUES
36578.54
1
<0.1%
15758.65
1
<0.1%
13564.24
1
<0.1%
8552.1
1
<0.1%
8092.06
1
<0.1%
7389.5
1
<0.1%
6783.96
1
<0.1%
6594.14
1
<0.1%
6576.84
1
<0.1%
6520.65
1
<0.1%
6519.88
1
<0.1%
6026.27
1
<0.1%
5985.18
1
<0.1%
5593.22
1
<0.1%
5392.82
1
<0.1%
collection_recovery_fee
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
recoveries
0.99
last_fico_range_low
-0.13
last_fico_range_high
-0.11
settlement_percentage
-0.06
out_prncp
-0.06
out_prncp_inv
-0.06
annual_inc_joint
0.05
settlement_amount
0.04
installment
0.04
funded_amnt_inv
0.04
loan_amnt
0.04
funded_amnt
0.04
total_rec_prncp
-0.03
settlement_term
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.32
last_pymnt_d
0.23
last_credit_pull_d
0.14
next_pymnt_d
0.11
settlement_date
0.10
settlement_status
0.09
int_rate
0.07
sub_grade
0.07
debt_settlement_flag_date
0.06
grade
0.06
debt_settlement_flag
0.04
inq_last_6mths
0.03
term
0.02
verification_status
0.02
MOST FREQUENT VALUES
0.0
96,302
99.5%
9.0
8
<0.1%
72.0
3
<0.1%
566.3592
2
<0.1%
3.6
2
<0.1%
4.5
2
<0.1%
113.958
2
<0.1%
231.417
1
<0.1%
491.3136
1
<0.1%
45.0
1
<0.1%
163.683
1
<0.1%
279.8064
1
<0.1%
132.5897999935
1
<0.1%
293.2164
1
<0.1%
18.0
1
<0.1%
SMALLEST VALUES
0.0
96,302
99.5%
0.9
1
<0.1%
1.3824
1
<0.1%
1.8
1
<0.1%
2.7147
1
<0.1%
3.6
2
<0.1%
4.5
2
<0.1%
4.509
1
<0.1%
8.9999999993
1
<0.1%
9.0
8
<0.1%
9.0000000023
1
<0.1%
17.9999999971
1
<0.1%
17.9999999982
1
<0.1%
18.0
1
<0.1%
19.1808
1
<0.1%
LARGEST VALUES
6584.1372
1
<0.1%
2836.5570000056
1
<0.1%
2441.5632
1
<0.1%
1539.378
1
<0.1%
1456.5708000134
1
<0.1%
1330.11
1
<0.1%
1221.1128
1
<0.1%
1186.9452
1
<0.1%
1183.8312
1
<0.1%
1173.717
1
<0.1%
1173.5783999809
1
<0.1%
1084.7286
1
<0.1%
1077.3324
1
<0.1%
1006.7796
1
<0.1%
970.7076
1
<0.1%
last_pymnt_d
MISSING:
112
(<1%)
TOP CATEGORIES
Dec-2017
74,807
77%
Nov-2017
7,305
8%
Oct-2017
2,164
2%
Aug-2017
2,080
2%
Sep-2017
1,917
2%
Jul-2017
1,775
2%
Jun-2017
1,686
2%
May-2017
1,530
2%
Mar-2017
1,294
1%
Apr-2017
1,283
1%
Feb-2017
632
<1%
Jan-2017
196
<1%
ALL
96,669
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_pymnt_d
PROVIDES INFORMATION ON...
next_pymnt_d
0.74
loan_status
0.63
policy_code
0.57
last_credit_pull_d
0.38
settlement_date
0.17
debt_settlement_flag_date
0.16
debt_settlement_flag
0.15
settlement_status
0.15
hardship_flag
0.06
disbursement_method
0.06
pymnt_plan
0.05
hardship_status
0.04
hardship_end_date
0.04
payment_plan_start_date
0.03

THESE FEATURES
GIVE INFORMATION
ON last_pymnt_d:
loan_status
0.42
next_pymnt_d
0.32
last_credit_pull_d
0.22
int_rate
0.01
sub_grade
0.01
grade
0.01
issue_d
0.01
addr_state
0.00
inq_last_6mths
0.00
title
0.00
purpose
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
debt_settlement_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_pymnt_d
CORRELATION RATIO WITH...
last_pymnt_amnt
0.62
total_rec_prncp
0.52
total_pymnt_inv
0.46
total_pymnt
0.46
out_prncp
0.44
out_prncp_inv
0.44
total_rec_int
0.23
recoveries
0.23
collection_recovery_fee
0.23
last_fico_range_low
0.20
last_fico_range_high
0.17
acc_open_past_24mths
0.10
open_il_24m
0.09
num_tl_op_past_12m
0.09
last_pymnt_amnt
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.90
total_pymnt_inv
0.86
total_pymnt
0.86
settlement_amount
0.49
out_prncp
-0.32
out_prncp_inv
-0.32
installment
0.25
loan_amnt
0.24
funded_amnt
0.24
funded_amnt_inv
0.24
orig_projected_additional_accrued_interest
0.23
hardship_amount
0.21
settlement_percentage
-0.19
hardship_payoff_balance_amount
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.76
next_pymnt_d
0.69
last_pymnt_d
0.62
last_credit_pull_d
0.57
int_rate
0.11
sub_grade
0.11
grade
0.10
home_ownership
0.07
term
0.07
purpose
0.06
title
0.06
verification_status
0.04
emp_length
0.04
addr_state
0.04
MOST FREQUENT VALUES
329.72
507
0.5%
314.48
501
0.5%
335.69
471
0.5%
339.31
401
0.4%
329.48
400
0.4%
271.45
339
0.4%
377.37
329
0.3%
197.83
328
0.3%
395.66
328
0.3%
164.86
319
0.3%
329.24
311
0.3%
263.78
309
0.3%
324.98
308
0.3%
167.85
300
0.3%
494.57
300
0.3%
SMALLEST VALUES
0.0
112
0.1%
0.01
2
<0.1%
0.02
2
<0.1%
0.07
1
<0.1%
0.34
1
<0.1%
0.37
1
<0.1%
0.61
1
<0.1%
0.65
2
<0.1%
0.68
1
<0.1%
0.71
2
<0.1%
0.77
1
<0.1%
0.84
1
<0.1%
1.0
3
<0.1%
1.16
1
<0.1%
1.63
1
<0.1%
LARGEST VALUES
41453.07
1
<0.1%
41434.0
1
<0.1%
40911.35
1
<0.1%
40760.32
1
<0.1%
40716.55
1
<0.1%
40685.08
1
<0.1%
40657.92
1
<0.1%
40644.29
1
<0.1%
40639.21
1
<0.1%
40590.8
1
<0.1%
40549.41
1
<0.1%
40471.14
1
<0.1%
40452.55
1
<0.1%
40383.61
1
<0.1%
40351.15
1
<0.1%
next_pymnt_d
MISSING:
15,163
(16%)
TOP CATEGORIES
Jan-2018
81,583
>99%
Dec-2017
20
<1%
Feb-2018
15
<1%
ALL
81,618
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
next_pymnt_d
PROVIDES INFORMATION ON...
loan_status
0.64
last_pymnt_d
0.32
last_credit_pull_d
0.30
policy_code
0.16
debt_settlement_flag
0.12
settlement_status
0.12
settlement_date
0.11
debt_settlement_flag_date
0.11
pymnt_plan
0.03
hardship_flag
0.03
disbursement_method
0.01
hardship_status
0.01
hardship_start_date
0.01
payment_plan_start_date
0.01

THESE FEATURES
GIVE INFORMATION
ON next_pymnt_d:
loan_status
0.99
last_pymnt_d
0.74
last_credit_pull_d
0.42
int_rate
0.01
sub_grade
0.01
grade
0.01
inq_last_6mths
0.00
issue_d
0.00
addr_state
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
purpose
0.00
debt_settlement_flag
0.00
title
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
next_pymnt_d
CORRELATION RATIO WITH...
last_pymnt_amnt
0.69
total_rec_prncp
0.61
total_pymnt_inv
0.55
total_pymnt
0.55
out_prncp
0.52
out_prncp_inv
0.52
total_rec_int
0.20
recoveries
0.11
collection_recovery_fee
0.11
acc_open_past_24mths
0.10
num_tl_op_past_12m
0.09
open_il_24m
0.09
last_fico_range_low
0.08
open_il_12m
0.08
last_credit_pull_d
MISSING:
4
(<1%)
TOP CATEGORIES
Dec-2017
85,756
89%
Nov-2017
2,243
2%
Sep-2017
1,849
2%
Oct-2017
1,839
2%
Aug-2017
1,180
1%
Mar-2017
882
<1%
Jul-2017
843
<1%
Jun-2017
659
<1%
May-2017
581
<1%
Apr-2017
438
<1%
Feb-2017
303
<1%
Jan-2017
186
<1%
Dec-2016
18
<1%
ALL
96,777
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
last_credit_pull_d
PROVIDES INFORMATION ON...
policy_code
0.88
next_pymnt_d
0.42
loan_status
0.28
last_pymnt_d
0.22
sec_app_inq_last_6mths
0.19
sec_app_chargeoff_within_12_mths
0.11
sec_app_collections_12_mths_ex_med
0.10
disbursement_method
0.09
verification_status_joint
0.05
pymnt_plan
0.05
application_type
0.04
hardship_flag
0.04
debt_settlement_flag
0.04
settlement_status
0.01

THESE FEATURES
GIVE INFORMATION
ON last_credit_pull_d:
last_pymnt_d
0.38
loan_status
0.31
next_pymnt_d
0.30
verification_status_joint
0.02
application_type
0.01
sec_app_inq_last_6mths
0.01
addr_state
0.01
issue_d
0.01
int_rate
0.01
sub_grade
0.01
grade
0.00
emp_length
0.00
title
0.00
purpose
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
last_credit_pull_d
CORRELATION RATIO WITH...
last_pymnt_amnt
0.57
total_rec_prncp
0.51
total_pymnt_inv
0.46
total_pymnt
0.46
sec_app_fico_range_low
0.45
sec_app_fico_range_high
0.45
sec_app_open_acc
0.42
sec_app_revol_util
0.41
sec_app_num_rev_accts
0.41
revol_bal_joint
0.37
out_prncp
0.36
out_prncp_inv
0.36
sec_app_mort_acc
0.34
sec_app_open_act_il
0.30
last_fico_range_high
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_low
0.90
fico_range_low
0.51
fico_range_high
0.51
sec_app_fico_range_low
0.41
sec_app_fico_range_high
0.41
bc_open_to_buy
0.30
hardship_dpd
-0.26
total_bc_limit
0.25
bc_util
-0.24
all_util
-0.24
percent_bc_gt_75
-0.22
total_rev_hi_lim
0.20
pct_tl_nvr_dlq
0.20
sec_app_revol_util
-0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.47
sub_grade
0.39
int_rate
0.39
grade
0.38
verification_status
0.19
last_pymnt_d
0.17
inq_last_6mths
0.12
last_credit_pull_d
0.12
home_ownership
0.12
title
0.12
purpose
0.12
debt_settlement_flag
0.10
initial_list_status
0.10
pub_rec_bankruptcies
0.10
MOST FREQUENT VALUES
694.0
4,706
4.9%
684.0
4,638
4.8%
689.0
4,555
4.7%
704.0
4,457
4.6%
699.0
4,444
4.6%
709.0
4,334
4.5%
679.0
4,251
4.4%
674.0
4,207
4.3%
714.0
4,165
4.3%
719.0
3,833
4.0%
669.0
3,638
3.8%
724.0
3,631
3.8%
729.0
3,233
3.3%
734.0
3,048
3.1%
664.0
3,041
3.1%
SMALLEST VALUES
0.0
2
<0.1%
499.0
314
0.3%
504.0
85
<0.1%
509.0
95
<0.1%
514.0
101
0.1%
519.0
110
0.1%
524.0
146
0.2%
529.0
131
0.1%
534.0
160
0.2%
539.0
143
0.1%
544.0
185
0.2%
549.0
184
0.2%
554.0
184
0.2%
559.0
224
0.2%
564.0
210
0.2%
LARGEST VALUES
850.0
7
<0.1%
844.0
22
<0.1%
839.0
29
<0.1%
834.0
74
<0.1%
829.0
123
0.1%
824.0
165
0.2%
819.0
273
0.3%
814.0
354
0.4%
809.0
417
0.4%
804.0
539
0.6%
799.0
626
0.6%
794.0
694
0.7%
789.0
738
0.8%
784.0
907
0.9%
779.0
1,036
1.1%
last_fico_range_low
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
last_fico_range_high
0.90
fico_range_low
0.42
fico_range_high
0.42
sec_app_fico_range_low
0.38
sec_app_fico_range_high
0.38
hardship_dpd
-0.28
bc_open_to_buy
0.25
total_bc_limit
0.21
bc_util
-0.20
all_util
-0.19
sec_app_revol_util
-0.19
percent_bc_gt_75
-0.18
total_rev_hi_lim
0.17
total_rec_prncp
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.50
int_rate
0.34
sub_grade
0.34
grade
0.33
last_pymnt_d
0.20
verification_status
0.16
inq_last_6mths
0.11
home_ownership
0.11
title
0.10
purpose
0.10
last_credit_pull_d
0.10
debt_settlement_flag
0.09
initial_list_status
0.09
next_pymnt_d
0.08
MOST FREQUENT VALUES
690.0
4,706
4.9%
680.0
4,638
4.8%
685.0
4,555
4.7%
700.0
4,457
4.6%
695.0
4,444
4.6%
705.0
4,334
4.5%
675.0
4,251
4.4%
670.0
4,207
4.3%
710.0
4,165
4.3%
715.0
3,833
4.0%
665.0
3,638
3.8%
720.0
3,631
3.8%
725.0
3,233
3.3%
730.0
3,048
3.1%
660.0
3,041
3.1%
SMALLEST VALUES
0.0
316
0.3%
500.0
85
<0.1%
505.0
95
<0.1%
510.0
101
0.1%
515.0
110
0.1%
520.0
146
0.2%
525.0
131
0.1%
530.0
160
0.2%
535.0
143
0.1%
540.0
185
0.2%
545.0
184
0.2%
550.0
184
0.2%
555.0
224
0.2%
560.0
210
0.2%
565.0
262
0.3%
LARGEST VALUES
845.0
7
<0.1%
840.0
22
<0.1%
835.0
29
<0.1%
830.0
74
<0.1%
825.0
123
0.1%
820.0
165
0.2%
815.0
273
0.3%
810.0
354
0.4%
805.0
417
0.4%
800.0
539
0.6%
795.0
626
0.6%
790.0
694
0.7%
785.0
738
0.8%
780.0
907
0.9%
775.0
1,036
1.1%
collections_12_mths_ex_med
MISSING:
2
(<1%)
TOP CATEGORIES
0.0
94,814
98%
1.0
1,837
2%
2.0
112
<1%
3.0
9
<1%
5.0
3
<1%
4.0
3
<1%
12.0
1
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collections_12_mths_ex_med
PROVIDES INFORMATION ON...
chargeoff_within_12_mths
0.02
disbursement_method
0.01
sec_app_collections_12_mths_ex_med
0.00
acc_now_delinq
0.00
sec_app_chargeoff_within_12_mths
0.00
hardship_end_date
0.00
num_tl_120dpd_2m
0.00
policy_code
0.00
debt_settlement_flag_date
0.00
payment_plan_start_date
0.00
settlement_date
0.00
hardship_reason
0.00
hardship_start_date
0.00
hardship_loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON collections_12_mths_ex_med:
addr_state
0.01
int_rate
0.01
sub_grade
0.01
chargeoff_within_12_mths
0.01
grade
0.01
inq_last_6mths
0.00
title
0.00
purpose
0.00
emp_length
0.00
last_credit_pull_d
0.00
loan_status
0.00
verification_status
0.00
last_pymnt_d
0.00
verification_status_joint
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
CORRELATION RATIO WITH...
num_tl_90g_dpd_24m
0.14
delinq_2yrs
0.09
fico_range_low
0.08
fico_range_high
0.08
last_fico_range_high
0.05
pct_tl_nvr_dlq
0.04
last_fico_range_low
0.04
max_bal_bc
0.04
tot_coll_amt
0.03
num_accts_ever_120_pd
0.03
total_bc_limit
0.03
percent_bc_gt_75
0.03
revol_bal
0.03
mths_since_last_major_derog
0.03
mths_since_last_major_derog
MISSING:
69,690
(72%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_delinq
0.69
sec_app_mths_since_last_major_derog
0.62
mths_since_recent_bc_dlq
0.56
mths_since_recent_revol_delinq
0.54
num_tl_90g_dpd_24m
-0.45
delinq_2yrs
-0.42
settlement_amount
-0.28
settlement_percentage
-0.24
hardship_dpd
-0.15
pct_tl_nvr_dlq
0.14
hardship_amount
0.13
acc_open_past_24mths
0.12
sec_app_num_rev_accts
-0.11
sec_app_fico_range_low
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.07
sub_grade
0.07
grade
0.07
inq_last_6mths
0.07
addr_state
0.05
title
0.04
purpose
0.04
pub_rec_bankruptcies
0.04
verification_status
0.03
emp_length
0.03
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.02
last_pymnt_d
0.02
loan_status
0.02
MOST FREQUENT VALUES
47.0
492
1.8%
41.0
442
1.6%
37.0
430
1.6%
38.0
430
1.6%
25.0
427
1.6%
45.0
426
1.6%
26.0
420
1.6%
24.0
418
1.5%
48.0
413
1.5%
42.0
413
1.5%
49.0
408
1.5%
40.0
404
1.5%
46.0
404
1.5%
36.0
404
1.5%
35.0
395
1.5%
SMALLEST VALUES
0.0
17
<0.1%
1.0
93
0.3%
2.0
117
0.4%
3.0
95
0.4%
4.0
137
0.5%
5.0
151
0.6%
6.0
200
0.7%
7.0
205
0.8%
8.0
183
0.7%
9.0
201
0.7%
10.0
196
0.7%
11.0
233
0.9%
12.0
277
1.0%
13.0
284
1.0%
14.0
287
1.1%
LARGEST VALUES
154.0
2
<0.1%
151.0
1
<0.1%
150.0
1
<0.1%
149.0
1
<0.1%
148.0
1
<0.1%
147.0
1
<0.1%
144.0
1
<0.1%
143.0
2
<0.1%
142.0
1
<0.1%
141.0
3
<0.1%
139.0
3
<0.1%
138.0
3
<0.1%
137.0
2
<0.1%
136.0
1
<0.1%
135.0
2
<0.1%
policy_code
MISSING:
2
(<1%)
TOP CATEGORIES
1.0
96,779
100%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
policy_code
PROVIDES INFORMATION ON...
disbursement_method
0.09
pymnt_plan
0.04
hardship_flag
0.03
debt_settlement_flag
0.03
application_type
0.00
term
0.00
initial_list_status
0.00
loan_status
0.00
last_credit_pull_d
0.00
home_ownership
0.00
verification_status
0.00
issue_d
0.00
title
0.00
purpose
0.00

THESE FEATURES
GIVE INFORMATION
ON policy_code:
term
1.00
int_rate
1.00
grade
1.00
sub_grade
1.00
home_ownership
1.00
verification_status
1.00
issue_d
1.00
loan_status
1.00
pymnt_plan
1.00
purpose
1.00
title
1.00
addr_state
1.00
initial_list_status
1.00
application_type
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
policy_code
CORRELATION RATIO WITH...
fico_range_high
0.10
fico_range_low
0.10
last_fico_range_high
0.06
last_fico_range_low
0.05
pct_tl_nvr_dlq
0.04
all_util
0.01
mo_sin_old_il_acct
0.01
open_acc
0.01
num_sats
0.01
total_acc
0.01
bc_util
0.01
mo_sin_old_rev_tl_op
0.01
il_util
0.01
num_op_rev_tl
0.01
application_type
MISSING:
2
(<1%)
TOP CATEGORIES
Individual
92,372
95%
Joint App
4,407
5%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
policy_code
1.00
verification_status_joint
0.89
sec_app_inq_last_6mths
0.42
sec_app_collections_12_mths_ex_med
0.36
sec_app_chargeoff_within_12_mths
0.32
disbursement_method
0.09
pymnt_plan
0.04
hardship_flag
0.03
debt_settlement_flag
0.03
last_credit_pull_d
0.01
term
0.01
home_ownership
0.00
verification_status
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
verification_status_joint
1.00
sec_app_inq_last_6mths
0.07
last_credit_pull_d
0.04
home_ownership
0.02
verification_status
0.02
term
0.02
addr_state
0.01
sec_app_collections_12_mths_ex_med
0.01
int_rate
0.01
sub_grade
0.01
title
0.01
purpose
0.01
emp_length
0.01
grade
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
dti_joint
0.93
annual_inc_joint
0.90
sec_app_fico_range_high
0.47
sec_app_fico_range_low
0.47
sec_app_revol_util
0.44
sec_app_open_acc
0.42
sec_app_num_rev_accts
0.40
revol_bal_joint
0.39
sec_app_mort_acc
0.32
sec_app_open_act_il
0.31
sec_app_mths_since_last_major_derog
0.24
dti
0.19
loan_amnt
0.14
funded_amnt
0.14
annual_inc_joint
MISSING:
92,374
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_amount
1.00
settlement_percentage
1.00
settlement_term
1.00
annual_inc
0.75
hardship_payoff_balance_amount
0.66
tot_hi_cred_lim
0.50
revol_bal_joint
0.50
loan_amnt
0.47
funded_amnt
0.47
funded_amnt_inv
0.47
tot_cur_bal
0.47
installment
0.43
total_bal_ex_mort
0.39
total_il_high_credit_limit
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.90
application_type
0.90
sec_app_inq_last_6mths
0.27
last_credit_pull_d
0.19
home_ownership
0.10
sec_app_collections_12_mths_ex_med
0.10
verification_status
0.07
term
0.07
sec_app_chargeoff_within_12_mths
0.06
addr_state
0.05
int_rate
0.04
sub_grade
0.04
title
0.04
purpose
0.04
MOST FREQUENT VALUES
100000.0
85
1.9%
120000.0
64
1.5%
110000.0
63
1.4%
90000.0
60
1.4%
105000.0
53
1.2%
125000.0
52
1.2%
130000.0
50
1.1%
95000.0
50
1.1%
85000.0
48
1.1%
115000.0
47
1.1%
80000.0
44
1.0%
75000.0
42
1.0%
70000.0
41
0.9%
150000.0
41
0.9%
135000.0
40
0.9%
SMALLEST VALUES
18122.0
1
<0.1%
20000.0
1
<0.1%
20918.0
1
<0.1%
20952.0
1
<0.1%
21192.0
1
<0.1%
22872.0
1
<0.1%
23000.0
1
<0.1%
24144.0
1
<0.1%
25000.0
1
<0.1%
25724.0
1
<0.1%
25900.0
1
<0.1%
26184.0
1
<0.1%
26422.0
1
<0.1%
27000.0
1
<0.1%
27120.0
1
<0.1%
LARGEST VALUES
1210000.0
1
<0.1%
580000.0
1
<0.1%
550000.0
2
<0.1%
540000.0
1
<0.1%
528000.0
1
<0.1%
455000.0
1
<0.1%
446728.8
1
<0.1%
431000.0
1
<0.1%
400000.0
3
<0.1%
385000.0
1
<0.1%
380000.0
1
<0.1%
375000.0
1
<0.1%
370000.0
3
<0.1%
368000.0
1
<0.1%
367000.0
1
<0.1%
dti_joint
MISSING:
92,374
(95%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_amount
1.00
settlement_percentage
1.00
settlement_term
1.00
revol_bal_joint
0.40
hardship_last_payment_amount
-0.33
total_il_high_credit_limit
0.31
sec_app_open_acc
0.31
total_bal_ex_mort
0.28
total_bal_il
0.25
open_acc
0.25
num_sats
0.25
sec_app_open_act_il
0.24
total_acc
0.23
num_il_tl
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.93
application_type
0.93
sec_app_inq_last_6mths
0.30
last_credit_pull_d
0.20
verification_status
0.11
sec_app_collections_12_mths_ex_med
0.10
home_ownership
0.09
term
0.07
addr_state
0.06
int_rate
0.06
sub_grade
0.06
title
0.05
purpose
0.05
emp_length
0.05
MOST FREQUENT VALUES
13.86
10
0.2%
15.51
8
0.2%
16.47
8
0.2%
13.92
8
0.2%
17.73
8
0.2%
15.93
8
0.2%
19.42
7
0.2%
17.49
7
0.2%
22.75
7
0.2%
22.58
7
0.2%
13.16
7
0.2%
18.36
7
0.2%
11.2
7
0.2%
19.87
7
0.2%
15.74
6
0.1%
SMALLEST VALUES
0.32
1
<0.1%
0.43
1
<0.1%
0.68
1
<0.1%
1.31
1
<0.1%
1.36
1
<0.1%
1.76
1
<0.1%
1.89
1
<0.1%
1.93
1
<0.1%
2.27
1
<0.1%
2.29
1
<0.1%
2.3
1
<0.1%
2.41
1
<0.1%
2.58
1
<0.1%
2.75
1
<0.1%
2.76
1
<0.1%
LARGEST VALUES
61.9
1
<0.1%
61.28
1
<0.1%
50.75
1
<0.1%
46.47
1
<0.1%
45.34
1
<0.1%
45.33
1
<0.1%
44.94
1
<0.1%
44.22
1
<0.1%
43.42
1
<0.1%
43.13
1
<0.1%
41.57
1
<0.1%
41.5
1
<0.1%
40.78
1
<0.1%
40.26
1
<0.1%
39.46
1
<0.1%
verification_status_joint
MISSING:
92,374
(95%)
TOP CATEGORIES
Not Verified
3,750
85%
Verified
337
8%
Source Verified
320
7%
ALL
4,407
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status_joint
PROVIDES INFORMATION ON...
application_type
1.00
sec_app_inq_last_6mths
0.54
sec_app_collections_12_mths_ex_med
0.46
sec_app_chargeoff_within_12_mths
0.36
last_credit_pull_d
0.02
verification_status
0.01
issue_d
0.01
disbursement_method
0.00
term
0.00
home_ownership
0.00
debt_settlement_flag_date
0.00
settlement_date
0.00
policy_code
0.00
debt_settlement_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status_joint:
application_type
0.89
sec_app_inq_last_6mths
0.08
last_credit_pull_d
0.05
verification_status
0.04
issue_d
0.03
home_ownership
0.02
term
0.01
sec_app_collections_12_mths_ex_med
0.01
addr_state
0.01
int_rate
0.01
sub_grade
0.01
emp_length
0.01
title
0.01
purpose
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
CORRELATION RATIO WITH...
dti_joint
0.93
annual_inc_joint
0.90
sec_app_fico_range_high
0.82
sec_app_fico_range_low
0.82
sec_app_revol_util
0.77
sec_app_open_acc
0.74
revol_bal_joint
0.72
sec_app_num_rev_accts
0.70
sec_app_open_act_il
0.57
sec_app_mort_acc
0.57
sec_app_mths_since_last_major_derog
0.43
dti
0.20
loan_amnt
0.14
funded_amnt
0.14
acc_now_delinq
MISSING:
2
(<1%)
TOP CATEGORIES
0.0
96,176
>99%
1.0
576
<1%
2.0
22
<1%
3.0
5
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
num_tl_30dpd
0.86
num_tl_120dpd_2m
0.65
chargeoff_within_12_mths
0.01
settlement_date
0.00
debt_settlement_flag_date
0.00
sec_app_inq_last_6mths
0.00
settlement_status
0.00
debt_settlement_flag
0.00
collections_12_mths_ex_med
0.00
hardship_type
0.00
deferral_term
0.00
hardship_length
0.00
hardship_reason
0.00
hardship_status
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
num_tl_30dpd
0.61
num_tl_120dpd_2m
0.13
chargeoff_within_12_mths
0.02
int_rate
0.02
sub_grade
0.02
addr_state
0.01
verification_status
0.01
pub_rec_bankruptcies
0.01
home_ownership
0.01
grade
0.01
emp_length
0.01
title
0.00
last_pymnt_d
0.00
purpose
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
delinq_amnt
0.19
delinq_2yrs
0.12
num_tl_90g_dpd_24m
0.06
mths_since_last_delinq
0.06
pct_tl_nvr_dlq
0.05
fico_range_low
0.04
fico_range_high
0.04
bc_util
0.04
mort_acc
0.03
mo_sin_old_rev_tl_op
0.03
total_acc
0.03
tot_hi_cred_lim
0.03
num_rev_accts
0.03
all_util
0.03
tot_coll_amt
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_percentage
-0.16
hardship_last_payment_amount
0.13
sec_app_fico_range_low
-0.11
sec_app_fico_range_high
-0.11
settlement_amount
-0.11
revol_bal_joint
-0.10
mths_since_recent_bc_dlq
0.08
sec_app_mort_acc
-0.07
mths_since_recent_revol_delinq
0.06
sec_app_revol_util
-0.06
hardship_payoff_balance_amount
0.06
sec_app_num_rev_accts
-0.05
fico_range_low
-0.05
fico_range_high
-0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
0.03
collections_12_mths_ex_med
0.03
int_rate
0.02
sub_grade
0.02
grade
0.02
addr_state
0.02
emp_length
0.02
inq_last_6mths
0.01
title
0.01
purpose
0.01
term
0.01
initial_list_status
0.01
last_pymnt_d
0.01
verification_status
0.00
MOST FREQUENT VALUES
0.0
80,495
83.2%
50.0
173
0.2%
100.0
155
0.2%
75.0
106
0.1%
60.0
88
<0.1%
150.0
87
<0.1%
200.0
76
<0.1%
90.0
62
<0.1%
55.0
61
<0.1%
125.0
57
<0.1%
65.0
57
<0.1%
70.0
54
<0.1%
56.0
54
<0.1%
52.0
52
<0.1%
300.0
51
<0.1%
SMALLEST VALUES
0.0
80,495
83.2%
10.0
1
<0.1%
12.0
1
<0.1%
15.0
2
<0.1%
20.0
1
<0.1%
23.0
1
<0.1%
25.0
9
<0.1%
26.0
1
<0.1%
27.0
4
<0.1%
28.0
2
<0.1%
29.0
4
<0.1%
30.0
5
<0.1%
31.0
2
<0.1%
32.0
2
<0.1%
33.0
1
<0.1%
LARGEST VALUES
932461.0
1
<0.1%
173380.0
1
<0.1%
146917.0
1
<0.1%
102327.0
1
<0.1%
89639.0
1
<0.1%
88666.0
1
<0.1%
84533.0
1
<0.1%
80438.0
1
<0.1%
80111.0
1
<0.1%
77958.0
1
<0.1%
70218.0
1
<0.1%
66754.0
1
<0.1%
64410.0
1
<0.1%
63531.0
1
<0.1%
62439.0
1
<0.1%
tot_cur_bal
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.98
avg_cur_bal
0.83
mort_acc
0.56
total_bal_ex_mort
0.53
annual_inc_joint
0.47
revol_bal
0.45
total_il_high_credit_limit
0.43
total_rev_hi_lim
0.43
total_bal_il
0.39
revol_bal_joint
0.36
sec_app_mort_acc
0.34
max_bal_bc
0.34
loan_amnt
0.33
funded_amnt
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.49
int_rate
0.15
sub_grade
0.15
grade
0.14
emp_length
0.13
addr_state
0.12
term
0.11
title
0.11
purpose
0.11
pub_rec_bankruptcies
0.09
initial_list_status
0.06
verification_status_joint
0.04
application_type
0.04
verification_status
0.04
MOST FREQUENT VALUES
0.0
12
<0.1%
12011.0
6
<0.1%
31014.0
6
<0.1%
20318.0
6
<0.1%
15285.0
6
<0.1%
5012.0
6
<0.1%
18426.0
6
<0.1%
15700.0
6
<0.1%
25922.0
5
<0.1%
25404.0
5
<0.1%
17606.0
5
<0.1%
13800.0
5
<0.1%
39601.0
5
<0.1%
23345.0
5
<0.1%
23449.0
5
<0.1%
SMALLEST VALUES
0.0
12
<0.1%
2.0
1
<0.1%
3.0
1
<0.1%
5.0
1
<0.1%
6.0
1
<0.1%
7.0
1
<0.1%
20.0
1
<0.1%
25.0
1
<0.1%
30.0
1
<0.1%
38.0
1
<0.1%
41.0
1
<0.1%
42.0
1
<0.1%
46.0
1
<0.1%
50.0
1
<0.1%
55.0
1
<0.1%
LARGEST VALUES
8524709.0
1
<0.1%
3777206.0
1
<0.1%
3449529.0
1
<0.1%
2801964.0
1
<0.1%
2782469.0
1
<0.1%
2745376.0
1
<0.1%
2566971.0
1
<0.1%
2521443.0
1
<0.1%
2485088.0
1
<0.1%
2374991.0
1
<0.1%
2289451.0
1
<0.1%
2140617.0
1
<0.1%
2121828.0
1
<0.1%
2106386.0
1
<0.1%
2080167.0
1
<0.1%
open_acc_6m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.72
open_rv_12m
0.63
acc_open_past_24mths
0.54
open_rv_24m
0.49
mo_sin_rcnt_tl
-0.48
mo_sin_rcnt_rev_tl_op
-0.36
open_il_12m
0.34
inq_last_12m
0.31
mths_since_recent_inq
-0.29
open_acc
0.29
num_sats
0.29
num_op_rev_tl
0.29
total_acc
0.26
open_il_24m
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.41
int_rate
0.16
sub_grade
0.16
grade
0.15
loan_status
0.07
last_pymnt_d
0.07
next_pymnt_d
0.07
home_ownership
0.07
verification_status
0.06
initial_list_status
0.06
pub_rec_bankruptcies
0.05
addr_state
0.05
issue_d
0.05
last_credit_pull_d
0.04
MOST FREQUENT VALUES
0.0
43,730
45.2%
1.0
30,609
31.6%
2.0
14,033
14.5%
3.0
5,367
5.5%
4.0
1,940
2.0%
5.0
684
0.7%
6.0
244
0.3%
7.0
92
<0.1%
8.0
42
<0.1%
9.0
19
<0.1%
10.0
9
<0.1%
11.0
6
<0.1%
12.0
2
<0.1%
14.0
1
<0.1%
13.0
1
<0.1%
SMALLEST VALUES
0.0
43,730
45.2%
1.0
30,609
31.6%
2.0
14,033
14.5%
3.0
5,367
5.5%
4.0
1,940
2.0%
5.0
684
0.7%
6.0
244
0.3%
7.0
92
<0.1%
8.0
42
<0.1%
9.0
19
<0.1%
10.0
9
<0.1%
11.0
6
<0.1%
12.0
2
<0.1%
13.0
1
<0.1%
14.0
1
<0.1%
LARGEST VALUES
14.0
1
<0.1%
13.0
1
<0.1%
12.0
2
<0.1%
11.0
6
<0.1%
10.0
9
<0.1%
9.0
19
<0.1%
8.0
42
<0.1%
7.0
92
<0.1%
6.0
244
0.3%
5.0
684
0.7%
4.0
1,940
2.0%
3.0
5,367
5.5%
2.0
14,033
14.5%
1.0
30,609
31.6%
0.0
43,730
45.2%
open_act_il
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.65
total_bal_il
0.57
total_il_high_credit_limit
0.56
num_sats
0.52
open_acc
0.52
total_bal_ex_mort
0.49
total_acc
0.39
all_util
0.36
open_il_24m
0.35
il_util
0.32
sec_app_open_act_il
0.26
open_il_12m
0.26
mths_since_rcnt_il
-0.22
dti_joint
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.18
addr_state
0.07
home_ownership
0.05
term
0.04
int_rate
0.04
sub_grade
0.04
inq_last_6mths
0.03
pub_rec_bankruptcies
0.03
purpose
0.03
title
0.03
grade
0.03
verification_status
0.02
last_credit_pull_d
0.02
loan_status
0.02
MOST FREQUENT VALUES
1.0
24,704
25.5%
2.0
23,675
24.5%
3.0
14,858
15.4%
0.0
10,491
10.8%
4.0
7,846
8.1%
5.0
4,383
4.5%
6.0
2,646
2.7%
7.0
1,873
1.9%
8.0
1,297
1.3%
9.0
1,088
1.1%
10.0
804
0.8%
11.0
659
0.7%
12.0
523
0.5%
13.0
396
0.4%
14.0
301
0.3%
SMALLEST VALUES
0.0
10,491
10.8%
1.0
24,704
25.5%
2.0
23,675
24.5%
3.0
14,858
15.4%
4.0
7,846
8.1%
5.0
4,383
4.5%
6.0
2,646
2.7%
7.0
1,873
1.9%
8.0
1,297
1.3%
9.0
1,088
1.1%
10.0
804
0.8%
11.0
659
0.7%
12.0
523
0.5%
13.0
396
0.4%
14.0
301
0.3%
LARGEST VALUES
57.0
1
<0.1%
42.0
1
<0.1%
40.0
1
<0.1%
35.0
1
<0.1%
34.0
1
<0.1%
33.0
2
<0.1%
32.0
2
<0.1%
31.0
1
<0.1%
30.0
2
<0.1%
29.0
9
<0.1%
28.0
11
<0.1%
27.0
10
<0.1%
26.0
15
<0.1%
25.0
22
<0.1%
24.0
29
<0.1%
open_il_12m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
0.70
num_tl_op_past_12m
0.52
mths_since_rcnt_il
-0.43
acc_open_past_24mths
0.39
open_acc_6m
0.34
inq_last_12m
0.33
il_util
0.32
num_il_tl
0.32
mo_sin_rcnt_tl
-0.30
total_bal_il
0.29
total_il_high_credit_limit
0.28
open_act_il
0.26
inq_fi
0.25
total_bal_ex_mort
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.18
sub_grade
0.18
grade
0.17
inq_last_6mths
0.14
verification_status
0.10
loan_status
0.09
last_pymnt_d
0.09
next_pymnt_d
0.08
addr_state
0.08
home_ownership
0.06
emp_length
0.05
purpose
0.05
title
0.05
last_credit_pull_d
0.05
MOST FREQUENT VALUES
0.0
54,688
56.5%
1.0
29,566
30.6%
2.0
9,549
9.9%
3.0
2,247
2.3%
4.0
534
0.6%
5.0
157
0.2%
6.0
25
<0.1%
7.0
7
<0.1%
10.0
3
<0.1%
8.0
2
<0.1%
11.0
1
<0.1%
SMALLEST VALUES
0.0
54,688
56.5%
1.0
29,566
30.6%
2.0
9,549
9.9%
3.0
2,247
2.3%
4.0
534
0.6%
5.0
157
0.2%
6.0
25
<0.1%
7.0
7
<0.1%
8.0
2
<0.1%
10.0
3
<0.1%
11.0
1
<0.1%
LARGEST VALUES
11.0
1
<0.1%
10.0
3
<0.1%
8.0
2
<0.1%
7.0
7
<0.1%
6.0
25
<0.1%
5.0
157
0.2%
4.0
534
0.6%
3.0
2,247
2.3%
2.0
9,549
9.9%
1.0
29,566
30.6%
0.0
54,688
56.5%
open_il_24m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_12m
0.70
acc_open_past_24mths
0.55
mths_since_rcnt_il
-0.49
num_il_tl
0.44
total_il_high_credit_limit
0.39
num_tl_op_past_12m
0.38
total_bal_il
0.37
open_act_il
0.35
total_acc
0.35
inq_fi
0.34
total_bal_ex_mort
0.32
il_util
0.29
mo_sin_rcnt_tl
-0.28
inq_last_12m
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.16
sub_grade
0.16
grade
0.15
inq_last_6mths
0.12
loan_status
0.10
addr_state
0.10
last_pymnt_d
0.09
next_pymnt_d
0.09
home_ownership
0.09
emp_length
0.07
verification_status
0.07
title
0.06
purpose
0.06
pub_rec_bankruptcies
0.06
MOST FREQUENT VALUES
1.0
31,590
32.6%
0.0
25,549
26.4%
2.0
20,346
21.0%
3.0
10,276
10.6%
4.0
4,818
5.0%
5.0
2,231
2.3%
6.0
1,048
1.1%
7.0
467
0.5%
8.0
233
0.2%
9.0
109
0.1%
10.0
55
<0.1%
11.0
27
<0.1%
12.0
10
<0.1%
13.0
6
<0.1%
14.0
4
<0.1%
SMALLEST VALUES
0.0
25,549
26.4%
1.0
31,590
32.6%
2.0
20,346
21.0%
3.0
10,276
10.6%
4.0
4,818
5.0%
5.0
2,231
2.3%
6.0
1,048
1.1%
7.0
467
0.5%
8.0
233
0.2%
9.0
109
0.1%
10.0
55
<0.1%
11.0
27
<0.1%
12.0
10
<0.1%
13.0
6
<0.1%
14.0
4
<0.1%
LARGEST VALUES
22.0
1
<0.1%
19.0
1
<0.1%
18.0
1
<0.1%
17.0
3
<0.1%
16.0
1
<0.1%
15.0
3
<0.1%
14.0
4
<0.1%
13.0
6
<0.1%
12.0
10
<0.1%
11.0
27
<0.1%
10.0
55
<0.1%
9.0
109
0.1%
8.0
233
0.2%
7.0
467
0.5%
6.0
1,048
1.1%
mths_since_rcnt_il
MISSING:
2,598
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
-0.49
open_il_12m
-0.43
mo_sin_rcnt_tl
0.34
acc_open_past_24mths
-0.28
il_util
-0.28
total_il_high_credit_limit
-0.26
num_il_tl
-0.24
num_tl_op_past_12m
-0.24
total_bal_il
-0.24
settlement_percentage
0.23
open_act_il
-0.22
total_bal_ex_mort
-0.20
dti_joint
-0.20
total_acc
-0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.08
int_rate
0.08
sub_grade
0.08
grade
0.07
emp_length
0.06
addr_state
0.06
loan_status
0.05
last_pymnt_d
0.05
home_ownership
0.05
next_pymnt_d
0.05
title
0.05
purpose
0.05
verification_status
0.04
last_credit_pull_d
0.03
MOST FREQUENT VALUES
7.0
4,346
4.6%
6.0
4,065
4.3%
5.0
3,924
4.2%
4.0
3,844
4.1%
8.0
3,835
4.1%
10.0
3,627
3.9%
13.0
3,612
3.8%
11.0
3,591
3.8%
9.0
3,515
3.7%
12.0
3,499
3.7%
3.0
3,430
3.6%
14.0
3,394
3.6%
15.0
3,188
3.4%
2.0
2,956
3.1%
17.0
2,917
3.1%
SMALLEST VALUES
0.0
36
<0.1%
1.0
1,539
1.6%
2.0
2,956
3.1%
3.0
3,430
3.6%
4.0
3,844
4.1%
5.0
3,924
4.2%
6.0
4,065
4.3%
7.0
4,346
4.6%
8.0
3,835
4.1%
9.0
3,515
3.7%
10.0
3,627
3.9%
11.0
3,591
3.8%
12.0
3,499
3.7%
13.0
3,612
3.8%
14.0
3,394
3.6%
LARGEST VALUES
397.0
2
<0.1%
392.0
1
<0.1%
377.0
1
<0.1%
374.0
1
<0.1%
357.0
1
<0.1%
353.0
1
<0.1%
343.0
1
<0.1%
335.0
1
<0.1%
327.0
1
<0.1%
324.0
1
<0.1%
322.0
1
<0.1%
318.0
1
<0.1%
316.0
1
<0.1%
315.0
1
<0.1%
313.0
1
<0.1%
total_bal_il
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.95
total_bal_ex_mort
0.90
num_il_tl
0.58
open_act_il
0.57
total_acc
0.42
tot_cur_bal
0.39
open_il_24m
0.37
tot_hi_cred_lim
0.36
num_sats
0.35
open_acc
0.35
il_util
0.33
open_il_12m
0.29
all_util
0.28
annual_inc_joint
0.28

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.13
term
0.08
addr_state
0.08
home_ownership
0.07
inq_last_6mths
0.06
verification_status
0.05
int_rate
0.04
sub_grade
0.04
title
0.03
purpose
0.03
grade
0.03
pub_rec_bankruptcies
0.03
initial_list_status
0.02
loan_status
0.02
MOST FREQUENT VALUES
0.0
10,189
10.5%
13743.0
10
<0.1%
12343.0
10
<0.1%
11565.0
9
<0.1%
23196.0
9
<0.1%
3737.0
9
<0.1%
13484.0
9
<0.1%
22248.0
9
<0.1%
10898.0
8
<0.1%
6163.0
8
<0.1%
14078.0
8
<0.1%
7691.0
8
<0.1%
10000.0
8
<0.1%
5000.0
8
<0.1%
2456.0
8
<0.1%
SMALLEST VALUES
0.0
10,189
10.5%
1.0
2
<0.1%
2.0
1
<0.1%
3.0
1
<0.1%
5.0
1
<0.1%
9.0
2
<0.1%
13.0
1
<0.1%
16.0
1
<0.1%
20.0
1
<0.1%
23.0
1
<0.1%
24.0
1
<0.1%
30.0
1
<0.1%
32.0
1
<0.1%
34.0
1
<0.1%
37.0
1
<0.1%
LARGEST VALUES
933896.0
1
<0.1%
780700.0
1
<0.1%
695011.0
1
<0.1%
679173.0
1
<0.1%
672739.0
1
<0.1%
655706.0
1
<0.1%
614673.0
1
<0.1%
614625.0
1
<0.1%
601200.0
1
<0.1%
599675.0
1
<0.1%
594443.0
1
<0.1%
589986.0
1
<0.1%
570705.0
1
<0.1%
541200.0
1
<0.1%
539786.0
1
<0.1%
il_util
MISSING:
13,000
(13%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.57
total_bal_il
0.33
open_il_12m
0.32
open_act_il
0.32
open_il_24m
0.29
mths_since_rcnt_il
-0.28
num_il_tl
0.25
total_bal_ex_mort
0.24
num_tl_op_past_12m
0.20
acc_open_past_24mths
0.20
mo_sin_rcnt_tl
-0.19
total_il_high_credit_limit
0.18
settlement_amount
-0.16
inq_last_12m
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.13
int_rate
0.10
sub_grade
0.10
grade
0.09
inq_last_6mths
0.07
verification_status
0.07
addr_state
0.06
home_ownership
0.05
term
0.04
loan_status
0.04
title
0.03
purpose
0.03
last_pymnt_d
0.03
pub_rec_bankruptcies
0.03
MOST FREQUENT VALUES
75.0
1,631
1.9%
78.0
1,612
1.9%
77.0
1,598
1.9%
81.0
1,553
1.9%
80.0
1,540
1.8%
74.0
1,535
1.8%
72.0
1,529
1.8%
73.0
1,529
1.8%
82.0
1,527
1.8%
76.0
1,522
1.8%
79.0
1,520
1.8%
70.0
1,517
1.8%
69.0
1,503
1.8%
85.0
1,482
1.8%
67.0
1,467
1.8%
SMALLEST VALUES
0.0
602
0.7%
1.0
27
<0.1%
2.0
57
<0.1%
3.0
151
0.2%
4.0
95
0.1%
5.0
76
<0.1%
6.0
93
0.1%
7.0
109
0.1%
8.0
137
0.2%
9.0
111
0.1%
10.0
122
0.1%
11.0
130
0.2%
12.0
103
0.1%
13.0
135
0.2%
14.0
140
0.2%
LARGEST VALUES
376.0
1
<0.1%
317.0
1
<0.1%
303.0
1
<0.1%
268.0
2
<0.1%
249.0
1
<0.1%
246.0
1
<0.1%
241.0
1
<0.1%
223.0
1
<0.1%
222.0
2
<0.1%
220.0
1
<0.1%
216.0
1
<0.1%
215.0
1
<0.1%
207.0
1
<0.1%
199.0
1
<0.1%
198.0
1
<0.1%
open_rv_12m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.86
open_rv_24m
0.78
acc_open_past_24mths
0.66
open_acc_6m
0.63
mo_sin_rcnt_rev_tl_op
-0.46
num_op_rev_tl
0.45
mo_sin_rcnt_tl
-0.40
num_actv_rev_tl
0.38
num_rev_accts
0.37
num_rev_tl_bal_gt_0
0.37
open_acc
0.37
num_sats
0.37
mths_since_recent_bc
-0.36
num_bc_sats
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.33
sub_grade
0.17
int_rate
0.17
grade
0.16
pub_rec_bankruptcies
0.08
verification_status
0.07
addr_state
0.07
initial_list_status
0.06
loan_status
0.06
last_pymnt_d
0.06
next_pymnt_d
0.05
last_credit_pull_d
0.03
term
0.03
home_ownership
0.02
MOST FREQUENT VALUES
0.0
34,700
35.9%
1.0
29,343
30.3%
2.0
16,860
17.4%
3.0
8,375
8.7%
4.0
3,862
4.0%
5.0
1,791
1.9%
6.0
908
0.9%
7.0
427
0.4%
8.0
215
0.2%
9.0
122
0.1%
10.0
64
<0.1%
11.0
48
<0.1%
12.0
22
<0.1%
13.0
21
<0.1%
14.0
7
<0.1%
SMALLEST VALUES
0.0
34,700
35.9%
1.0
29,343
30.3%
2.0
16,860
17.4%
3.0
8,375
8.7%
4.0
3,862
4.0%
5.0
1,791
1.9%
6.0
908
0.9%
7.0
427
0.4%
8.0
215
0.2%
9.0
122
0.1%
10.0
64
<0.1%
11.0
48
<0.1%
12.0
22
<0.1%
13.0
21
<0.1%
14.0
7
<0.1%
LARGEST VALUES
28.0
1
<0.1%
26.0
1
<0.1%
25.0
1
<0.1%
23.0
1
<0.1%
20.0
1
<0.1%
19.0
1
<0.1%
16.0
2
<0.1%
15.0
6
<0.1%
14.0
7
<0.1%
13.0
21
<0.1%
12.0
22
<0.1%
11.0
48
<0.1%
10.0
64
<0.1%
9.0
122
0.1%
8.0
215
0.2%
open_rv_24m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.86
open_rv_12m
0.78
num_tl_op_past_12m
0.67
num_op_rev_tl
0.56
open_acc_6m
0.49
num_actv_rev_tl
0.46
num_rev_accts
0.46
mo_sin_rcnt_rev_tl_op
-0.46
open_acc
0.46
num_sats
0.46
num_rev_tl_bal_gt_0
0.45
num_bc_sats
0.41
mths_since_recent_bc
-0.39
num_bc_tl
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.29
sub_grade
0.19
int_rate
0.19
grade
0.18
pub_rec_bankruptcies
0.11
verification_status
0.07
addr_state
0.07
loan_status
0.07
last_pymnt_d
0.06
initial_list_status
0.06
next_pymnt_d
0.06
last_credit_pull_d
0.04
purpose
0.03
title
0.03
MOST FREQUENT VALUES
1.0
20,372
21.1%
2.0
18,755
19.4%
0.0
15,234
15.7%
3.0
13,992
14.5%
4.0
10,039
10.4%
5.0
6,419
6.6%
6.0
4,205
4.3%
7.0
2,718
2.8%
8.0
1,733
1.8%
9.0
1,059
1.1%
10.0
740
0.8%
11.0
506
0.5%
12.0
287
0.3%
13.0
210
0.2%
14.0
130
0.1%
SMALLEST VALUES
0.0
15,234
15.7%
1.0
20,372
21.1%
2.0
18,755
19.4%
3.0
13,992
14.5%
4.0
10,039
10.4%
5.0
6,419
6.6%
6.0
4,205
4.3%
7.0
2,718
2.8%
8.0
1,733
1.8%
9.0
1,059
1.1%
10.0
740
0.8%
11.0
506
0.5%
12.0
287
0.3%
13.0
210
0.2%
14.0
130
0.1%
LARGEST VALUES
54.0
1
<0.1%
45.0
1
<0.1%
33.0
2
<0.1%
30.0
1
<0.1%
29.0
3
<0.1%
28.0
5
<0.1%
27.0
3
<0.1%
26.0
1
<0.1%
25.0
4
<0.1%
24.0
6
<0.1%
23.0
7
<0.1%
22.0
10
<0.1%
21.0
15
<0.1%
20.0
16
<0.1%
19.0
27
<0.1%
max_bal_bc
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
0.60
total_bc_limit
0.57
revol_bal
0.54
total_rev_hi_lim
0.46
funded_amnt_inv
0.39
loan_amnt
0.39
funded_amnt
0.39
installment
0.37
tot_hi_cred_lim
0.36
total_bal_ex_mort
0.34
tot_cur_bal
0.34
settlement_amount
0.33
annual_inc_joint
0.32
settlement_term
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
title
0.14
purpose
0.14
pub_rec_bankruptcies
0.13
home_ownership
0.13
term
0.11
emp_length
0.09
sub_grade
0.08
int_rate
0.08
grade
0.07
addr_state
0.07
inq_last_6mths
0.05
verification_status
0.05
initial_list_status
0.05
collections_12_mths_ex_med
0.04
MOST FREQUENT VALUES
0.0
1,836
1.9%
3000.0
43
<0.1%
4000.0
34
<0.1%
5000.0
32
<0.1%
1500.0
29
<0.1%
2944.0
28
<0.1%
2000.0
28
<0.1%
2782.0
26
<0.1%
4700.0
26
<0.1%
2749.0
26
<0.1%
4800.0
25
<0.1%
3800.0
25
<0.1%
4200.0
25
<0.1%
1941.0
25
<0.1%
2463.0
25
<0.1%
SMALLEST VALUES
0.0
1,836
1.9%
1.0
5
<0.1%
2.0
10
<0.1%
3.0
8
<0.1%
4.0
8
<0.1%
5.0
8
<0.1%
6.0
11
<0.1%
7.0
9
<0.1%
8.0
18
<0.1%
9.0
11
<0.1%
10.0
9
<0.1%
11.0
4
<0.1%
12.0
5
<0.1%
13.0
8
<0.1%
14.0
9
<0.1%
LARGEST VALUES
301210.0
1
<0.1%
170784.0
1
<0.1%
159456.0
1
<0.1%
150000.0
1
<0.1%
131035.0
1
<0.1%
129565.0
1
<0.1%
119999.0
1
<0.1%
113691.0
1
<0.1%
110591.0
1
<0.1%
87470.0
1
<0.1%
84487.0
1
<0.1%
83101.0
1
<0.1%
79385.0
1
<0.1%
78369.0
1
<0.1%
76082.0
1
<0.1%
all_util
MISSING:
5
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.61
il_util
0.57
percent_bc_gt_75
0.50
bc_open_to_buy
-0.47
fico_range_high
-0.42
fico_range_low
-0.42
open_act_il
0.36
sec_app_revol_util
0.35
total_bal_il
0.28
total_bal_ex_mort
0.28
total_bc_limit
-0.28
num_op_rev_tl
-0.26
num_rev_accts
-0.25
num_il_tl
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.29
sub_grade
0.29
grade
0.27
verification_status
0.19
emp_length
0.11
title
0.10
purpose
0.10
addr_state
0.07
term
0.06
home_ownership
0.06
loan_status
0.06
inq_last_6mths
0.06
last_credit_pull_d
0.05
initial_list_status
0.04
MOST FREQUENT VALUES
63.0
1,948
2.0%
61.0
1,937
2.0%
60.0
1,930
2.0%
66.0
1,900
2.0%
64.0
1,896
2.0%
62.0
1,888
2.0%
67.0
1,880
1.9%
65.0
1,865
1.9%
59.0
1,862
1.9%
54.0
1,828
1.9%
58.0
1,828
1.9%
56.0
1,812
1.9%
57.0
1,803
1.9%
53.0
1,778
1.8%
52.0
1,756
1.8%
SMALLEST VALUES
0.0
91
<0.1%
1.0
65
<0.1%
2.0
65
<0.1%
3.0
76
<0.1%
4.0
80
<0.1%
5.0
104
0.1%
6.0
90
<0.1%
7.0
104
0.1%
8.0
114
0.1%
9.0
116
0.1%
10.0
130
0.1%
11.0
147
0.2%
12.0
158
0.2%
13.0
187
0.2%
14.0
233
0.2%
LARGEST VALUES
186.0
1
<0.1%
177.0
1
<0.1%
175.0
2
<0.1%
173.0
1
<0.1%
168.0
1
<0.1%
162.0
1
<0.1%
157.0
1
<0.1%
154.0
1
<0.1%
153.0
1
<0.1%
151.0
1
<0.1%
150.0
2
<0.1%
148.0
1
<0.1%
147.0
1
<0.1%
145.0
1
<0.1%
144.0
2
<0.1%
total_rev_hi_lim
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.82
total_bc_limit
0.78
bc_open_to_buy
0.64
tot_hi_cred_lim
0.52
num_bc_sats
0.50
num_op_rev_tl
0.47
max_bal_bc
0.46
num_bc_tl
0.46
total_bal_ex_mort
0.44
num_rev_accts
0.43
tot_cur_bal
0.43
open_acc
0.43
num_sats
0.43
settlement_amount
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.23
sub_grade
0.23
grade
0.22
home_ownership
0.18
pub_rec_bankruptcies
0.12
emp_length
0.10
title
0.08
purpose
0.08
addr_state
0.08
verification_status
0.07
term
0.06
initial_list_status
0.05
inq_last_6mths
0.05
last_credit_pull_d
0.04
MOST FREQUENT VALUES
14000.0
302
0.3%
10000.0
299
0.3%
16500.0
297
0.3%
18000.0
295
0.3%
15000.0
291
0.3%
13000.0
290
0.3%
12000.0
287
0.3%
11000.0
284
0.3%
8000.0
280
0.3%
13500.0
278
0.3%
17000.0
274
0.3%
16000.0
272
0.3%
20000.0
271
0.3%
15500.0
270
0.3%
9000.0
270
0.3%
SMALLEST VALUES
0.0
42
<0.1%
200.0
2
<0.1%
300.0
4
<0.1%
400.0
2
<0.1%
500.0
18
<0.1%
506.0
1
<0.1%
600.0
1
<0.1%
700.0
4
<0.1%
800.0
18
<0.1%
900.0
9
<0.1%
1000.0
36
<0.1%
1100.0
14
<0.1%
1200.0
16
<0.1%
1300.0
25
<0.1%
1400.0
21
<0.1%
LARGEST VALUES
2175000.0
1
<0.1%
1652700.0
1
<0.1%
1091000.0
1
<0.1%
823000.0
1
<0.1%
779000.0
1
<0.1%
727000.0
1
<0.1%
678600.0
1
<0.1%
676100.0
1
<0.1%
665100.0
1
<0.1%
652000.0
1
<0.1%
636700.0
1
<0.1%
631900.0
1
<0.1%
615900.0
1
<0.1%
609000.0
1
<0.1%
602100.0
1
<0.1%
inq_fi
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.55
open_il_24m
0.34
acc_open_past_24mths
0.29
open_il_12m
0.25
mths_since_recent_inq
-0.23
num_tl_op_past_12m
0.22
mths_since_rcnt_il
-0.19
total_acc
0.16
hardship_dpd
0.16
num_il_tl
0.16
mo_sin_rcnt_tl
-0.15
open_acc_6m
0.14
total_il_high_credit_limit
0.14
total_bal_il
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.20
int_rate
0.14
sub_grade
0.14
grade
0.14
addr_state
0.13
home_ownership
0.11
loan_status
0.08
last_pymnt_d
0.07
pub_rec_bankruptcies
0.06
next_pymnt_d
0.06
title
0.06
purpose
0.06
verification_status
0.06
last_credit_pull_d
0.04
MOST FREQUENT VALUES
0.0
51,813
53.5%
1.0
22,898
23.7%
2.0
11,162
11.5%
3.0
5,301
5.5%
4.0
2,697
2.8%
5.0
1,349
1.4%
6.0
688
0.7%
7.0
365
0.4%
8.0
196
0.2%
9.0
123
0.1%
10.0
87
<0.1%
11.0
35
<0.1%
12.0
25
<0.1%
13.0
15
<0.1%
15.0
8
<0.1%
SMALLEST VALUES
0.0
51,813
53.5%
1.0
22,898
23.7%
2.0
11,162
11.5%
3.0
5,301
5.5%
4.0
2,697
2.8%
5.0
1,349
1.4%
6.0
688
0.7%
7.0
365
0.4%
8.0
196
0.2%
9.0
123
0.1%
10.0
87
<0.1%
11.0
35
<0.1%
12.0
25
<0.1%
13.0
15
<0.1%
14.0
4
<0.1%
LARGEST VALUES
25.0
1
<0.1%
23.0
1
<0.1%
20.0
1
<0.1%
19.0
1
<0.1%
17.0
6
<0.1%
16.0
3
<0.1%
15.0
8
<0.1%
14.0
4
<0.1%
13.0
15
<0.1%
12.0
25
<0.1%
11.0
35
<0.1%
10.0
87
<0.1%
9.0
123
0.1%
8.0
196
0.2%
7.0
365
0.4%
total_cu_tl
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.30
total_acc
0.29
open_il_24m
0.27
open_il_12m
0.20
sec_app_mort_acc
0.17
settlement_amount
0.17
mort_acc
0.17
acc_open_past_24mths
0.15
dti_joint
0.15
total_il_high_credit_limit
0.14
mths_since_rcnt_il
-0.14
revol_bal_joint
0.14
total_bal_ex_mort
0.12
tot_hi_cred_lim
0.12

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.19
home_ownership
0.11
emp_length
0.08
term
0.06
loan_status
0.05
last_pymnt_d
0.05
next_pymnt_d
0.05
int_rate
0.04
sub_grade
0.04
inq_last_6mths
0.04
last_credit_pull_d
0.04
verification_status_joint
0.04
application_type
0.04
title
0.04
MOST FREQUENT VALUES
0.0
52,675
54.4%
1.0
16,284
16.8%
2.0
8,799
9.1%
3.0
5,603
5.8%
4.0
3,847
4.0%
5.0
2,659
2.7%
6.0
1,928
2.0%
7.0
1,315
1.4%
8.0
962
1.0%
9.0
689
0.7%
10.0
459
0.5%
11.0
392
0.4%
12.0
298
0.3%
13.0
194
0.2%
14.0
156
0.2%
SMALLEST VALUES
0.0
52,675
54.4%
1.0
16,284
16.8%
2.0
8,799
9.1%
3.0
5,603
5.8%
4.0
3,847
4.0%
5.0
2,659
2.7%
6.0
1,928
2.0%
7.0
1,315
1.4%
8.0
962
1.0%
9.0
689
0.7%
10.0
459
0.5%
11.0
392
0.4%
12.0
298
0.3%
13.0
194
0.2%
14.0
156
0.2%
LARGEST VALUES
68.0
1
<0.1%
56.0
1
<0.1%
55.0
1
<0.1%
54.0
1
<0.1%
52.0
2
<0.1%
51.0
1
<0.1%
42.0
1
<0.1%
40.0
1
<0.1%
39.0
1
<0.1%
37.0
1
<0.1%
36.0
2
<0.1%
34.0
2
<0.1%
33.0
1
<0.1%
32.0
3
<0.1%
31.0
6
<0.1%
inq_last_12m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_fi
0.55
mths_since_recent_inq
-0.53
num_tl_op_past_12m
0.44
acc_open_past_24mths
0.39
open_il_12m
0.33
open_acc_6m
0.31
open_rv_12m
0.30
open_rv_24m
0.28
open_il_24m
0.27
mo_sin_rcnt_tl
-0.25
total_acc
0.21
mths_since_rcnt_il
-0.19
open_acc
0.18
num_sats
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.48
int_rate
0.19
sub_grade
0.19
grade
0.18
addr_state
0.14
home_ownership
0.11
pub_rec_bankruptcies
0.10
loan_status
0.09
last_pymnt_d
0.08
verification_status
0.07
next_pymnt_d
0.07
title
0.07
purpose
0.07
initial_list_status
0.05
MOST FREQUENT VALUES
0.0
27,342
28.3%
1.0
23,526
24.3%
2.0
16,714
17.3%
3.0
10,992
11.4%
4.0
6,854
7.1%
5.0
4,233
4.4%
6.0
2,489
2.6%
7.0
1,631
1.7%
8.0
1,002
1.0%
9.0
676
0.7%
10.0
396
0.4%
11.0
281
0.3%
12.0
193
0.2%
13.0
114
0.1%
14.0
99
0.1%
SMALLEST VALUES
0.0
27,342
28.3%
1.0
23,526
24.3%
2.0
16,714
17.3%
3.0
10,992
11.4%
4.0
6,854
7.1%
5.0
4,233
4.4%
6.0
2,489
2.6%
7.0
1,631
1.7%
8.0
1,002
1.0%
9.0
676
0.7%
10.0
396
0.4%
11.0
281
0.3%
12.0
193
0.2%
13.0
114
0.1%
14.0
99
0.1%
LARGEST VALUES
38.0
1
<0.1%
33.0
1
<0.1%
32.0
2
<0.1%
27.0
1
<0.1%
26.0
3
<0.1%
25.0
2
<0.1%
24.0
5
<0.1%
23.0
5
<0.1%
22.0
8
<0.1%
21.0
9
<0.1%
20.0
11
<0.1%
19.0
19
<0.1%
18.0
23
<0.1%
17.0
35
<0.1%
16.0
52
<0.1%
acc_open_past_24mths
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.86
num_tl_op_past_12m
0.76
open_rv_12m
0.66
open_il_24m
0.55
open_acc_6m
0.54
open_acc
0.51
num_sats
0.51
num_op_rev_tl
0.50
mo_sin_rcnt_tl
-0.45
total_acc
0.44
num_rev_accts
0.42
mo_sin_rcnt_rev_tl_op
-0.41
open_il_12m
0.39
inq_last_12m
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.30
sub_grade
0.22
int_rate
0.22
grade
0.20
pub_rec_bankruptcies
0.11
loan_status
0.11
last_pymnt_d
0.10
next_pymnt_d
0.10
verification_status
0.09
home_ownership
0.08
last_credit_pull_d
0.06
addr_state
0.06
initial_list_status
0.06
title
0.04
MOST FREQUENT VALUES
3.0
14,315
14.8%
4.0
13,614
14.1%
2.0
13,298
13.7%
5.0
11,353
11.7%
1.0
9,634
10.0%
6.0
8,887
9.2%
7.0
6,452
6.7%
8.0
4,759
4.9%
0.0
4,195
4.3%
9.0
3,279
3.4%
10.0
2,219
2.3%
11.0
1,536
1.6%
12.0
1,022
1.1%
13.0
680
0.7%
14.0
461
0.5%
SMALLEST VALUES
0.0
4,195
4.3%
1.0
9,634
10.0%
2.0
13,298
13.7%
3.0
14,315
14.8%
4.0
13,614
14.1%
5.0
11,353
11.7%
6.0
8,887
9.2%
7.0
6,452
6.7%
8.0
4,759
4.9%
9.0
3,279
3.4%
10.0
2,219
2.3%
11.0
1,536
1.6%
12.0
1,022
1.1%
13.0
680
0.7%
14.0
461
0.5%
LARGEST VALUES
55.0
1
<0.1%
46.0
1
<0.1%
37.0
1
<0.1%
35.0
1
<0.1%
32.0
1
<0.1%
31.0
5
<0.1%
30.0
4
<0.1%
29.0
5
<0.1%
28.0
6
<0.1%
27.0
3
<0.1%
26.0
8
<0.1%
25.0
12
<0.1%
24.0
15
<0.1%
23.0
19
<0.1%
22.0
36
<0.1%
avg_cur_bal
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.83
tot_hi_cred_lim
0.80
mort_acc
0.48
annual_inc_joint
0.32
total_bal_ex_mort
0.30
revol_bal
0.29
sec_app_mort_acc
0.29
max_bal_bc
0.26
loan_amnt
0.24
funded_amnt
0.24
funded_amnt_inv
0.24
total_il_high_credit_limit
0.22
hardship_payoff_balance_amount
0.21
total_rev_hi_lim
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.45
int_rate
0.14
sub_grade
0.14
grade
0.12
addr_state
0.12
emp_length
0.10
title
0.10
purpose
0.10
term
0.09
pub_rec_bankruptcies
0.08
initial_list_status
0.05
application_type
0.05
verification_status_joint
0.05
last_credit_pull_d
0.04
MOST FREQUENT VALUES
2193.0
21
<0.1%
2294.0
20
<0.1%
1375.0
20
<0.1%
2429.0
20
<0.1%
1996.0
19
<0.1%
2589.0
19
<0.1%
1279.0
19
<0.1%
1941.0
19
<0.1%
3633.0
19
<0.1%
806.0
19
<0.1%
2733.0
19
<0.1%
2008.0
19
<0.1%
2936.0
18
<0.1%
2150.0
18
<0.1%
1981.0
18
<0.1%
SMALLEST VALUES
0.0
14
<0.1%
1.0
1
<0.1%
2.0
1
<0.1%
3.0
2
<0.1%
5.0
1
<0.1%
6.0
3
<0.1%
9.0
2
<0.1%
10.0
1
<0.1%
11.0
1
<0.1%
12.0
1
<0.1%
13.0
1
<0.1%
14.0
2
<0.1%
15.0
2
<0.1%
17.0
2
<0.1%
19.0
1
<0.1%
LARGEST VALUES
710392.0
1
<0.1%
380156.0
1
<0.1%
355013.0
1
<0.1%
290554.0
1
<0.1%
278034.0
1
<0.1%
271079.0
1
<0.1%
265036.0
1
<0.1%
249580.0
1
<0.1%
237499.0
1
<0.1%
231130.0
1
<0.1%
230109.0
1
<0.1%
227638.0
1
<0.1%
225789.0
1
<0.1%
222423.0
1
<0.1%
217701.0
1
<0.1%
bc_open_to_buy
MISSING:
987
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.85
total_rev_hi_lim
0.64
bc_util
-0.55
fico_range_high
0.51
fico_range_low
0.51
num_bc_sats
0.50
num_bc_tl
0.48
all_util
-0.47
percent_bc_gt_75
-0.44
num_op_rev_tl
0.39
num_rev_accts
0.35
num_sats
0.34
open_acc
0.33
settlement_amount
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.36
sub_grade
0.36
grade
0.33
verification_status
0.14
pub_rec_bankruptcies
0.10
home_ownership
0.09
purpose
0.08
title
0.08
addr_state
0.07
loan_status
0.06
last_credit_pull_d
0.05
initial_list_status
0.05
next_pymnt_d
0.04
inq_last_6mths
0.04
MOST FREQUENT VALUES
0.0
1,124
1.2%
500.0
73
<0.1%
2000.0
73
<0.1%
3000.0
68
<0.1%
2500.0
63
<0.1%
4000.0
61
<0.1%
1000.0
60
<0.1%
5000.0
58
<0.1%
3500.0
56
<0.1%
1500.0
49
<0.1%
6000.0
38
<0.1%
300.0
38
<0.1%
4500.0
38
<0.1%
1800.0
34
<0.1%
77.0
33
<0.1%
SMALLEST VALUES
0.0
1,124
1.2%
1.0
11
<0.1%
2.0
9
<0.1%
3.0
17
<0.1%
4.0
20
<0.1%
5.0
17
<0.1%
6.0
14
<0.1%
7.0
11
<0.1%
8.0
9
<0.1%
9.0
10
<0.1%
10.0
16
<0.1%
11.0
15
<0.1%
12.0
17
<0.1%
13.0
14
<0.1%
14.0
14
<0.1%
LARGEST VALUES
366127.0
1
<0.1%
337415.0
1
<0.1%
286006.0
1
<0.1%
283705.0
1
<0.1%
271178.0
1
<0.1%
265668.0
1
<0.1%
260449.0
1
<0.1%
251204.0
1
<0.1%
241694.0
1
<0.1%
235410.0
1
<0.1%
229936.0
1
<0.1%
227732.0
1
<0.1%
220041.0
1
<0.1%
211841.0
1
<0.1%
207780.0
1
<0.1%
bc_util
MISSING:
1,030
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
percent_bc_gt_75
0.84
all_util
0.61
bc_open_to_buy
-0.55
fico_range_low
-0.49
fico_range_high
-0.49
sec_app_revol_util
0.48
total_bc_limit
-0.28
max_bal_bc
0.27
last_fico_range_high
-0.24
num_bc_tl
-0.22
sec_app_fico_range_low
-0.21
sec_app_fico_range_high
-0.21
num_bc_sats
-0.21
total_rev_hi_lim
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.30
sub_grade
0.30
grade
0.28
verification_status
0.18
title
0.16
purpose
0.16
inq_last_6mths
0.09
loan_status
0.09
next_pymnt_d
0.07
term
0.07
last_credit_pull_d
0.06
last_pymnt_d
0.06
addr_state
0.05
home_ownership
0.04
MOST FREQUENT VALUES
0.0
942
1.0%
98.0
291
0.3%
99.0
286
0.3%
97.0
278
0.3%
96.0
253
0.3%
93.0
239
0.2%
92.0
237
0.2%
95.0
231
0.2%
94.0
222
0.2%
80.0
198
0.2%
87.0
194
0.2%
81.0
192
0.2%
90.0
189
0.2%
88.0
188
0.2%
83.0
186
0.2%
SMALLEST VALUES
0.0
942
1.0%
0.1
82
<0.1%
0.2
68
<0.1%
0.3
67
<0.1%
0.4
55
<0.1%
0.5
41
<0.1%
0.6
46
<0.1%
0.7
37
<0.1%
0.8
39
<0.1%
0.9
49
<0.1%
1.0
40
<0.1%
1.1
39
<0.1%
1.2
43
<0.1%
1.3
42
<0.1%
1.4
44
<0.1%
LARGEST VALUES
252.3
1
<0.1%
184.4
1
<0.1%
162.8
1
<0.1%
137.3
1
<0.1%
130.7
1
<0.1%
129.5
1
<0.1%
128.9
2
<0.1%
128.5
1
<0.1%
127.4
1
<0.1%
125.5
1
<0.1%
125.4
1
<0.1%
124.8
1
<0.1%
123.4
1
<0.1%
123.3
1
<0.1%
123.1
1
<0.1%
chargeoff_within_12_mths
MISSING:
2
(<1%)
TOP CATEGORIES
0.0
95,996
>99%
1.0
724
<1%
2.0
43
<1%
3.0
11
<1%
4.0
3
<1%
5.0
1
<1%
8.0
1
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
num_tl_120dpd_2m
0.06
sec_app_chargeoff_within_12_mths
0.04
acc_now_delinq
0.02
settlement_date
0.01
collections_12_mths_ex_med
0.01
debt_settlement_flag_date
0.01
settlement_status
0.01
debt_settlement_flag
0.01
hardship_loan_status
0.00
sec_app_inq_last_6mths
0.00
payment_plan_start_date
0.00
hardship_flag
0.00
hardship_end_date
0.00
disbursement_method
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
addr_state
0.02
collections_12_mths_ex_med
0.02
int_rate
0.02
sub_grade
0.02
acc_now_delinq
0.01
num_tl_120dpd_2m
0.01
grade
0.01
emp_length
0.01
last_pymnt_d
0.01
title
0.01
purpose
0.01
pub_rec_bankruptcies
0.01
inq_last_6mths
0.00
last_credit_pull_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
num_tl_90g_dpd_24m
0.19
delinq_2yrs
0.12
num_accts_ever_120_pd
0.10
pct_tl_nvr_dlq
0.08
fico_range_low
0.06
fico_range_high
0.06
total_acc
0.04
num_rev_accts
0.04
mths_since_recent_bc_dlq
0.03
last_fico_range_high
0.03
mo_sin_old_rev_tl_op
0.03
mths_since_recent_revol_delinq
0.03
num_bc_tl
0.03
last_fico_range_low
0.02
delinq_amnt
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
settlement_percentage
-0.09
mths_since_last_major_derog
-0.06
settlement_amount
-0.05
num_tl_90g_dpd_24m
0.05
sec_app_fico_range_low
-0.04
sec_app_fico_range_high
-0.04
mths_since_last_delinq
-0.04
sec_app_revol_util
0.04
sec_app_open_acc
-0.04
sec_app_num_rev_accts
-0.03
revol_bal_joint
-0.03
delinq_2yrs
0.03
sec_app_mort_acc
-0.03
sec_app_open_act_il
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
0.31
acc_now_delinq
0.19
num_tl_30dpd
0.06
addr_state
0.03
verification_status
0.01
int_rate
0.01
sub_grade
0.01
emp_length
0.01
title
0.01
purpose
0.01
last_pymnt_d
0.01
collections_12_mths_ex_med
0.01
issue_d
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
0.0
96,287
99.5%
25.0
15
<0.1%
57.0
8
<0.1%
65000.0
7
<0.1%
40.0
7
<0.1%
32.0
5
<0.1%
56.0
5
<0.1%
3.0
4
<0.1%
55.0
4
<0.1%
58.0
4
<0.1%
62.0
4
<0.1%
66.0
4
<0.1%
64.0
4
<0.1%
50.0
4
<0.1%
104.0
3
<0.1%
SMALLEST VALUES
0.0
96,287
99.5%
2.0
1
<0.1%
3.0
4
<0.1%
6.0
1
<0.1%
8.0
1
<0.1%
9.0
1
<0.1%
12.0
2
<0.1%
14.0
1
<0.1%
15.0
2
<0.1%
16.0
1
<0.1%
17.0
1
<0.1%
18.0
1
<0.1%
19.0
1
<0.1%
20.0
2
<0.1%
21.0
1
<0.1%
LARGEST VALUES
65000.0
7
<0.1%
59630.0
1
<0.1%
58491.0
1
<0.1%
52201.0
1
<0.1%
34224.0
1
<0.1%
30618.0
1
<0.1%
30609.0
1
<0.1%
29408.0
1
<0.1%
28636.0
1
<0.1%
27921.0
1
<0.1%
25951.0
1
<0.1%
25948.0
1
<0.1%
24684.0
1
<0.1%
24143.0
1
<0.1%
21666.0
1
<0.1%
mo_sin_old_il_acct
MISSING:
2,598
(3%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.35
total_acc
0.33
total_il_high_credit_limit
0.22
total_bal_ex_mort
0.21
total_bal_il
0.20
mo_sin_old_rev_tl_op
0.19
tot_hi_cred_lim
0.17
mort_acc
0.17
tot_cur_bal
0.17
revol_bal_joint
0.16
sec_app_mort_acc
0.16
annual_inc_joint
0.16
open_act_il
0.15
open_acc
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.16
emp_length
0.11
addr_state
0.11
int_rate
0.10
sub_grade
0.10
grade
0.09
term
0.08
initial_list_status
0.05
verification_status
0.05
purpose
0.04
title
0.04
inq_last_6mths
0.03
loan_status
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
127.0
1,408
1.5%
126.0
1,385
1.5%
125.0
1,328
1.4%
138.0
1,291
1.4%
137.0
1,276
1.4%
128.0
1,266
1.3%
139.0
1,232
1.3%
129.0
1,160
1.2%
136.0
1,133
1.2%
124.0
1,132
1.2%
140.0
1,125
1.2%
130.0
1,122
1.2%
141.0
1,079
1.1%
150.0
1,071
1.1%
149.0
1,059
1.1%
SMALLEST VALUES
0.0
1
<0.1%
1.0
23
<0.1%
2.0
22
<0.1%
3.0
54
<0.1%
4.0
57
<0.1%
5.0
64
<0.1%
6.0
73
<0.1%
7.0
93
<0.1%
8.0
86
<0.1%
9.0
90
<0.1%
10.0
97
0.1%
11.0
126
0.1%
12.0
153
0.2%
13.0
184
0.2%
14.0
199
0.2%
LARGEST VALUES
686.0
1
<0.1%
665.0
1
<0.1%
532.0
1
<0.1%
518.0
1
<0.1%
512.0
1
<0.1%
507.0
1
<0.1%
477.0
3
<0.1%
461.0
1
<0.1%
457.0
1
<0.1%
450.0
1
<0.1%
448.0
1
<0.1%
439.0
1
<0.1%
437.0
1
<0.1%
432.0
1
<0.1%
431.0
1
<0.1%
mo_sin_old_rev_tl_op
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.34
num_bc_tl
0.29
mort_acc
0.27
total_rev_hi_lim
0.27
total_bc_limit
0.26
settlement_amount
0.26
total_acc
0.26
sec_app_num_rev_accts
0.22
max_bal_bc
0.22
revol_bal_joint
0.22
revol_bal
0.21
tot_hi_cred_lim
0.21
mo_sin_old_il_acct
0.19
num_op_rev_tl
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.26
home_ownership
0.19
int_rate
0.17
sub_grade
0.17
grade
0.16
verification_status
0.11
purpose
0.06
title
0.06
initial_list_status
0.05
term
0.04
addr_state
0.04
pub_rec_bankruptcies
0.04
acc_now_delinq
0.03
chargeoff_within_12_mths
0.03
MOST FREQUENT VALUES
124.0
588
0.6%
129.0
579
0.6%
128.0
579
0.6%
135.0
578
0.6%
130.0
576
0.6%
148.0
565
0.6%
127.0
564
0.6%
139.0
563
0.6%
126.0
563
0.6%
150.0
562
0.6%
146.0
560
0.6%
125.0
556
0.6%
123.0
555
0.6%
134.0
549
0.6%
138.0
548
0.6%
SMALLEST VALUES
1.0
1
<0.1%
6.0
1
<0.1%
7.0
1
<0.1%
8.0
1
<0.1%
9.0
1
<0.1%
10.0
5
<0.1%
11.0
4
<0.1%
12.0
10
<0.1%
13.0
27
<0.1%
14.0
31
<0.1%
15.0
34
<0.1%
16.0
47
<0.1%
17.0
47
<0.1%
18.0
52
<0.1%
19.0
38
<0.1%
LARGEST VALUES
781.0
1
<0.1%
768.0
1
<0.1%
732.0
1
<0.1%
708.0
1
<0.1%
702.0
1
<0.1%
698.0
1
<0.1%
697.0
1
<0.1%
692.0
1
<0.1%
690.0
1
<0.1%
689.0
1
<0.1%
688.0
1
<0.1%
686.0
2
<0.1%
685.0
1
<0.1%
684.0
1
<0.1%
677.0
1
<0.1%
mo_sin_rcnt_rev_tl_op
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc
0.63
mo_sin_rcnt_tl
0.60
open_rv_12m
-0.46
open_rv_24m
-0.46
num_tl_op_past_12m
-0.41
acc_open_past_24mths
-0.41
open_acc_6m
-0.36
num_op_rev_tl
-0.29
num_rev_accts
-0.25
open_acc
-0.25
num_actv_rev_tl
-0.24
num_sats
-0.24
num_rev_tl_bal_gt_0
-0.24
num_bc_sats
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.21
sub_grade
0.12
int_rate
0.12
grade
0.11
pub_rec_bankruptcies
0.08
addr_state
0.05
loan_status
0.05
last_pymnt_d
0.04
next_pymnt_d
0.04
initial_list_status
0.04
emp_length
0.03
verification_status
0.03
last_credit_pull_d
0.03
title
0.03
MOST FREQUENT VALUES
2.0
7,586
7.8%
3.0
7,276
7.5%
4.0
6,478
6.7%
1.0
5,840
6.0%
5.0
5,730
5.9%
6.0
5,524
5.7%
7.0
4,976
5.1%
8.0
4,699
4.9%
9.0
3,847
4.0%
10.0
3,417
3.5%
11.0
2,879
3.0%
12.0
2,617
2.7%
14.0
2,530
2.6%
13.0
2,529
2.6%
15.0
2,319
2.4%
SMALLEST VALUES
0.0
1,238
1.3%
1.0
5,840
6.0%
2.0
7,586
7.8%
3.0
7,276
7.5%
4.0
6,478
6.7%
5.0
5,730
5.9%
6.0
5,524
5.7%
7.0
4,976
5.1%
8.0
4,699
4.9%
9.0
3,847
4.0%
10.0
3,417
3.5%
11.0
2,879
3.0%
12.0
2,617
2.7%
13.0
2,529
2.6%
14.0
2,530
2.6%
LARGEST VALUES
294.0
1
<0.1%
263.0
1
<0.1%
260.0
1
<0.1%
259.0
1
<0.1%
257.0
1
<0.1%
254.0
1
<0.1%
253.0
1
<0.1%
234.0
1
<0.1%
230.0
1
<0.1%
221.0
2
<0.1%
220.0
1
<0.1%
212.0
1
<0.1%
209.0
1
<0.1%
208.0
1
<0.1%
207.0
1
<0.1%
mo_sin_rcnt_tl
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.60
num_tl_op_past_12m
-0.50
open_acc_6m
-0.48
acc_open_past_24mths
-0.45
open_rv_12m
-0.40
mths_since_recent_bc
0.38
open_rv_24m
-0.36
mths_since_rcnt_il
0.34
open_il_12m
-0.30
open_il_24m
-0.28
mths_since_recent_inq
0.26
inq_last_12m
-0.25
open_acc
-0.24
num_sats
-0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.24
sub_grade
0.11
int_rate
0.11
grade
0.10
home_ownership
0.07
pub_rec_bankruptcies
0.07
loan_status
0.06
last_pymnt_d
0.06
next_pymnt_d
0.06
addr_state
0.05
emp_length
0.04
last_credit_pull_d
0.03
purpose
0.03
title
0.03
MOST FREQUENT VALUES
2.0
10,264
10.6%
3.0
9,948
10.3%
4.0
9,010
9.3%
5.0
8,019
8.3%
1.0
7,405
7.7%
6.0
7,155
7.4%
7.0
6,241
6.4%
8.0
5,367
5.5%
9.0
4,192
4.3%
10.0
3,644
3.8%
11.0
3,064
3.2%
12.0
2,596
2.7%
13.0
2,344
2.4%
14.0
2,186
2.3%
15.0
1,847
1.9%
SMALLEST VALUES
0.0
1,279
1.3%
1.0
7,405
7.7%
2.0
10,264
10.6%
3.0
9,948
10.3%
4.0
9,010
9.3%
5.0
8,019
8.3%
6.0
7,155
7.4%
7.0
6,241
6.4%
8.0
5,367
5.5%
9.0
4,192
4.3%
10.0
3,644
3.8%
11.0
3,064
3.2%
12.0
2,596
2.7%
13.0
2,344
2.4%
14.0
2,186
2.3%
LARGEST VALUES
199.0
1
<0.1%
171.0
1
<0.1%
167.0
1
<0.1%
165.0
1
<0.1%
164.0
1
<0.1%
149.0
1
<0.1%
145.0
1
<0.1%
144.0
1
<0.1%
140.0
1
<0.1%
138.0
1
<0.1%
137.0
1
<0.1%
136.0
1
<0.1%
134.0
1
<0.1%
133.0
2
<0.1%
131.0
1
<0.1%
mort_acc
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_mort_acc
0.68
tot_hi_cred_lim
0.57
tot_cur_bal
0.56
avg_cur_bal
0.48
total_acc
0.34
mo_sin_old_rev_tl_op
0.27
annual_inc_joint
0.26
total_rev_hi_lim
0.25
sec_app_fico_range_low
0.25
sec_app_fico_range_high
0.25
revol_bal_joint
0.24
funded_amnt_inv
0.23
loan_amnt
0.23
funded_amnt
0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.51
emp_length
0.18
int_rate
0.17
sub_grade
0.17
addr_state
0.15
grade
0.15
title
0.11
purpose
0.11
term
0.10
initial_list_status
0.06
loan_status
0.06
verification_status
0.06
verification_status_joint
0.05
application_type
0.05
MOST FREQUENT VALUES
0.0
39,938
41.3%
1.0
18,154
18.8%
2.0
14,987
15.5%
3.0
10,356
10.7%
4.0
6,444
6.7%
5.0
3,469
3.6%
6.0
1,770
1.8%
7.0
813
0.8%
8.0
442
0.5%
9.0
194
0.2%
10.0
80
<0.1%
11.0
53
<0.1%
12.0
29
<0.1%
13.0
13
<0.1%
14.0
10
<0.1%
SMALLEST VALUES
0.0
39,938
41.3%
1.0
18,154
18.8%
2.0
14,987
15.5%
3.0
10,356
10.7%
4.0
6,444
6.7%
5.0
3,469
3.6%
6.0
1,770
1.8%
7.0
813
0.8%
8.0
442
0.5%
9.0
194
0.2%
10.0
80
<0.1%
11.0
53
<0.1%
12.0
29
<0.1%
13.0
13
<0.1%
14.0
10
<0.1%
LARGEST VALUES
33.0
1
<0.1%
31.0
1
<0.1%
28.0
1
<0.1%
22.0
2
<0.1%
21.0
1
<0.1%
20.0
2
<0.1%
19.0
1
<0.1%
18.0
1
<0.1%
17.0
5
<0.1%
16.0
3
<0.1%
15.0
9
<0.1%
14.0
10
<0.1%
13.0
13
<0.1%
12.0
29
<0.1%
11.0
53
<0.1%
mths_since_recent_bc
MISSING:
947
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.63
open_rv_24m
-0.39
mo_sin_rcnt_tl
0.38
open_rv_12m
-0.36
acc_open_past_24mths
-0.35
num_tl_op_past_12m
-0.32
num_bc_sats
-0.29
num_actv_bc_tl
-0.26
num_op_rev_tl
-0.26
open_acc_6m
-0.25
num_bc_tl
-0.24
num_actv_rev_tl
-0.22
num_rev_tl_bal_gt_0
-0.22
open_acc
-0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.14
int_rate
0.11
sub_grade
0.11
grade
0.10
pub_rec_bankruptcies
0.07
addr_state
0.05
loan_status
0.05
emp_length
0.05
last_pymnt_d
0.04
next_pymnt_d
0.04
initial_list_status
0.04
home_ownership
0.04
title
0.04
purpose
0.04
MOST FREQUENT VALUES
3.0
4,592
4.8%
2.0
4,589
4.8%
4.0
4,430
4.6%
6.0
4,371
4.6%
5.0
4,313
4.5%
7.0
4,210
4.4%
8.0
4,203
4.4%
9.0
3,477
3.6%
10.0
3,130
3.3%
1.0
2,979
3.1%
11.0
2,607
2.7%
12.0
2,425
2.5%
14.0
2,366
2.5%
15.0
2,340
2.4%
13.0
2,292
2.4%
SMALLEST VALUES
0.0
496
0.5%
1.0
2,979
3.1%
2.0
4,589
4.8%
3.0
4,592
4.8%
4.0
4,430
4.6%
5.0
4,313
4.5%
6.0
4,371
4.6%
7.0
4,210
4.4%
8.0
4,203
4.4%
9.0
3,477
3.6%
10.0
3,130
3.3%
11.0
2,607
2.7%
12.0
2,425
2.5%
13.0
2,292
2.4%
14.0
2,366
2.5%
LARGEST VALUES
608.0
1
<0.1%
493.0
1
<0.1%
488.0
1
<0.1%
470.0
1
<0.1%
461.0
1
<0.1%
420.0
1
<0.1%
417.0
1
<0.1%
408.0
2
<0.1%
401.0
1
<0.1%
398.0
1
<0.1%
396.0
1
<0.1%
389.0
1
<0.1%
387.0
1
<0.1%
385.0
1
<0.1%
384.0
1
<0.1%
mths_since_recent_bc_dlq
MISSING:
72,989
(75%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_revol_delinq
0.89
mths_since_last_delinq
0.76
mths_since_last_major_derog
0.56
delinq_2yrs
-0.46
sec_app_mths_since_last_major_derog
0.40
num_accts_ever_120_pd
0.17
settlement_amount
-0.16
num_tl_90g_dpd_24m
-0.15
acc_open_past_24mths
0.14
open_rv_24m
0.12
sec_app_open_acc
-0.11
settlement_percentage
-0.10
num_tl_op_past_12m
0.10
orig_projected_additional_accrued_interest
-0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
0.07
sub_grade
0.05
int_rate
0.05
grade
0.04
addr_state
0.04
chargeoff_within_12_mths
0.03
title
0.03
purpose
0.03
emp_length
0.03
inq_last_6mths
0.03
home_ownership
0.03
verification_status
0.02
last_pymnt_d
0.02
last_credit_pull_d
0.02
MOST FREQUENT VALUES
25.0
465
2.0%
26.0
441
1.9%
24.0
422
1.8%
37.0
420
1.8%
12.0
412
1.7%
38.0
405
1.7%
13.0
401
1.7%
15.0
399
1.7%
47.0
397
1.7%
27.0
390
1.6%
35.0
389
1.6%
48.0
387
1.6%
36.0
381
1.6%
40.0
378
1.6%
28.0
375
1.6%
SMALLEST VALUES
0.0
56
0.2%
1.0
163
0.7%
2.0
189
0.8%
3.0
284
1.2%
4.0
263
1.1%
5.0
310
1.3%
6.0
326
1.4%
7.0
290
1.2%
8.0
278
1.2%
9.0
284
1.2%
10.0
276
1.2%
11.0
333
1.4%
12.0
412
1.7%
13.0
401
1.7%
14.0
374
1.6%
LARGEST VALUES
155.0
2
<0.1%
139.0
1
<0.1%
134.0
1
<0.1%
132.0
1
<0.1%
129.0
2
<0.1%
126.0
1
<0.1%
123.0
1
<0.1%
116.0
2
<0.1%
114.0
2
<0.1%
113.0
1
<0.1%
112.0
2
<0.1%
111.0
2
<0.1%
110.0
2
<0.1%
109.0
1
<0.1%
108.0
6
<0.1%
mths_since_recent_inq
MISSING:
11,316
(12%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
-0.53
num_tl_op_past_12m
-0.29
open_acc_6m
-0.29
mo_sin_rcnt_tl
0.26
inq_fi
-0.23
open_rv_12m
-0.22
acc_open_past_24mths
-0.22
open_il_12m
-0.18
open_rv_24m
-0.17
hardship_amount
-0.15
settlement_amount
0.15
mo_sin_rcnt_rev_tl_op
0.15
orig_projected_additional_accrued_interest
-0.15
total_acc
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.46
int_rate
0.09
sub_grade
0.09
grade
0.08
addr_state
0.08
purpose
0.04
title
0.04
loan_status
0.04
last_pymnt_d
0.04
next_pymnt_d
0.03
initial_list_status
0.03
home_ownership
0.03
last_credit_pull_d
0.02
pub_rec_bankruptcies
0.02
MOST FREQUENT VALUES
1.0
8,872
10.4%
2.0
7,496
8.8%
0.0
6,721
7.9%
3.0
6,613
7.7%
4.0
6,352
7.4%
5.0
5,769
6.8%
6.0
5,431
6.4%
7.0
5,343
6.3%
8.0
4,518
5.3%
9.0
3,774
4.4%
10.0
3,370
3.9%
11.0
2,820
3.3%
12.0
2,393
2.8%
13.0
2,104
2.5%
14.0
1,982
2.3%
SMALLEST VALUES
0.0
6,721
7.9%
1.0
8,872
10.4%
2.0
7,496
8.8%
3.0
6,613
7.7%
4.0
6,352
7.4%
5.0
5,769
6.8%
6.0
5,431
6.4%
7.0
5,343
6.3%
8.0
4,518
5.3%
9.0
3,774
4.4%
10.0
3,370
3.9%
11.0
2,820
3.3%
12.0
2,393
2.8%
13.0
2,104
2.5%
14.0
1,982
2.3%
LARGEST VALUES
25.0
1
<0.1%
24.0
421
0.5%
23.0
842
1.0%
22.0
883
1.0%
21.0
958
1.1%
20.0
1,140
1.3%
19.0
1,244
1.5%
18.0
1,351
1.6%
17.0
1,522
1.8%
16.0
1,704
2.0%
15.0
1,841
2.2%
14.0
1,982
2.3%
13.0
2,104
2.5%
12.0
2,393
2.8%
11.0
2,820
3.3%
mths_since_recent_revol_delinq
MISSING:
62,322
(64%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc_dlq
0.89
mths_since_last_delinq
0.86
mths_since_last_major_derog
0.54
delinq_2yrs
-0.50
sec_app_mths_since_last_major_derog
0.44
settlement_percentage
-0.26
num_accts_ever_120_pd
0.15
num_tl_90g_dpd_24m
-0.13
acc_open_past_24mths
0.11
hardship_last_payment_amount
0.10
sec_app_open_acc
-0.10
settlement_term
-0.09
pct_tl_nvr_dlq
0.09
open_rv_24m
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
0.08
sub_grade
0.04
int_rate
0.04
grade
0.04
addr_state
0.03
title
0.03
purpose
0.03
home_ownership
0.03
inq_last_6mths
0.03
chargeoff_within_12_mths
0.03
emp_length
0.03
verification_status
0.03
num_tl_30dpd
0.02
acc_now_delinq
0.02
MOST FREQUENT VALUES
12.0
717
2.1%
13.0
691
2.0%
25.0
688
2.0%
26.0
669
1.9%
15.0
652
1.9%
14.0
649
1.9%
24.0
645
1.9%
6.0
631
1.8%
11.0
617
1.8%
23.0
599
1.7%
9.0
577
1.7%
16.0
573
1.7%
18.0
568
1.6%
7.0
568
1.6%
28.0
568
1.6%
SMALLEST VALUES
0.0
88
0.3%
1.0
324
0.9%
2.0
364
1.1%
3.0
505
1.5%
4.0
508
1.5%
5.0
556
1.6%
6.0
631
1.8%
7.0
568
1.6%
8.0
534
1.5%
9.0
577
1.7%
10.0
505
1.5%
11.0
617
1.8%
12.0
717
2.1%
13.0
691
2.0%
14.0
649
1.9%
LARGEST VALUES
155.0
1
<0.1%
154.0
1
<0.1%
139.0
1
<0.1%
137.0
1
<0.1%
134.0
1
<0.1%
133.0
1
<0.1%
132.0
1
<0.1%
129.0
2
<0.1%
125.0
1
<0.1%
123.0
1
<0.1%
120.0
1
<0.1%
119.0
1
<0.1%
118.0
1
<0.1%
117.0
2
<0.1%
116.0
3
<0.1%
num_accts_ever_120_pd
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.58
num_tl_90g_dpd_24m
0.32
settlement_amount
0.23
delinq_2yrs
0.21
fico_range_low
-0.19
fico_range_high
-0.19
mths_since_recent_bc_dlq
0.17
num_il_tl
0.16
sec_app_fico_range_low
-0.16
sec_app_fico_range_high
-0.16
mths_since_recent_revol_delinq
0.15
total_acc
0.14
mths_since_last_record
-0.14
hardship_payoff_balance_amount
-0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.10
int_rate
0.07
sub_grade
0.07
grade
0.06
pub_rec_bankruptcies
0.06
inq_last_6mths
0.05
addr_state
0.04
verification_status
0.04
title
0.04
purpose
0.04
collections_12_mths_ex_med
0.03
num_tl_120dpd_2m
0.03
emp_length
0.02
acc_now_delinq
0.02
MOST FREQUENT VALUES
0.0
73,355
75.8%
1.0
12,643
13.1%
2.0
4,850
5.0%
3.0
2,258
2.3%
4.0
1,289
1.3%
5.0
772
0.8%
6.0
563
0.6%
7.0
290
0.3%
8.0
207
0.2%
9.0
167
0.2%
10.0
119
0.1%
11.0
71
<0.1%
12.0
56
<0.1%
14.0
31
<0.1%
13.0
30
<0.1%
SMALLEST VALUES
0.0
73,355
75.8%
1.0
12,643
13.1%
2.0
4,850
5.0%
3.0
2,258
2.3%
4.0
1,289
1.3%
5.0
772
0.8%
6.0
563
0.6%
7.0
290
0.3%
8.0
207
0.2%
9.0
167
0.2%
10.0
119
0.1%
11.0
71
<0.1%
12.0
56
<0.1%
13.0
30
<0.1%
14.0
31
<0.1%
LARGEST VALUES
34.0
1
<0.1%
32.0
1
<0.1%
31.0
1
<0.1%
30.0
1
<0.1%
29.0
1
<0.1%
28.0
1
<0.1%
26.0
2
<0.1%
25.0
2
<0.1%
24.0
2
<0.1%
23.0
3
<0.1%
22.0
5
<0.1%
21.0
6
<0.1%
20.0
3
<0.1%
19.0
3
<0.1%
18.0
10
<0.1%
num_actv_bc_tl
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_sats
0.85
num_actv_rev_tl
0.82
num_rev_tl_bal_gt_0
0.81
num_op_rev_tl
0.68
num_bc_tl
0.64
open_acc
0.57
num_sats
0.57
total_bc_limit
0.50
num_rev_accts
0.49
total_rev_hi_lim
0.39
revol_bal_joint
0.36
open_rv_24m
0.35
total_acc
0.33
revol_bal
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
title
0.12
purpose
0.12
inq_last_6mths
0.10
addr_state
0.09
emp_length
0.08
int_rate
0.07
sub_grade
0.07
grade
0.06
pub_rec_bankruptcies
0.06
home_ownership
0.05
term
0.04
verification_status
0.04
loan_status
0.03
last_credit_pull_d
0.03
MOST FREQUENT VALUES
3.0
20,376
21.1%
2.0
19,441
20.1%
4.0
16,077
16.6%
1.0
10,844
11.2%
5.0
10,554
10.9%
6.0
6,813
7.0%
7.0
4,245
4.4%
8.0
2,507
2.6%
0.0
1,828
1.9%
9.0
1,523
1.6%
10.0
964
1.0%
11.0
590
0.6%
12.0
372
0.4%
13.0
256
0.3%
14.0
119
0.1%
SMALLEST VALUES
0.0
1,828
1.9%
1.0
10,844
11.2%
2.0
19,441
20.1%
3.0
20,376
21.1%
4.0
16,077
16.6%
5.0
10,554
10.9%
6.0
6,813
7.0%
7.0
4,245
4.4%
8.0
2,507
2.6%
9.0
1,523
1.6%
10.0
964
1.0%
11.0
590
0.6%
12.0
372
0.4%
13.0
256
0.3%
14.0
119
0.1%
LARGEST VALUES
36.0
1
<0.1%
27.0
2
<0.1%
26.0
1
<0.1%
25.0
2
<0.1%
24.0
4
<0.1%
23.0
4
<0.1%
22.0
3
<0.1%
21.0
6
<0.1%
20.0
10
<0.1%
19.0
23
<0.1%
18.0
28
<0.1%
17.0
40
<0.1%
16.0
60
<0.1%
15.0
86
<0.1%
14.0
119
0.1%
num_actv_rev_tl
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_tl_bal_gt_0
0.98
num_actv_bc_tl
0.82
num_op_rev_tl
0.81
num_bc_sats
0.69
open_acc
0.68
num_sats
0.68
num_rev_accts
0.61
num_bc_tl
0.53
open_rv_24m
0.46
total_acc
0.43
acc_open_past_24mths
0.39
open_rv_12m
0.38
total_rev_hi_lim
0.37
revol_bal_joint
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.15
emp_length
0.12
purpose
0.12
title
0.12
sub_grade
0.10
int_rate
0.10
grade
0.10
addr_state
0.08
home_ownership
0.08
verification_status
0.06
term
0.05
loan_status
0.04
last_credit_pull_d
0.04
next_pymnt_d
0.03
MOST FREQUENT VALUES
4.0
14,749
15.2%
3.0
13,453
13.9%
5.0
13,425
13.9%
6.0
11,016
11.4%
2.0
9,186
9.5%
7.0
8,559
8.8%
8.0
6,379
6.6%
9.0
4,652
4.8%
1.0
3,301
3.4%
10.0
3,255
3.4%
11.0
2,425
2.5%
12.0
1,675
1.7%
13.0
1,198
1.2%
14.0
805
0.8%
15.0
659
0.7%
SMALLEST VALUES
0.0
345
0.4%
1.0
3,301
3.4%
2.0
9,186
9.5%
3.0
13,453
13.9%
4.0
14,749
15.2%
5.0
13,425
13.9%
6.0
11,016
11.4%
7.0
8,559
8.8%
8.0
6,379
6.6%
9.0
4,652
4.8%
10.0
3,255
3.4%
11.0
2,425
2.5%
12.0
1,675
1.7%
13.0
1,198
1.2%
14.0
805
0.8%
LARGEST VALUES
44.0
1
<0.1%
43.0
1
<0.1%
41.0
2
<0.1%
39.0
1
<0.1%
38.0
2
<0.1%
36.0
2
<0.1%
35.0
5
<0.1%
34.0
4
<0.1%
33.0
5
<0.1%
32.0
5
<0.1%
31.0
4
<0.1%
30.0
11
<0.1%
29.0
9
<0.1%
28.0
14
<0.1%
27.0
11
<0.1%
num_bc_sats
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_bc_tl
0.85
num_bc_tl
0.78
num_op_rev_tl
0.76
num_actv_rev_tl
0.69
num_rev_tl_bal_gt_0
0.66
open_acc
0.65
num_sats
0.65
total_bc_limit
0.63
num_rev_accts
0.62
bc_open_to_buy
0.50
total_rev_hi_lim
0.50
total_acc
0.43
open_rv_24m
0.41
acc_open_past_24mths
0.36

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.15
title
0.10
purpose
0.10
addr_state
0.10
int_rate
0.10
sub_grade
0.10
grade
0.09
emp_length
0.08
pub_rec_bankruptcies
0.07
home_ownership
0.06
verification_status
0.06
term
0.05
application_type
0.04
verification_status_joint
0.04
MOST FREQUENT VALUES
3.0
16,628
17.2%
4.0
15,775
16.3%
2.0
13,410
13.9%
5.0
12,567
13.0%
6.0
9,325
9.6%
7.0
6,678
6.9%
1.0
6,288
6.5%
8.0
4,628
4.8%
9.0
3,139
3.2%
10.0
2,238
2.3%
11.0
1,484
1.5%
12.0
1,062
1.1%
0.0
955
1.0%
13.0
737
0.8%
14.0
545
0.6%
SMALLEST VALUES
0.0
955
1.0%
1.0
6,288
6.5%
2.0
13,410
13.9%
3.0
16,628
17.2%
4.0
15,775
16.3%
5.0
12,567
13.0%
6.0
9,325
9.6%
7.0
6,678
6.9%
8.0
4,628
4.8%
9.0
3,139
3.2%
10.0
2,238
2.3%
11.0
1,484
1.5%
12.0
1,062
1.1%
13.0
737
0.8%
14.0
545
0.6%
LARGEST VALUES
46.0
1
<0.1%
43.0
1
<0.1%
42.0
2
<0.1%
39.0
1
<0.1%
37.0
3
<0.1%
36.0
1
<0.1%
35.0
2
<0.1%
34.0
1
<0.1%
33.0
4
<0.1%
32.0
1
<0.1%
31.0
2
<0.1%
30.0
3
<0.1%
29.0
9
<0.1%
28.0
9
<0.1%
27.0
10
<0.1%
num_bc_tl
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.84
num_bc_sats
0.78
num_op_rev_tl
0.68
num_actv_bc_tl
0.64
total_acc
0.62
open_acc
0.57
num_sats
0.57
total_bc_limit
0.56
num_actv_rev_tl
0.53
num_rev_tl_bal_gt_0
0.53
sec_app_num_rev_accts
0.49
bc_open_to_buy
0.48
total_rev_hi_lim
0.46
open_rv_24m
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.14
int_rate
0.12
sub_grade
0.12
emp_length
0.11
home_ownership
0.11
grade
0.11
addr_state
0.10
verification_status
0.08
purpose
0.08
title
0.08
loan_status
0.04
application_type
0.04
verification_status_joint
0.04
term
0.04
MOST FREQUENT VALUES
5.0
10,517
10.9%
4.0
10,485
10.8%
6.0
10,133
10.5%
7.0
9,257
9.6%
3.0
8,575
8.9%
8.0
7,963
8.2%
9.0
6,558
6.8%
2.0
5,521
5.7%
10.0
5,353
5.5%
11.0
4,327
4.5%
12.0
3,455
3.6%
13.0
2,708
2.8%
14.0
2,189
2.3%
1.0
2,073
2.1%
15.0
1,706
1.8%
SMALLEST VALUES
0.0
271
0.3%
1.0
2,073
2.1%
2.0
5,521
5.7%
3.0
8,575
8.9%
4.0
10,485
10.8%
5.0
10,517
10.9%
6.0
10,133
10.5%
7.0
9,257
9.6%
8.0
7,963
8.2%
9.0
6,558
6.8%
10.0
5,353
5.5%
11.0
4,327
4.5%
12.0
3,455
3.6%
13.0
2,708
2.8%
14.0
2,189
2.3%
LARGEST VALUES
64.0
1
<0.1%
56.0
1
<0.1%
55.0
1
<0.1%
54.0
1
<0.1%
52.0
1
<0.1%
51.0
1
<0.1%
48.0
2
<0.1%
47.0
1
<0.1%
46.0
2
<0.1%
45.0
3
<0.1%
44.0
1
<0.1%
43.0
5
<0.1%
42.0
4
<0.1%
41.0
4
<0.1%
40.0
5
<0.1%
num_il_tl
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.69
open_act_il
0.65
total_bal_il
0.58
total_il_high_credit_limit
0.57
total_bal_ex_mort
0.51
open_il_24m
0.44
num_sats
0.39
open_acc
0.39
mo_sin_old_il_acct
0.35
open_il_12m
0.32
total_cu_tl
0.30
il_util
0.25
all_util
0.25
mths_since_rcnt_il
-0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.15
emp_length
0.11
home_ownership
0.08
term
0.07
inq_last_6mths
0.07
int_rate
0.06
sub_grade
0.06
grade
0.05
loan_status
0.04
last_pymnt_d
0.03
next_pymnt_d
0.03
initial_list_status
0.03
pub_rec_bankruptcies
0.02
last_credit_pull_d
0.02
MOST FREQUENT VALUES
3.0
8,557
8.8%
4.0
8,531
8.8%
5.0
8,122
8.4%
2.0
7,636
7.9%
6.0
7,537
7.8%
7.0
6,726
6.9%
8.0
5,764
6.0%
1.0
5,627
5.8%
9.0
5,002
5.2%
10.0
4,263
4.4%
11.0
3,613
3.7%
12.0
2,994
3.1%
13.0
2,626
2.7%
0.0
2,600
2.7%
14.0
2,276
2.4%
SMALLEST VALUES
0.0
2,600
2.7%
1.0
5,627
5.8%
2.0
7,636
7.9%
3.0
8,557
8.8%
4.0
8,531
8.8%
5.0
8,122
8.4%
6.0
7,537
7.8%
7.0
6,726
6.9%
8.0
5,764
6.0%
9.0
5,002
5.2%
10.0
4,263
4.4%
11.0
3,613
3.7%
12.0
2,994
3.1%
13.0
2,626
2.7%
14.0
2,276
2.4%
LARGEST VALUES
109.0
1
<0.1%
91.0
1
<0.1%
90.0
1
<0.1%
88.0
2
<0.1%
86.0
1
<0.1%
85.0
1
<0.1%
82.0
1
<0.1%
81.0
1
<0.1%
80.0
2
<0.1%
77.0
1
<0.1%
75.0
1
<0.1%
74.0
1
<0.1%
73.0
1
<0.1%
71.0
2
<0.1%
70.0
2
<0.1%
num_op_rev_tl
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.84
num_sats
0.84
num_rev_accts
0.81
num_rev_tl_bal_gt_0
0.81
num_actv_rev_tl
0.81
num_bc_sats
0.76
num_actv_bc_tl
0.68
num_bc_tl
0.68
total_acc
0.59
open_rv_24m
0.56
acc_open_past_24mths
0.50
total_rev_hi_lim
0.47
total_bc_limit
0.45
open_rv_12m
0.45

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.17
emp_length
0.11
home_ownership
0.09
addr_state
0.09
purpose
0.08
title
0.08
int_rate
0.07
sub_grade
0.07
grade
0.06
verification_status
0.05
term
0.04
last_credit_pull_d
0.02
application_type
0.02
verification_status_joint
0.02
MOST FREQUENT VALUES
6.0
10,546
10.9%
5.0
10,247
10.6%
7.0
9,851
10.2%
4.0
8,943
9.2%
8.0
8,712
9.0%
9.0
7,406
7.7%
3.0
6,495
6.7%
10.0
6,093
6.3%
11.0
5,095
5.3%
12.0
4,080
4.2%
2.0
3,336
3.4%
13.0
3,185
3.3%
14.0
2,551
2.6%
15.0
2,001
2.1%
16.0
1,645
1.7%
SMALLEST VALUES
0.0
36
<0.1%
1.0
734
0.8%
2.0
3,336
3.4%
3.0
6,495
6.7%
4.0
8,943
9.2%
5.0
10,247
10.6%
6.0
10,546
10.9%
7.0
9,851
10.2%
8.0
8,712
9.0%
9.0
7,406
7.7%
10.0
6,093
6.3%
11.0
5,095
5.3%
12.0
4,080
4.2%
13.0
3,185
3.3%
14.0
2,551
2.6%
LARGEST VALUES
69.0
1
<0.1%
67.0
1
<0.1%
60.0
1
<0.1%
56.0
1
<0.1%
49.0
5
<0.1%
48.0
2
<0.1%
47.0
2
<0.1%
46.0
1
<0.1%
45.0
4
<0.1%
44.0
3
<0.1%
43.0
6
<0.1%
42.0
4
<0.1%
41.0
8
<0.1%
40.0
8
<0.1%
39.0
10
<0.1%
num_rev_accts
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_tl
0.84
num_op_rev_tl
0.81
total_acc
0.76
open_acc
0.69
num_sats
0.68
num_bc_sats
0.62
num_actv_rev_tl
0.61
num_rev_tl_bal_gt_0
0.61
num_actv_bc_tl
0.49
sec_app_num_rev_accts
0.46
open_rv_24m
0.46
total_rev_hi_lim
0.43
acc_open_past_24mths
0.42
total_bc_limit
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.17
emp_length
0.15
home_ownership
0.14
int_rate
0.10
sub_grade
0.10
grade
0.08
addr_state
0.08
verification_status
0.07
purpose
0.07
title
0.07
term
0.04
loan_status
0.04
next_pymnt_d
0.04
chargeoff_within_12_mths
0.04
MOST FREQUENT VALUES
9.0
6,039
6.2%
8.0
5,958
6.2%
10.0
5,917
6.1%
11.0
5,698
5.9%
7.0
5,568
5.8%
12.0
5,556
5.7%
13.0
5,212
5.4%
6.0
4,953
5.1%
14.0
4,779
4.9%
15.0
4,401
4.5%
5.0
4,314
4.5%
16.0
3,946
4.1%
17.0
3,581
3.7%
4.0
3,273
3.4%
18.0
3,097
3.2%
SMALLEST VALUES
2.0
868
0.9%
3.0
1,913
2.0%
4.0
3,273
3.4%
5.0
4,314
4.5%
6.0
4,953
5.1%
7.0
5,568
5.8%
8.0
5,958
6.2%
9.0
6,039
6.2%
10.0
5,917
6.1%
11.0
5,698
5.9%
12.0
5,556
5.7%
13.0
5,212
5.4%
14.0
4,779
4.9%
15.0
4,401
4.5%
16.0
3,946
4.1%
LARGEST VALUES
128.0
1
<0.1%
101.0
1
<0.1%
98.0
1
<0.1%
90.0
2
<0.1%
88.0
1
<0.1%
84.0
1
<0.1%
82.0
1
<0.1%
79.0
4
<0.1%
78.0
1
<0.1%
77.0
4
<0.1%
76.0
3
<0.1%
75.0
1
<0.1%
71.0
4
<0.1%
69.0
1
<0.1%
68.0
3
<0.1%
num_rev_tl_bal_gt_0
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
0.98
num_actv_bc_tl
0.81
num_op_rev_tl
0.81
open_acc
0.68
num_sats
0.68
num_bc_sats
0.66
num_rev_accts
0.61
num_bc_tl
0.53
open_rv_24m
0.45
total_acc
0.43
acc_open_past_24mths
0.38
open_rv_12m
0.37
total_rev_hi_lim
0.37
revol_bal_joint
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.13
emp_length
0.12
purpose
0.12
title
0.12
sub_grade
0.11
int_rate
0.11
grade
0.10
addr_state
0.08
home_ownership
0.08
term
0.05
last_credit_pull_d
0.04
loan_status
0.04
verification_status
0.04
next_pymnt_d
0.03
MOST FREQUENT VALUES
4.0
14,937
15.4%
3.0
13,650
14.1%
5.0
13,615
14.1%
6.0
11,030
11.4%
2.0
9,281
9.6%
7.0
8,591
8.9%
8.0
6,367
6.6%
9.0
4,597
4.7%
1.0
3,314
3.4%
10.0
3,230
3.3%
11.0
2,303
2.4%
12.0
1,629
1.7%
13.0
1,111
1.1%
14.0
746
0.8%
15.0
609
0.6%
SMALLEST VALUES
0.0
343
0.4%
1.0
3,314
3.4%
2.0
9,281
9.6%
3.0
13,650
14.1%
4.0
14,937
15.4%
5.0
13,615
14.1%
6.0
11,030
11.4%
7.0
8,591
8.9%
8.0
6,367
6.6%
9.0
4,597
4.7%
10.0
3,230
3.3%
11.0
2,303
2.4%
12.0
1,629
1.7%
13.0
1,111
1.1%
14.0
746
0.8%
LARGEST VALUES
41.0
1
<0.1%
36.0
1
<0.1%
35.0
3
<0.1%
34.0
2
<0.1%
33.0
3
<0.1%
32.0
3
<0.1%
31.0
4
<0.1%
30.0
9
<0.1%
29.0
5
<0.1%
28.0
10
<0.1%
27.0
6
<0.1%
26.0
17
<0.1%
25.0
22
<0.1%
24.0
21
<0.1%
23.0
42
<0.1%
num_sats
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
1.00
num_op_rev_tl
0.84
total_acc
0.73
num_rev_tl_bal_gt_0
0.68
num_rev_accts
0.68
num_actv_rev_tl
0.68
num_bc_sats
0.65
num_actv_bc_tl
0.57
num_bc_tl
0.57
open_act_il
0.52
acc_open_past_24mths
0.51
open_rv_24m
0.46
total_rev_hi_lim
0.43
total_bal_ex_mort
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.16
home_ownership
0.13
emp_length
0.08
int_rate
0.08
sub_grade
0.08
title
0.08
purpose
0.08
addr_state
0.07
grade
0.07
term
0.06
verification_status
0.04
pub_rec_bankruptcies
0.03
last_credit_pull_d
0.02
loan_status
0.02
MOST FREQUENT VALUES
9.0
8,276
8.6%
10.0
8,246
8.5%
8.0
8,054
8.3%
11.0
7,522
7.8%
7.0
7,395
7.6%
12.0
6,672
6.9%
6.0
6,111
6.3%
13.0
5,720
5.9%
14.0
5,154
5.3%
5.0
4,548
4.7%
15.0
4,367
4.5%
16.0
3,596
3.7%
17.0
2,988
3.1%
4.0
2,786
2.9%
18.0
2,514
2.6%
SMALLEST VALUES
1.0
30
<0.1%
2.0
335
0.3%
3.0
1,283
1.3%
4.0
2,786
2.9%
5.0
4,548
4.7%
6.0
6,111
6.3%
7.0
7,395
7.6%
8.0
8,054
8.3%
9.0
8,276
8.6%
10.0
8,246
8.5%
11.0
7,522
7.8%
12.0
6,672
6.9%
13.0
5,720
5.9%
14.0
5,154
5.3%
15.0
4,367
4.5%
LARGEST VALUES
72.0
1
<0.1%
71.0
1
<0.1%
67.0
1
<0.1%
65.0
1
<0.1%
63.0
2
<0.1%
57.0
2
<0.1%
56.0
2
<0.1%
53.0
2
<0.1%
52.0
1
<0.1%
51.0
5
<0.1%
50.0
6
<0.1%
49.0
3
<0.1%
48.0
3
<0.1%
47.0
5
<0.1%
46.0
7
<0.1%
num_tl_120dpd_2m
MISSING:
4,708
(5%)
TOP CATEGORIES
0.0
91,979
>99%
1.0
91
<1%
2.0
3
<1%
ALL
92,073
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_120dpd_2m
PROVIDES INFORMATION ON...
acc_now_delinq
0.13
chargeoff_within_12_mths
0.01
sec_app_inq_last_6mths
0.00
verification_status
0.00
num_tl_30dpd
0.00
hardship_type
0.00
deferral_term
0.00
hardship_length
0.00
collections_12_mths_ex_med
0.00
hardship_reason
0.00
hardship_status
0.00
hardship_loan_status
0.00
hardship_start_date
0.00
debt_settlement_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_120dpd_2m:
acc_now_delinq
0.65
chargeoff_within_12_mths
0.06
addr_state
0.05
verification_status
0.05
int_rate
0.03
sub_grade
0.03
emp_length
0.02
grade
0.01
title
0.01
purpose
0.01
last_pymnt_d
0.01
inq_last_6mths
0.01
pub_rec_bankruptcies
0.00
sec_app_inq_last_6mths
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
CORRELATION RATIO WITH...
delinq_amnt
0.31
num_tl_90g_dpd_24m
0.07
delinq_2yrs
0.04
num_accts_ever_120_pd
0.03
mths_since_last_delinq
0.02
fico_range_low
0.02
fico_range_high
0.02
bc_util
0.02
pct_tl_nvr_dlq
0.02
bc_open_to_buy
0.02
mths_since_last_major_derog
0.01
percent_bc_gt_75
0.01
total_acc
0.01
mort_acc
0.01
num_tl_30dpd
MISSING:
2
(<1%)
TOP CATEGORIES
0.0
96,371
>99%
1.0
396
<1%
2.0
11
<1%
3.0
1
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_30dpd
PROVIDES INFORMATION ON...
acc_now_delinq
0.61
settlement_date
0.00
debt_settlement_flag_date
0.00
sec_app_inq_last_6mths
0.00
pub_rec_bankruptcies
0.00
hardship_type
0.00
deferral_term
0.00
hardship_length
0.00
hardship_reason
0.00
hardship_status
0.00
hardship_loan_status
0.00
hardship_start_date
0.00
payment_plan_start_date
0.00
hardship_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_30dpd:
acc_now_delinq
0.86
addr_state
0.02
int_rate
0.01
sub_grade
0.01
pub_rec_bankruptcies
0.01
home_ownership
0.01
emp_length
0.01
last_pymnt_d
0.01
grade
0.00
title
0.00
purpose
0.00
loan_status
0.00
inq_last_6mths
0.00
last_credit_pull_d
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_30dpd
CORRELATION RATIO WITH...
delinq_2yrs
0.10
delinq_amnt
0.06
mths_since_last_delinq
0.05
pct_tl_nvr_dlq
0.04
fico_range_low
0.03
fico_range_high
0.03
mort_acc
0.03
tot_hi_cred_lim
0.03
mo_sin_old_rev_tl_op
0.03
bc_util
0.03
all_util
0.03
bc_open_to_buy
0.03
total_acc
0.03
tot_cur_bal
0.02
num_tl_90g_dpd_24m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.65
mths_since_last_major_derog
-0.45
num_accts_ever_120_pd
0.32
settlement_amount
0.28
pct_tl_nvr_dlq
-0.27
mths_since_last_delinq
-0.21
mths_since_recent_bc_dlq
-0.15
sec_app_mths_since_last_major_derog
-0.14
settlement_percentage
0.14
mths_since_recent_revol_delinq
-0.13
sec_app_num_rev_accts
0.12
sec_app_open_acc
0.11
sec_app_open_act_il
0.11
fico_range_low
-0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.19
collections_12_mths_ex_med
0.14
num_tl_120dpd_2m
0.07
acc_now_delinq
0.06
int_rate
0.05
sub_grade
0.05
grade
0.04
addr_state
0.03
pub_rec_bankruptcies
0.03
inq_last_6mths
0.03
title
0.03
purpose
0.03
verification_status
0.02
emp_length
0.02
MOST FREQUENT VALUES
0.0
91,301
94.3%
1.0
4,099
4.2%
2.0
770
0.8%
3.0
223
0.2%
4.0
137
0.1%
5.0
77
<0.1%
6.0
45
<0.1%
7.0
34
<0.1%
10.0
22
<0.1%
8.0
21
<0.1%
9.0
18
<0.1%
11.0
16
<0.1%
12.0
5
<0.1%
14.0
3
<0.1%
15.0
2
<0.1%
SMALLEST VALUES
0.0
91,301
94.3%
1.0
4,099
4.2%
2.0
770
0.8%
3.0
223
0.2%
4.0
137
0.1%
5.0
77
<0.1%
6.0
45
<0.1%
7.0
34
<0.1%
8.0
21
<0.1%
9.0
18
<0.1%
10.0
22
<0.1%
11.0
16
<0.1%
12.0
5
<0.1%
13.0
2
<0.1%
14.0
3
<0.1%
LARGEST VALUES
19.0
1
<0.1%
18.0
1
<0.1%
17.0
1
<0.1%
16.0
1
<0.1%
15.0
2
<0.1%
14.0
3
<0.1%
13.0
2
<0.1%
12.0
5
<0.1%
11.0
16
<0.1%
10.0
22
<0.1%
9.0
18
<0.1%
8.0
21
<0.1%
7.0
34
<0.1%
6.0
45
<0.1%
5.0
77
<0.1%
num_tl_op_past_12m
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_12m
0.86
acc_open_past_24mths
0.76
open_acc_6m
0.72
open_rv_24m
0.67
open_il_12m
0.52
mo_sin_rcnt_tl
-0.50
inq_last_12m
0.44
mo_sin_rcnt_rev_tl_op
-0.41
open_acc
0.39
num_sats
0.39
num_op_rev_tl
0.39
open_il_24m
0.38
total_acc
0.35
num_rev_accts
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.34
sub_grade
0.21
int_rate
0.21
grade
0.20
verification_status
0.10
loan_status
0.10
last_pymnt_d
0.09
next_pymnt_d
0.09
pub_rec_bankruptcies
0.08
home_ownership
0.08
initial_list_status
0.07
addr_state
0.06
last_credit_pull_d
0.05
title
0.04
MOST FREQUENT VALUES
1.0
25,277
26.1%
2.0
21,337
22.0%
0.0
18,633
19.3%
3.0
14,541
15.0%
4.0
8,241
8.5%
5.0
4,127
4.3%
6.0
2,191
2.3%
7.0
1,151
1.2%
8.0
559
0.6%
9.0
309
0.3%
10.0
173
0.2%
11.0
101
0.1%
12.0
47
<0.1%
13.0
46
<0.1%
14.0
18
<0.1%
SMALLEST VALUES
0.0
18,633
19.3%
1.0
25,277
26.1%
2.0
21,337
22.0%
3.0
14,541
15.0%
4.0
8,241
8.5%
5.0
4,127
4.3%
6.0
2,191
2.3%
7.0
1,151
1.2%
8.0
559
0.6%
9.0
309
0.3%
10.0
173
0.2%
11.0
101
0.1%
12.0
47
<0.1%
13.0
46
<0.1%
14.0
18
<0.1%
LARGEST VALUES
28.0
1
<0.1%
26.0
1
<0.1%
25.0
1
<0.1%
23.0
1
<0.1%
20.0
2
<0.1%
19.0
2
<0.1%
17.0
2
<0.1%
16.0
10
<0.1%
15.0
8
<0.1%
14.0
18
<0.1%
13.0
46
<0.1%
12.0
47
<0.1%
11.0
101
0.1%
10.0
173
0.2%
9.0
309
0.3%
pct_tl_nvr_dlq
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
-0.58
delinq_2yrs
-0.45
fico_range_low
0.30
fico_range_high
0.30
num_tl_90g_dpd_24m
-0.27
total_bc_limit
0.21
sec_app_fico_range_low
0.20
sec_app_fico_range_high
0.20
last_fico_range_high
0.20
mths_since_last_delinq
0.20
mths_since_last_record
0.20
total_rev_hi_lim
0.17
revol_bal_joint
0.17
settlement_amount
-0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.12
sub_grade
0.12
grade
0.11
pub_rec_bankruptcies
0.10
chargeoff_within_12_mths
0.08
title
0.08
purpose
0.08
verification_status
0.08
addr_state
0.07
loan_status
0.06
term
0.05
acc_now_delinq
0.05
home_ownership
0.05
last_credit_pull_d
0.05
MOST FREQUENT VALUES
100.0
46,091
47.6%
90.0
1,318
1.4%
91.7
1,173
1.2%
92.3
1,165
1.2%
90.9
1,158
1.2%
87.5
1,118
1.2%
92.9
1,109
1.1%
88.9
1,081
1.1%
85.7
1,066
1.1%
95.0
1,062
1.1%
93.3
1,057
1.1%
93.8
1,018
1.1%
83.3
993
1.0%
94.1
984
1.0%
80.0
960
1.0%
SMALLEST VALUES
5.9
1
<0.1%
10.7
1
<0.1%
11.8
1
<0.1%
14.3
1
<0.1%
16.3
1
<0.1%
16.7
2
<0.1%
18.2
1
<0.1%
20.0
1
<0.1%
20.5
1
<0.1%
21.1
2
<0.1%
21.4
2
<0.1%
21.6
1
<0.1%
22.2
2
<0.1%
22.7
1
<0.1%
23.1
1
<0.1%
LARGEST VALUES
100.0
46,091
47.6%
99.2
1
<0.1%
99.0
9
<0.1%
98.9
5
<0.1%
98.8
13
<0.1%
98.7
11
<0.1%
98.6
27
<0.1%
98.5
44
<0.1%
98.4
56
<0.1%
98.3
46
<0.1%
98.2
90
<0.1%
98.1
109
0.1%
98.0
261
0.3%
97.9
172
0.2%
97.8
210
0.2%
percent_bc_gt_75
MISSING:
989
(1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.84
all_util
0.50
sec_app_revol_util
0.47
bc_open_to_buy
-0.44
fico_range_low
-0.41
fico_range_high
-0.41
total_bc_limit
-0.23
last_fico_range_high
-0.22
sec_app_fico_range_low
-0.21
sec_app_fico_range_high
-0.21
num_bc_tl
-0.19
num_bc_sats
-0.19
max_bal_bc
0.18
last_fico_range_low
-0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.28
sub_grade
0.28
grade
0.26
verification_status
0.18
purpose
0.13
title
0.13
inq_last_6mths
0.09
loan_status
0.07
term
0.06
addr_state
0.05
next_pymnt_d
0.05
last_credit_pull_d
0.05
verification_status_joint
0.04
application_type
0.04
MOST FREQUENT VALUES
0.0
26,156
27.3%
100.0
15,865
16.6%
50.0
10,317
10.8%
33.3
6,686
7.0%
66.7
5,678
5.9%
25.0
4,515
4.7%
75.0
3,213
3.4%
20.0
3,006
3.1%
40.0
2,568
2.7%
60.0
1,975
2.1%
16.7
1,962
2.0%
80.0
1,592
1.7%
14.3
1,234
1.3%
28.6
1,027
1.1%
12.5
914
1.0%
SMALLEST VALUES
0.0
26,156
27.3%
2.7
1
<0.1%
3.3
1
<0.1%
3.4
1
<0.1%
3.7
4
<0.1%
4.0
1
<0.1%
4.2
1
<0.1%
4.3
4
<0.1%
4.5
5
<0.1%
4.8
8
<0.1%
5.0
11
<0.1%
5.3
16
<0.1%
5.6
18
<0.1%
5.9
21
<0.1%
6.3
24
<0.1%
LARGEST VALUES
100.0
15,865
16.6%
94.4
1
<0.1%
93.8
1
<0.1%
93.3
2
<0.1%
92.9
4
<0.1%
92.3
17
<0.1%
91.7
18
<0.1%
90.9
28
<0.1%
90.0
59
<0.1%
89.5
1
<0.1%
88.9
113
0.1%
87.5
216
0.2%
85.7
447
0.5%
84.6
11
<0.1%
83.3
795
0.8%
pub_rec_bankruptcies
MISSING:
2
(<1%)
TOP CATEGORIES
0.0
83,991
87%
1.0
11,886
12%
2.0
687
<1%
3.0
154
<1%
4.0
40
<1%
5.0
17
<1%
6.0
3
<1%
7.0
1
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
sec_app_chargeoff_within_12_mths
0.02
policy_code
0.01
num_tl_30dpd
0.01
acc_now_delinq
0.01
disbursement_method
0.01
chargeoff_within_12_mths
0.01
num_tl_120dpd_2m
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
grade
0.00
inq_last_6mths
0.00
payment_plan_start_date
0.00
addr_state
0.00
hardship_reason
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
addr_state
0.02
int_rate
0.02
sub_grade
0.02
grade
0.01
inq_last_6mths
0.01
emp_length
0.00
last_pymnt_d
0.00
loan_status
0.00
title
0.00
purpose
0.00
next_pymnt_d
0.00
last_credit_pull_d
0.00
home_ownership
0.00
verification_status
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
mths_since_last_record
0.83
pub_rec
0.57
fico_range_low
0.20
fico_range_high
0.20
total_bc_limit
0.15
max_bal_bc
0.13
total_rev_hi_lim
0.12
acc_open_past_24mths
0.11
open_rv_24m
0.11
revol_bal
0.11
tot_hi_cred_lim
0.11
pct_tl_nvr_dlq
0.10
bc_open_to_buy
0.10
inq_last_12m
0.10
tax_liens
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pub_rec
0.76
mths_since_last_record
-0.31
hardship_amount
0.14
settlement_amount
0.13
orig_projected_additional_accrued_interest
0.12
hardship_payoff_balance_amount
0.09
settlement_percentage
0.08
fico_range_low
-0.06
fico_range_high
-0.06
sec_app_mths_since_last_major_derog
-0.06
revol_bal_joint
-0.05
hardship_dpd
0.04
last_fico_range_high
-0.04
pct_tl_nvr_dlq
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
addr_state
0.10
title
0.03
purpose
0.03
pub_rec_bankruptcies
0.03
int_rate
0.03
sub_grade
0.03
grade
0.02
inq_last_6mths
0.02
emp_length
0.02
loan_status
0.02
last_pymnt_d
0.02
last_credit_pull_d
0.01
settlement_date
0.01
next_pymnt_d
0.01
MOST FREQUENT VALUES
0.0
92,113
95.2%
1.0
3,093
3.2%
2.0
872
0.9%
3.0
348
0.4%
4.0
159
0.2%
5.0
92
<0.1%
6.0
49
<0.1%
7.0
17
<0.1%
9.0
10
<0.1%
8.0
6
<0.1%
10.0
4
<0.1%
14.0
3
<0.1%
12.0
2
<0.1%
11.0
2
<0.1%
13.0
1
<0.1%
SMALLEST VALUES
0.0
92,113
95.2%
1.0
3,093
3.2%
2.0
872
0.9%
3.0
348
0.4%
4.0
159
0.2%
5.0
92
<0.1%
6.0
49
<0.1%
7.0
17
<0.1%
8.0
6
<0.1%
9.0
10
<0.1%
10.0
4
<0.1%
11.0
2
<0.1%
12.0
2
<0.1%
13.0
1
<0.1%
14.0
3
<0.1%
LARGEST VALUES
61.0
1
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
20.0
1
<0.1%
19.0
1
<0.1%
18.0
1
<0.1%
16.0
1
<0.1%
15.0
1
<0.1%
14.0
3
<0.1%
13.0
1
<0.1%
12.0
2
<0.1%
11.0
2
<0.1%
10.0
4
<0.1%
9.0
10
<0.1%
8.0
6
<0.1%
tot_hi_cred_lim
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.98
avg_cur_bal
0.80
mort_acc
0.57
total_bal_ex_mort
0.52
total_rev_hi_lim
0.52
annual_inc_joint
0.50
revol_bal
0.48
total_il_high_credit_limit
0.43
revol_bal_joint
0.41
total_bc_limit
0.41
total_bal_il
0.36
max_bal_bc
0.36
loan_amnt
0.35
funded_amnt
0.35

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.50
int_rate
0.20
sub_grade
0.20
grade
0.18
emp_length
0.14
addr_state
0.12
title
0.11
purpose
0.11
term
0.11
pub_rec_bankruptcies
0.11
initial_list_status
0.06
verification_status
0.04
loan_status
0.04
inq_last_6mths
0.04
MOST FREQUENT VALUES
24500.0
37
<0.1%
16500.0
33
<0.1%
16000.0
33
<0.1%
23000.0
33
<0.1%
17400.0
33
<0.1%
17000.0
33
<0.1%
10500.0
33
<0.1%
14500.0
32
<0.1%
35000.0
32
<0.1%
14000.0
31
<0.1%
26500.0
31
<0.1%
11500.0
30
<0.1%
26700.0
30
<0.1%
12500.0
29
<0.1%
13500.0
29
<0.1%
SMALLEST VALUES
2500.0
4
<0.1%
2590.0
1
<0.1%
2600.0
2
<0.1%
2700.0
1
<0.1%
2800.0
2
<0.1%
2850.0
1
<0.1%
2900.0
1
<0.1%
3000.0
2
<0.1%
3100.0
4
<0.1%
3150.0
1
<0.1%
3200.0
5
<0.1%
3300.0
8
<0.1%
3400.0
3
<0.1%
3461.0
1
<0.1%
3500.0
10
<0.1%
LARGEST VALUES
9375662.0
1
<0.1%
4171780.0
1
<0.1%
3917588.0
1
<0.1%
3101848.0
1
<0.1%
3035127.0
1
<0.1%
2936094.0
1
<0.1%
2902357.0
1
<0.1%
2800596.0
1
<0.1%
2755264.0
1
<0.1%
2574225.0
1
<0.1%
2532616.0
1
<0.1%
2478555.0
1
<0.1%
2478254.0
1
<0.1%
2467726.0
1
<0.1%
2344812.0
1
<0.1%
total_bal_ex_mort
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.90
total_il_high_credit_limit
0.88
tot_cur_bal
0.53
tot_hi_cred_lim
0.52
num_il_tl
0.51
revol_bal
0.51
open_act_il
0.49
revol_bal_joint
0.47
total_acc
0.45
total_rev_hi_lim
0.44
num_sats
0.41
open_acc
0.41
annual_inc_joint
0.39
max_bal_bc
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.12
emp_length
0.12
term
0.11
pub_rec_bankruptcies
0.08
addr_state
0.08
verification_status
0.06
title
0.06
purpose
0.06
int_rate
0.05
sub_grade
0.05
grade
0.04
inq_last_6mths
0.04
initial_list_status
0.03
hardship_end_date
0.02
MOST FREQUENT VALUES
0.0
24
<0.1%
23475.0
8
<0.1%
23360.0
8
<0.1%
5012.0
8
<0.1%
25038.0
7
<0.1%
16389.0
7
<0.1%
35392.0
7
<0.1%
21920.0
7
<0.1%
35102.0
7
<0.1%
28957.0
7
<0.1%
24062.0
7
<0.1%
15285.0
7
<0.1%
31429.0
7
<0.1%
19428.0
7
<0.1%
31961.0
7
<0.1%
SMALLEST VALUES
0.0
24
<0.1%
2.0
2
<0.1%
3.0
1
<0.1%
5.0
1
<0.1%
6.0
1
<0.1%
7.0
2
<0.1%
9.0
1
<0.1%
10.0
1
<0.1%
20.0
1
<0.1%
25.0
1
<0.1%
30.0
2
<0.1%
32.0
1
<0.1%
38.0
1
<0.1%
41.0
1
<0.1%
42.0
1
<0.1%
LARGEST VALUES
1771306.0
1
<0.1%
1151161.0
1
<0.1%
980493.0
1
<0.1%
802634.0
1
<0.1%
796375.0
1
<0.1%
723895.0
1
<0.1%
714687.0
1
<0.1%
712108.0
1
<0.1%
711826.0
1
<0.1%
692067.0
1
<0.1%
681208.0
1
<0.1%
680795.0
1
<0.1%
675385.0
1
<0.1%
671912.0
1
<0.1%
656495.0
1
<0.1%
total_bc_limit
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.85
total_rev_hi_lim
0.78
num_bc_sats
0.63
max_bal_bc
0.57
num_bc_tl
0.56
num_actv_bc_tl
0.50
revol_bal_joint
0.48
revol_bal
0.47
num_op_rev_tl
0.45
settlement_amount
0.42
tot_hi_cred_lim
0.41
num_sats
0.41
num_rev_accts
0.41
open_acc
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
int_rate
0.28
sub_grade
0.28
grade
0.26
pub_rec_bankruptcies
0.15
home_ownership
0.14
title
0.11
purpose
0.11
addr_state
0.09
verification_status
0.09
emp_length
0.08
term
0.06
initial_list_status
0.05
last_credit_pull_d
0.04
loan_status
0.04
MOST FREQUENT VALUES
0.0
987
1.0%
5000.0
700
0.7%
7000.0
665
0.7%
10000.0
635
0.7%
6000.0
628
0.6%
9000.0
623
0.6%
8000.0
614
0.6%
4000.0
598
0.6%
3000.0
585
0.6%
6500.0
569
0.6%
7500.0
558
0.6%
5500.0
555
0.6%
8500.0
540
0.6%
11000.0
540
0.6%
9500.0
534
0.6%
SMALLEST VALUES
0.0
987
1.0%
200.0
7
<0.1%
300.0
59
<0.1%
400.0
22
<0.1%
420.0
1
<0.1%
500.0
230
0.2%
600.0
57
<0.1%
700.0
63
<0.1%
725.0
1
<0.1%
750.0
2
<0.1%
800.0
151
0.2%
900.0
60
<0.1%
950.0
1
<0.1%
1000.0
286
0.3%
1001.0
1
<0.1%
LARGEST VALUES
405300.0
1
<0.1%
355100.0
1
<0.1%
354000.0
1
<0.1%
336200.0
1
<0.1%
295300.0
1
<0.1%
292200.0
1
<0.1%
291800.0
1
<0.1%
286500.0
1
<0.1%
280800.0
1
<0.1%
276000.0
1
<0.1%
275100.0
1
<0.1%
272100.0
1
<0.1%
271000.0
1
<0.1%
268000.0
1
<0.1%
266150.0
1
<0.1%
total_il_high_credit_limit
MISSING:
2
(<1%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.95
total_bal_ex_mort
0.88
num_il_tl
0.57
open_act_il
0.56
total_acc
0.44
tot_hi_cred_lim
0.43
tot_cur_bal
0.43
open_il_24m
0.39
num_sats
0.37
open_acc
0.37
annual_inc_joint
0.35
dti_joint
0.31
open_il_12m
0.28
revol_bal_joint
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
emp_length
0.13
home_ownership
0.11
term
0.10
addr_state
0.09
int_rate
0.06
sub_grade
0.06
grade
0.06
inq_last_6mths
0.05
verification_status
0.05
pub_rec_bankruptcies
0.04
title
0.04
purpose
0.04
initial_list_status
0.03
hardship_loan_status
0.02
MOST FREQUENT VALUES
0.0
10,190
10.5%
10000.0
668
0.7%
15000.0
494
0.5%
5000.0
433
0.4%
20000.0
425
0.4%
12000.0
321
0.3%
25000.0
284
0.3%
6000.0
280
0.3%
8000.0
240
0.2%
35000.0
190
0.2%
7000.0
171
0.2%
30000.0
166
0.2%
18000.0
162
0.2%
4000.0
157
0.2%
9000.0
155
0.2%
SMALLEST VALUES
0.0
10,190
10.5%
173.0
1
<0.1%
182.0
1
<0.1%
285.0
1
<0.1%
300.0
2
<0.1%
314.0
1
<0.1%
360.0
1
<0.1%
394.0
1
<0.1%
500.0
4
<0.1%
540.0
1
<0.1%
550.0
1
<0.1%
600.0
2
<0.1%
640.0
1
<0.1%
664.0
1
<0.1%
704.0
1
<0.1%
LARGEST VALUES
1285625.0
1
<0.1%
1120706.0
1
<0.1%
726388.0
1
<0.1%
670348.0
1
<0.1%
600872.0
1
<0.1%
577700.0
1
<0.1%
574119.0
1
<0.1%
557098.0
1
<0.1%
550598.0
1
<0.1%
547924.0
1
<0.1%
547289.0
1
<0.1%
542427.0
1
<0.1%
534654.0
1
<0.1%
531584.0
1
<0.1%
527844.0
1
<0.1%
revol_bal_joint
MISSING:
95,756
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
max_bal_bc
0.60
revol_bal
0.58
annual_inc_joint
0.50
funded_amnt_inv
0.49
loan_amnt
0.49
funded_amnt
0.49
total_bc_limit
0.48
total_bal_ex_mort
0.47
installment
0.47

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.72
sec_app_inq_last_6mths
0.51
application_type
0.39
last_credit_pull_d
0.37
sec_app_collections_12_mths_ex_med
0.15
issue_d
0.11
sec_app_chargeoff_within_12_mths
0.08
emp_length
0.06
home_ownership
0.05
term
0.04
verification_status
0.03
addr_state
0.03
last_pymnt_d
0.03
int_rate
0.03
MOST FREQUENT VALUES
16483.0
2
0.2%
24971.0
2
0.2%
73972.0
2
0.2%
22854.0
2
0.2%
13155.0
2
0.2%
38807.0
2
0.2%
16702.0
2
0.2%
12707.0
2
0.2%
44054.0
1
<0.1%
26149.0
1
<0.1%
94651.0
1
<0.1%
17076.0
1
<0.1%
35265.0
1
<0.1%
13841.0
1
<0.1%
11694.0
1
<0.1%
SMALLEST VALUES
0.0
1
<0.1%
1317.0
1
<0.1%
1842.0
1
<0.1%
2040.0
1
<0.1%
2049.0
1
<0.1%
2602.0
1
<0.1%
2655.0
1
<0.1%
2711.0
1
<0.1%
2768.0
1
<0.1%
2847.0
1
<0.1%
2864.0
1
<0.1%
2865.0
1
<0.1%
2902.0
1
<0.1%
3019.0
1
<0.1%
3092.0
1
<0.1%
LARGEST VALUES
170412.0
1
<0.1%
134140.0
1
<0.1%
130265.0
1
<0.1%
117778.0
1
<0.1%
111355.0
1
<0.1%
110496.0
1
<0.1%
107693.0
1
<0.1%
104305.0
1
<0.1%
101147.0
1
<0.1%
99696.0
1
<0.1%
97369.0
1
<0.1%
94670.0
1
<0.1%
94651.0
1
<0.1%
94633.0
1
<0.1%
93865.0
1
<0.1%
sec_app_fico_range_low
MISSING:
95,756
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_high
1.00
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
fico_range_low
0.47
fico_range_high
0.47
sec_app_revol_util
-0.43
last_fico_range_high
0.41
last_fico_range_low
0.38
sec_app_mths_since_last_major_derog
0.33
sec_app_mort_acc
0.30
bc_open_to_buy
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.82
sec_app_inq_last_6mths
0.63
application_type
0.47
last_credit_pull_d
0.45
sec_app_collections_12_mths_ex_med
0.22
issue_d
0.13
sec_app_chargeoff_within_12_mths
0.13
emp_length
0.07
home_ownership
0.05
term
0.04
addr_state
0.04
last_pymnt_d
0.03
verification_status
0.03
int_rate
0.03
MOST FREQUENT VALUES
670.0
63
6.1%
665.0
63
6.1%
655.0
59
5.8%
660.0
57
5.6%
680.0
54
5.3%
685.0
52
5.1%
675.0
51
5.0%
690.0
51
5.0%
650.0
42
4.1%
645.0
42
4.1%
695.0
41
4.0%
640.0
39
3.8%
630.0
33
3.2%
710.0
32
3.1%
635.0
31
3.0%
SMALLEST VALUES
550.0
4
0.4%
555.0
4
0.4%
560.0
3
0.3%
565.0
3
0.3%
570.0
2
0.2%
575.0
3
0.3%
580.0
4
0.4%
585.0
4
0.4%
590.0
4
0.4%
595.0
7
0.7%
600.0
11
1.1%
605.0
10
1.0%
610.0
15
1.5%
615.0
15
1.5%
620.0
16
1.6%
LARGEST VALUES
830.0
2
0.2%
825.0
1
<0.1%
810.0
1
<0.1%
805.0
2
0.2%
800.0
1
<0.1%
795.0
1
<0.1%
790.0
1
<0.1%
780.0
3
0.3%
775.0
3
0.3%
770.0
2
0.2%
765.0
1
<0.1%
760.0
5
0.5%
755.0
7
0.7%
750.0
8
0.8%
745.0
3
0.3%
sec_app_fico_range_high
MISSING:
95,756
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
sec_app_fico_range_low
1.00
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
fico_range_low
0.47
fico_range_high
0.47
sec_app_revol_util
-0.43
last_fico_range_high
0.41
last_fico_range_low
0.38
sec_app_mths_since_last_major_derog
0.33
sec_app_mort_acc
0.30
bc_open_to_buy
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.82
sec_app_inq_last_6mths
0.63
application_type
0.47
last_credit_pull_d
0.45
sec_app_collections_12_mths_ex_med
0.22
issue_d
0.13
sec_app_chargeoff_within_12_mths
0.13
emp_length
0.07
home_ownership
0.05
term
0.04
addr_state
0.04
last_pymnt_d
0.03
verification_status
0.03
int_rate
0.03
MOST FREQUENT VALUES
674.0
63
6.1%
669.0
63
6.1%
659.0
59
5.8%
664.0
57
5.6%
684.0
54
5.3%
689.0
52
5.1%
679.0
51
5.0%
694.0
51
5.0%
654.0
42
4.1%
649.0
42
4.1%
699.0
41
4.0%
644.0
39
3.8%
634.0
33
3.2%
714.0
32
3.1%
639.0
31
3.0%
SMALLEST VALUES
554.0
4
0.4%
559.0
4
0.4%
564.0
3
0.3%
569.0
3
0.3%
574.0
2
0.2%
579.0
3
0.3%
584.0
4
0.4%
589.0
4
0.4%
594.0
4
0.4%
599.0
7
0.7%
604.0
11
1.1%
609.0
10
1.0%
614.0
15
1.5%
619.0
15
1.5%
624.0
16
1.6%
LARGEST VALUES
834.0
2
0.2%
829.0
1
<0.1%
814.0
1
<0.1%
809.0
2
0.2%
804.0
1
<0.1%
799.0
1
<0.1%
794.0
1
<0.1%
784.0
3
0.3%
779.0
3
0.3%
774.0
2
0.2%
769.0
1
<0.1%
764.0
5
0.5%
759.0
7
0.7%
754.0
8
0.8%
749.0
3
0.3%
sec_app_earliest_cr_line
MISSING:
95,756
(99%)
14
1%
-
-
Dec-2003
12
1%
-
-
Aug-2006
12
1%
-
-
Aug-2004
12
1%
-
-
May-2004
11
1%
-
-
Sep-2004
11
1%
-
-
May-2005
10
<1%
-
-
Apr-2005
10
<1%
-
-
Oct-2004
10
<1%
-
-
Jul-2004
9
<1%
-
-
Jan-2004
9
<1%
-
-
Feb-2006
9
<1%
-
-
Mar-2005
9
<1%
-
-
Jul-2005
9
<1%
-
-
Aug-2005
8
<1%
-
-
Dec-2004
8
<1%
-
-
Sep-2005
8
<1%
-
-
Nov-2005
8
<1%
-
-
Nov-2004
8
<1%
-
-
Nov-2002
8
<1%
-
-
Aug-2002
8
<1%
-
-
Feb-2007
7
<1%
-
-
Aug-2000
7
<1%
-
-
Jan-2003
7
<1%
-
-
Oct-2002
7
<1%
-
-
Sep-2000
7
<1%
-
-
Oct-2005
7
<1%
-
-
Jun-2005
7
<1%
-
-
Aug-2001
7
<1%
-
-
May-2007
7
<1%
-
-
Feb-2000
6
<1%
-
-
Nov-2006
6
<1%
-
-
Mar-2002
6
<1%
-
-
Jun-2006
6
<1%
-
-
Feb-2001
6
<1%
-
-
Nov-2003
6
<1%
-
-
Mar-2004
6
<1%
-
-
Jun-2004
6
<1%
-
-
Apr-2002
6
<1%
-
-
Jul-1994
6
<1%
-
-
Jul-2006
6
<1%
-
-
Jul-2000
6
<1%
-
-
Oct-2000
6
<1%
-
-
Nov-1998
6
<1%
-
-
Jul-2001
6
<1%
-
-
Oct-2001
6
<1%
-
-
Jun-1994
6
<1%
-
-
Jan-2008
6
<1%
-
-
Dec-2006
6
<1%
-
-
Jun-2002
5
<1%
-
-
Nov-1999
5
<1%
-
-
Aug-2011
5
<1%
-
-
Jul-2002
5
<1%
-
-
Mar-2000
5
<1%
-
-
Mar-1997
5
<1%
-
-
Sep-2003
5
<1%
-
-
Apr-2006
5
<1%
-
-
Nov-2001
5
<1%
-
-
Jan-2002
5
<1%
-
-
Jan-2007
5
<1%
-
-
Jun-2001
590
58%
-
-
(Other)
sec_app_inq_last_6mths
MISSING:
95,756
(99%)
TOP CATEGORIES
0.0
600
59%
1.0
274
27%
2.0
90
9%
3.0
36
4%
4.0
16
2%
5.0
8
<1%
6.0
1
<1%
ALL
1,025
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_inq_last_6mths
PROVIDES INFORMATION ON...
sec_app_collections_12_mths_ex_med
0.24
sec_app_chargeoff_within_12_mths
0.20
verification_status_joint
0.08
application_type
0.07
last_credit_pull_d
0.01
num_tl_120dpd_2m
0.00
issue_d
0.00
num_tl_30dpd
0.00
acc_now_delinq
0.00
chargeoff_within_12_mths
0.00
debt_settlement_flag
0.00
settlement_status
0.00
hardship_flag
0.00
emp_length
0.00

THESE FEATURES
GIVE INFORMATION
ON sec_app_inq_last_6mths:
verification_status_joint
0.54
application_type
0.42
last_credit_pull_d
0.19
issue_d
0.13
sec_app_collections_12_mths_ex_med
0.04
emp_length
0.04
int_rate
0.03
sub_grade
0.03
addr_state
0.03
inq_last_6mths
0.01
last_pymnt_d
0.01
sec_app_chargeoff_within_12_mths
0.01
home_ownership
0.01
title
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_inq_last_6mths
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.63
sec_app_fico_range_low
0.63
sec_app_open_acc
0.61
sec_app_num_rev_accts
0.60
sec_app_revol_util
0.58
revol_bal_joint
0.51
sec_app_open_act_il
0.49
sec_app_mort_acc
0.43
sec_app_mths_since_last_major_derog
0.36
dti_joint
0.30
annual_inc_joint
0.27
dti
0.09
out_prncp_inv
0.04
out_prncp
0.04
sec_app_mort_acc
MISSING:
95,756
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
mort_acc
0.68
tot_cur_bal
0.34
tot_hi_cred_lim
0.34
sec_app_fico_range_low
0.30
sec_app_fico_range_high
0.30
total_acc
0.29
avg_cur_bal
0.29
sec_app_num_rev_accts
0.28
revol_bal_joint
0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.57
sec_app_inq_last_6mths
0.43
last_credit_pull_d
0.34
application_type
0.32
issue_d
0.09
sec_app_collections_12_mths_ex_med
0.08
home_ownership
0.07
sec_app_chargeoff_within_12_mths
0.05
emp_length
0.05
term
0.03
addr_state
0.03
verification_status
0.02
int_rate
0.02
sub_grade
0.02
MOST FREQUENT VALUES
0.0
334
32.6%
1.0
225
22.0%
2.0
187
18.2%
3.0
124
12.1%
4.0
72
7.0%
5.0
36
3.5%
6.0
24
2.3%
7.0
13
1.3%
8.0
5
0.5%
9.0
4
0.4%
15.0
1
<0.1%
SMALLEST VALUES
0.0
334
32.6%
1.0
225
22.0%
2.0
187
18.2%
3.0
124
12.1%
4.0
72
7.0%
5.0
36
3.5%
6.0
24
2.3%
7.0
13
1.3%
8.0
5
0.5%
9.0
4
0.4%
15.0
1
<0.1%
LARGEST VALUES
15.0
1
<0.1%
9.0
4
0.4%
8.0
5
0.5%
7.0
13
1.3%
6.0
24
2.3%
5.0
36
3.5%
4.0
72
7.0%
3.0
124
12.1%
2.0
187
18.2%
1.0
225
22.0%
0.0
334
32.6%
sec_app_open_acc
MISSING:
95,756
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
sec_app_num_rev_accts
0.70
sec_app_open_act_il
0.58
revol_bal_joint
0.40
num_sats
0.33
open_acc
0.33
dti_joint
0.31
num_bc_sats
0.29
total_acc
0.27
num_op_rev_tl
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.74
sec_app_inq_last_6mths
0.61
last_credit_pull_d
0.42
application_type
0.42
sec_app_collections_12_mths_ex_med
0.20
issue_d
0.11
sec_app_chargeoff_within_12_mths
0.11
emp_length
0.07
home_ownership
0.06
term
0.04
addr_state
0.03
last_pymnt_d
0.03
verification_status
0.03
int_rate
0.02
MOST FREQUENT VALUES
8.0
79
7.7%
10.0
75
7.3%
9.0
71
6.9%
12.0
66
6.4%
6.0
66
6.4%
13.0
62
6.0%
11.0
61
6.0%
7.0
60
5.9%
5.0
52
5.1%
4.0
50
4.9%
14.0
50
4.9%
16.0
47
4.6%
15.0
40
3.9%
17.0
38
3.7%
3.0
26
2.5%
SMALLEST VALUES
1.0
4
0.4%
2.0
24
2.3%
3.0
26
2.5%
4.0
50
4.9%
5.0
52
5.1%
6.0
66
6.4%
7.0
60
5.9%
8.0
79
7.7%
9.0
71
6.9%
10.0
75
7.3%
11.0
61
6.0%
12.0
66
6.4%
13.0
62
6.0%
14.0
50
4.9%
15.0
40
3.9%
LARGEST VALUES
46.0
2
0.2%
43.0
1
<0.1%
37.0
1
<0.1%
34.0
2
0.2%
33.0
3
0.3%
32.0
2
0.2%
30.0
4
0.4%
29.0
2
0.2%
28.0
4
0.4%
27.0
6
0.6%
26.0
4
0.4%
25.0
5
0.5%
24.0
6
0.6%
23.0
13
1.3%
22.0
16
1.6%
sec_app_revol_util
MISSING:
95,762
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
bc_util
0.48
percent_bc_gt_75
0.47
sec_app_fico_range_low
-0.43
sec_app_fico_range_high
-0.43
all_util
0.35
bc_open_to_buy
-0.31
fico_range_low
-0.28
fico_range_high
-0.28
last_fico_range_high
-0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.77
sec_app_inq_last_6mths
0.58
application_type
0.44
last_credit_pull_d
0.41
sec_app_collections_12_mths_ex_med
0.21
sec_app_chargeoff_within_12_mths
0.13
issue_d
0.12
emp_length
0.06
home_ownership
0.05
term
0.04
addr_state
0.04
verification_status
0.03
int_rate
0.03
sub_grade
0.03
MOST FREQUENT VALUES
0.0
9
0.9%
45.0
6
0.6%
81.3
5
0.5%
85.3
5
0.5%
82.0
5
0.5%
44.4
5
0.5%
72.7
5
0.5%
80.1
5
0.5%
89.3
4
0.4%
42.1
4
0.4%
83.1
4
0.4%
35.7
4
0.4%
53.2
4
0.4%
83.8
4
0.4%
49.6
4
0.4%
SMALLEST VALUES
0.0
9
0.9%
1.6
1
<0.1%
1.8
1
<0.1%
2.0
1
<0.1%
2.1
2
0.2%
2.6
1
<0.1%
4.1
1
<0.1%
4.3
1
<0.1%
4.8
1
<0.1%
5.3
1
<0.1%
5.9
1
<0.1%
6.1
1
<0.1%
7.4
1
<0.1%
7.6
1
<0.1%
7.7
1
<0.1%
LARGEST VALUES
106.8
1
<0.1%
103.3
1
<0.1%
102.4
1
<0.1%
102.0
1
<0.1%
101.5
1
<0.1%
101.0
1
<0.1%
100.9
1
<0.1%
100.6
1
<0.1%
100.5
1
<0.1%
100.3
1
<0.1%
99.9
1
<0.1%
99.8
2
0.2%
99.6
1
<0.1%
99.2
2
0.2%
99.0
1
<0.1%
sec_app_open_act_il
MISSING:
95,756
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
sec_app_open_acc
0.58
open_act_il
0.26
dti_joint
0.24
total_il_high_credit_limit
0.20
num_il_tl
0.19
total_bal_il
0.18
total_bal_ex_mort
0.15
mths_since_rcnt_il
-0.15
open_il_24m
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.57
sec_app_inq_last_6mths
0.49
application_type
0.31
last_credit_pull_d
0.30
sec_app_collections_12_mths_ex_med
0.20
sec_app_chargeoff_within_12_mths
0.11
issue_d
0.09
emp_length
0.05
term
0.04
home_ownership
0.03
addr_state
0.03
int_rate
0.02
sub_grade
0.02
verification_status
0.02
MOST FREQUENT VALUES
1.0
274
26.7%
2.0
216
21.1%
3.0
140
13.7%
0.0
128
12.5%
4.0
88
8.6%
5.0
59
5.8%
6.0
24
2.3%
7.0
23
2.2%
11.0
15
1.5%
8.0
12
1.2%
13.0
9
0.9%
9.0
8
0.8%
10.0
7
0.7%
16.0
5
0.5%
12.0
4
0.4%
SMALLEST VALUES
0.0
128
12.5%
1.0
274
26.7%
2.0
216
21.1%
3.0
140
13.7%
4.0
88
8.6%
5.0
59
5.8%
6.0
24
2.3%
7.0
23
2.2%
8.0
12
1.2%
9.0
8
0.8%
10.0
7
0.7%
11.0
15
1.5%
12.0
4
0.4%
13.0
9
0.9%
14.0
2
0.2%
LARGEST VALUES
28.0
1
<0.1%
25.0
1
<0.1%
23.0
1
<0.1%
20.0
1
<0.1%
19.0
2
0.2%
18.0
3
0.3%
17.0
1
<0.1%
16.0
5
0.5%
15.0
1
<0.1%
14.0
2
0.2%
13.0
9
0.9%
12.0
4
0.4%
11.0
15
1.5%
10.0
7
0.7%
9.0
8
0.8%
sec_app_num_rev_accts
MISSING:
95,756
(99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
hardship_amount
1.00
hardship_dpd
1.00
orig_projected_additional_accrued_interest
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
sec_app_open_acc
0.70
num_bc_tl
0.49
num_rev_accts
0.46
revol_bal_joint
0.39
total_acc
0.38
num_bc_sats
0.33
num_op_rev_tl
0.33
open_acc
0.30
num_sats
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.70
sec_app_inq_last_6mths
0.60
last_credit_pull_d
0.41
application_type
0.40
sec_app_collections_12_mths_ex_med
0.17
issue_d
0.11
sec_app_chargeoff_within_12_mths
0.11
emp_length
0.07
home_ownership
0.05
term
0.04
addr_state
0.03
last_pymnt_d
0.03
verification_status
0.02
int_rate
0.02
MOST FREQUENT VALUES
13.0
64
6.2%
8.0
59
5.8%
10.0
58
5.7%
5.0
58
5.7%
12.0
57
5.6%
14.0
52
5.1%
6.0
51
5.0%
7.0
49
4.8%
9.0
49
4.8%
11.0
49
4.8%
16.0
45
4.4%
4.0
42
4.1%
15.0
41
4.0%
17.0
38
3.7%
3.0
32
3.1%
SMALLEST VALUES
0.0
1
<0.1%
1.0
11
1.1%
2.0
23
2.2%
3.0
32
3.1%
4.0
42
4.1%
5.0
58
5.7%
6.0
51
5.0%
7.0
49
4.8%
8.0
59
5.8%
9.0
49
4.8%
10.0
58
5.7%
11.0
49
4.8%
12.0
57
5.6%
13.0
64
6.2%
14.0
52
5.1%
LARGEST VALUES
90.0
1
<0.1%
57.0
1
<0.1%
54.0
1
<0.1%
52.0
1
<0.1%
51.0
1
<0.1%
47.0
2
0.2%
46.0
1
<0.1%
41.0
2
0.2%
40.0
1
<0.1%
39.0
1
<0.1%
38.0
2
0.2%
37.0
3
0.3%
36.0
2
0.2%
35.0
3
0.3%
34.0
2
0.2%
sec_app_chargeoff_within_12_mths
MISSING:
95,756
(99%)
TOP CATEGORIES
0.0
1,006
98%
1.0
18
2%
4.0
1
<1%
ALL
1,025
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_chargeoff_within_12_mths
PROVIDES INFORMATION ON...
sec_app_collections_12_mths_ex_med
0.02
sec_app_inq_last_6mths
0.01
verification_status_joint
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
last_credit_pull_d
0.00
issue_d
0.00
pub_rec_bankruptcies
0.00
addr_state
0.00
collections_12_mths_ex_med
0.00
sub_grade
0.00
int_rate
0.00
emp_length
0.00
loan_status
0.00

THESE FEATURES
GIVE INFORMATION
ON sec_app_chargeoff_within_12_mths:
verification_status_joint
0.36
application_type
0.32
sec_app_inq_last_6mths
0.20
last_credit_pull_d
0.11
issue_d
0.10
addr_state
0.10
int_rate
0.07
sub_grade
0.07
emp_length
0.05
sec_app_collections_12_mths_ex_med
0.05
chargeoff_within_12_mths
0.04
title
0.03
purpose
0.03
pub_rec_bankruptcies
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_chargeoff_within_12_mths
CORRELATION RATIO WITH...
sec_app_revol_util
0.13
sec_app_fico_range_high
0.13
sec_app_fico_range_low
0.13
sec_app_open_acc
0.11
sec_app_open_act_il
0.11
sec_app_num_rev_accts
0.11
revol_bal_joint
0.08
sec_app_mths_since_last_major_derog
0.07
annual_inc_joint
0.06
sec_app_mort_acc
0.05
dti_joint
0.05
avg_cur_bal
0.01
out_prncp_inv
0.01
out_prncp
0.01
sec_app_collections_12_mths_ex_med
MISSING:
95,756
(99%)
TOP CATEGORIES
0.0
965
94%
1.0
54
5%
2.0
6
<1%
ALL
1,025
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
sec_app_collections_12_mths_ex_med
PROVIDES INFORMATION ON...
sec_app_chargeoff_within_12_mths
0.05
sec_app_inq_last_6mths
0.04
verification_status_joint
0.01
application_type
0.01
last_credit_pull_d
0.00
hardship_end_date
0.00
payment_plan_start_date
0.00
issue_d
0.00
hardship_status
0.00
hardship_start_date
0.00
hardship_loan_status
0.00
hardship_reason
0.00
hardship_type
0.00
deferral_term
0.00

THESE FEATURES
GIVE INFORMATION
ON sec_app_collections_12_mths_ex_med:
verification_status_joint
0.46
application_type
0.36
sec_app_inq_last_6mths
0.24
issue_d
0.11
last_credit_pull_d
0.10
int_rate
0.06
sub_grade
0.06
addr_state
0.06
emp_length
0.04
grade
0.03
last_pymnt_d
0.02
title
0.02
purpose
0.02
sec_app_chargeoff_within_12_mths
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
sec_app_collections_12_mths_ex_med
CORRELATION RATIO WITH...
sec_app_fico_range_high
0.22
sec_app_fico_range_low
0.22
sec_app_revol_util
0.21
sec_app_open_act_il
0.20
sec_app_open_acc
0.20
sec_app_num_rev_accts
0.17
sec_app_mths_since_last_major_derog
0.15
revol_bal_joint
0.15
dti_joint
0.10
annual_inc_joint
0.10
sec_app_mort_acc
0.08
dti
0.02
orig_projected_additional_accrued_interest
0.02
out_prncp
0.02
sec_app_mths_since_last_major_derog
MISSING:
96,425
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_last_major_derog
0.62
mths_since_recent_revol_delinq
0.44
mths_since_last_delinq
0.43
mths_since_recent_bc_dlq
0.40
sec_app_fico_range_low
0.33
sec_app_fico_range_high
0.33
mths_since_last_record
0.29
delinq_2yrs
-0.16
num_tl_90g_dpd_24m
-0.14
acc_open_past_24mths
0.13
loan_amnt
0.13
funded_amnt
0.13
funded_amnt_inv
0.13
total_rec_int
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status_joint
0.43
sec_app_inq_last_6mths
0.36
application_type
0.24
last_credit_pull_d
0.21
sec_app_collections_12_mths_ex_med
0.15
sec_app_chargeoff_within_12_mths
0.07
issue_d
0.07
emp_length
0.04
addr_state
0.03
term
0.02
int_rate
0.02
sub_grade
0.02
verification_status
0.02
home_ownership
0.02
MOST FREQUENT VALUES
38.0
15
4.2%
26.0
11
3.1%
39.0
8
2.2%
36.0
8
2.2%
61.0
8
2.2%
73.0
8
2.2%
15.0
8
2.2%
49.0
8
2.2%
8.0
7
2.0%
71.0
7
2.0%
25.0
7
2.0%
29.0
7
2.0%
14.0
7
2.0%
70.0
7
2.0%
6.0
7
2.0%
SMALLEST VALUES
0.0
6
1.7%
1.0
6
1.7%
2.0
3
0.8%
3.0
3
0.8%
4.0
3
0.8%
5.0
4
1.1%
6.0
7
2.0%
7.0
2
0.6%
8.0
7
2.0%
9.0
5
1.4%
10.0
3
0.8%
11.0
5
1.4%
12.0
5
1.4%
13.0
6
1.7%
14.0
7
2.0%
LARGEST VALUES
105.0
1
0.3%
88.0
2
0.6%
81.0
5
1.4%
80.0
1
0.3%
79.0
2
0.6%
78.0
3
0.8%
77.0
3
0.8%
76.0
6
1.7%
75.0
4
1.1%
74.0
4
1.1%
73.0
8
2.2%
72.0
2
0.6%
71.0
7
2.0%
70.0
7
2.0%
68.0
1
0.3%
hardship_flag
MISSING:
2
(<1%)
TOP CATEGORIES
N
96,683
>99%
Y
96
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag
PROVIDES INFORMATION ON...
policy_code
1.00
pymnt_plan
0.88
hardship_status
0.29
hardship_start_date
0.26
hardship_end_date
0.25
payment_plan_start_date
0.25
hardship_type
0.24
deferral_term
0.24
hardship_length
0.24
hardship_reason
0.24
hardship_loan_status
0.23
disbursement_method
0.09
debt_settlement_flag
0.03
loan_status
0.01

THESE FEATURES
GIVE INFORMATION
ON hardship_flag:
hardship_status
0.97
hardship_end_date
0.89
payment_plan_start_date
0.88
hardship_start_date
0.87
hardship_reason
0.79
hardship_loan_status
0.77
hardship_type
0.71
deferral_term
0.71
hardship_length
0.71
pymnt_plan
0.60
loan_status
0.45
addr_state
0.11
last_pymnt_d
0.06
int_rate
0.06

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag
CORRELATION RATIO WITH...
hardship_dpd
0.61
hardship_payoff_balance_amount
0.46
orig_projected_additional_accrued_interest
0.46
hardship_amount
0.43
hardship_last_payment_amount
0.31
fico_range_high
0.10
fico_range_low
0.10
last_fico_range_high
0.06
last_fico_range_low
0.05
pct_tl_nvr_dlq
0.04
total_rec_late_fee
0.02
out_prncp_inv
0.02
out_prncp
0.02
all_util
0.02
hardship_type
MISSING:
96,438
(>99%)
TOP CATEGORIES
INTEREST ONLY-3 MONTHS DEFERRAL
343
100%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_type
PROVIDES INFORMATION ON...
deferral_term
1.00
hardship_length
1.00
hardship_reason
0.89
hardship_status
0.88
hardship_loan_status
0.88
hardship_start_date
0.87
payment_plan_start_date
0.83
hardship_end_date
0.82
hardship_flag
0.71
pymnt_plan
0.66
loan_status
0.00
settlement_date
0.00
sec_app_collections_12_mths_ex_med
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_type:
hardship_reason
1.00
hardship_status
1.00
deferral_term
1.00
hardship_start_date
1.00
hardship_end_date
1.00
payment_plan_start_date
1.00
hardship_length
1.00
hardship_loan_status
1.00
hardship_flag
0.24
addr_state
0.18
pymnt_plan
0.15
loan_status
0.11
last_pymnt_d
0.02
int_rate
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_type
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.76
hardship_last_payment_amount
0.62
hardship_dpd
0.53
out_prncp_inv
0.03
out_prncp
0.03
last_fico_range_high
0.03
total_rec_int
0.02
last_fico_range_low
0.02
total_rec_prncp
0.02
all_util
0.02
total_rec_late_fee
0.02
installment
0.02
hardship_reason
MISSING:
96,438
(>99%)
TOP CATEGORIES
NATURAL_DISASTER
278
81%
UNEMPLOYMENT
23
7%
EXCESSIVE_OBLIGATIONS
17
5%
INCOME_CURTAILMENT
12
3%
MEDICAL
5
1%
REDUCED_HOURS
3
<1%
DISABILITY
3
<1%
FAMILY_DEATH
1
<1%
DIVORCE
1
<1%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_reason
PROVIDES INFORMATION ON...
hardship_type
1.00
deferral_term
1.00
hardship_length
1.00
hardship_status
0.91
hardship_start_date
0.91
hardship_loan_status
0.90
payment_plan_start_date
0.88
hardship_end_date
0.86
hardship_flag
0.79
pymnt_plan
0.75
settlement_date
0.00
loan_status
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_reason:
payment_plan_start_date
0.94
hardship_start_date
0.94
hardship_end_date
0.94
hardship_status
0.92
hardship_loan_status
0.92
hardship_type
0.89
deferral_term
0.89
hardship_length
0.89
hardship_flag
0.24
addr_state
0.22
pymnt_plan
0.16
loan_status
0.12
int_rate
0.04
sub_grade
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_reason
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.77
hardship_dpd
0.70
hardship_last_payment_amount
0.63
total_rec_late_fee
0.04
last_fico_range_high
0.03
out_prncp_inv
0.03
out_prncp
0.03
settlement_percentage
0.03
total_rec_int
0.02
last_fico_range_low
0.02
settlement_amount
0.02
all_util
0.02
hardship_status
MISSING:
96,438
(>99%)
TOP CATEGORIES
COMPLETED
214
62%
ACTIVE
96
28%
BROKEN
33
10%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_status
PROVIDES INFORMATION ON...
hardship_type
1.00
deferral_term
1.00
hardship_length
1.00
hardship_flag
0.97
hardship_reason
0.92
hardship_start_date
0.92
hardship_loan_status
0.91
payment_plan_start_date
0.89
hardship_end_date
0.88
pymnt_plan
0.84
loan_status
0.01
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_status:
hardship_end_date
0.95
payment_plan_start_date
0.94
hardship_start_date
0.94
hardship_reason
0.91
hardship_loan_status
0.91
hardship_type
0.88
deferral_term
0.88
hardship_length
0.88
hardship_flag
0.29
addr_state
0.19
pymnt_plan
0.17
loan_status
0.17
last_pymnt_d
0.04
int_rate
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_status
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.80
hardship_dpd
0.72
hardship_last_payment_amount
0.62
total_rec_late_fee
0.03
last_fico_range_high
0.03
out_prncp_inv
0.03
out_prncp
0.03
last_fico_range_low
0.03
total_rec_int
0.02
settlement_percentage
0.02
total_rec_prncp
0.02
all_util
0.02
deferral_term
MISSING:
96,438
(>99%)
TOP CATEGORIES
3.0
343
100%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
deferral_term
PROVIDES INFORMATION ON...
hardship_type
1.00
hardship_length
1.00
hardship_reason
0.89
hardship_status
0.88
hardship_loan_status
0.88
hardship_start_date
0.87
payment_plan_start_date
0.83
hardship_end_date
0.82
hardship_flag
0.71
pymnt_plan
0.66
loan_status
0.00
settlement_date
0.00
sec_app_collections_12_mths_ex_med
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON deferral_term:
hardship_type
1.00
hardship_reason
1.00
hardship_status
1.00
hardship_start_date
1.00
hardship_end_date
1.00
payment_plan_start_date
1.00
hardship_length
1.00
hardship_loan_status
1.00
hardship_flag
0.24
addr_state
0.18
pymnt_plan
0.15
loan_status
0.11
last_pymnt_d
0.02
int_rate
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
deferral_term
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.76
hardship_last_payment_amount
0.62
hardship_dpd
0.53
out_prncp_inv
0.03
out_prncp
0.03
last_fico_range_high
0.03
total_rec_int
0.02
last_fico_range_low
0.02
total_rec_prncp
0.02
all_util
0.02
total_rec_late_fee
0.02
installment
0.02
hardship_amount
MISSING:
96,438
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
1.00
sec_app_fico_range_low
1.00
sec_app_fico_range_high
1.00
sec_app_mort_acc
1.00
sec_app_open_acc
1.00
sec_app_revol_util
1.00
sec_app_open_act_il
1.00
sec_app_num_rev_accts
1.00
orig_projected_additional_accrued_interest
1.00
settlement_amount
1.00
settlement_percentage
1.00
settlement_term
1.00
total_rec_int
0.97
hardship_payoff_balance_amount
0.85

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_loan_status
0.82
hardship_start_date
0.81
hardship_end_date
0.81
hardship_reason
0.81
hardship_status
0.81
payment_plan_start_date
0.81
hardship_type
0.81
deferral_term
0.81
hardship_length
0.81
hardship_flag
0.43
pymnt_plan
0.33
loan_status
0.11
addr_state
0.09
int_rate
0.05
MOST FREQUENT VALUES
168.67
2
0.6%
77.22
2
0.6%
351.29
2
0.6%
125.75
2
0.6%
328.83
2
0.6%
429.35
2
0.6%
93.95
2
0.6%
84.55
2
0.6%
278.85
2
0.6%
119.43
2
0.6%
92.66
2
0.6%
182.39
2
0.6%
39.45
2
0.6%
56.61
2
0.6%
280.74
1
0.3%
SMALLEST VALUES
13.23
1
0.3%
15.93
1
0.3%
17.86
1
0.3%
20.37
1
0.3%
20.52
1
0.3%
21.05
1
0.3%
25.3
1
0.3%
25.31
1
0.3%
27.02
1
0.3%
27.25
1
0.3%
27.44
1
0.3%
28.15
1
0.3%
29.52
1
0.3%
30.12
1
0.3%
30.75
1
0.3%
LARGEST VALUES
769.4
1
0.3%
724.57
1
0.3%
698.77
1
0.3%
634.24
1
0.3%
597.34
1
0.3%
568.6
1
0.3%
544.78
1
0.3%
533.18
1
0.3%
518.92
1
0.3%
513.79
1
0.3%
504.1
1
0.3%
485.39
1
0.3%
484.62
1
0.3%
466.59
1
0.3%
465.08
1
0.3%
hardship_start_date
MISSING:
96,438
(>99%)
TOP CATEGORIES
Sep-2017
223
65%
Oct-2017
62
18%
Dec-2017
33
10%
Nov-2017
23
7%
Aug-2017
2
<1%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_start_date
PROVIDES INFORMATION ON...
hardship_type
1.00
deferral_term
1.00
hardship_length
1.00
hardship_reason
0.94
hardship_status
0.94
payment_plan_start_date
0.92
hardship_loan_status
0.91
hardship_end_date
0.90
hardship_flag
0.87
pymnt_plan
0.82
loan_status
0.01
settlement_date
0.00
debt_settlement_flag_date
0.00
sec_app_collections_12_mths_ex_med
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_start_date:
payment_plan_start_date
0.96
hardship_end_date
0.94
hardship_status
0.92
hardship_reason
0.91
hardship_loan_status
0.90
hardship_type
0.87
deferral_term
0.87
hardship_length
0.87
hardship_flag
0.26
addr_state
0.21
pymnt_plan
0.17
loan_status
0.14
int_rate
0.04
sub_grade
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_start_date
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.77
hardship_dpd
0.76
hardship_last_payment_amount
0.63
last_fico_range_high
0.03
total_rec_late_fee
0.03
out_prncp_inv
0.03
out_prncp
0.03
last_fico_range_low
0.03
total_rec_int
0.02
total_rec_prncp
0.02
all_util
0.02
installment
0.02
hardship_end_date
MISSING:
96,438
(>99%)
TOP CATEGORIES
Dec-2017
132
38%
Nov-2017
125
36%
Jan-2018
32
9%
Feb-2018
29
8%
Mar-2018
12
3%
Oct-2017
9
3%
Sep-2017
4
1%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_end_date
PROVIDES INFORMATION ON...
hardship_type
1.00
deferral_term
1.00
hardship_length
1.00
pymnt_plan
0.96
hardship_status
0.95
payment_plan_start_date
0.95
hardship_start_date
0.94
hardship_reason
0.94
hardship_loan_status
0.90
hardship_flag
0.89
loan_status
0.01
sec_app_collections_12_mths_ex_med
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_end_date:
payment_plan_start_date
0.93
hardship_start_date
0.90
hardship_status
0.88
hardship_reason
0.86
hardship_loan_status
0.85
hardship_type
0.82
deferral_term
0.82
hardship_length
0.82
hardship_flag
0.25
addr_state
0.20
pymnt_plan
0.18
loan_status
0.14
int_rate
0.04
sub_grade
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_end_date
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.78
hardship_dpd
0.69
hardship_last_payment_amount
0.63
total_rec_late_fee
0.04
last_fico_range_high
0.03
out_prncp_inv
0.03
out_prncp
0.03
total_rec_int
0.02
last_fico_range_low
0.02
all_util
0.02
total_rec_prncp
0.02
percent_bc_gt_75
0.02
payment_plan_start_date
MISSING:
96,438
(>99%)
TOP CATEGORIES
Sep-2017
157
46%
Oct-2017
101
29%
Nov-2017
39
11%
Dec-2017
33
10%
Jan-2018
12
3%
Aug-2017
1
<1%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
payment_plan_start_date
PROVIDES INFORMATION ON...
hardship_type
1.00
deferral_term
1.00
hardship_length
1.00
hardship_start_date
0.96
hardship_reason
0.94
hardship_status
0.94
hardship_end_date
0.93
hardship_loan_status
0.91
pymnt_plan
0.90
hardship_flag
0.88
loan_status
0.01
settlement_date
0.00
debt_settlement_flag_date
0.00
sec_app_collections_12_mths_ex_med
0.00

THESE FEATURES
GIVE INFORMATION
ON payment_plan_start_date:
hardship_end_date
0.95
hardship_start_date
0.92
hardship_status
0.89
hardship_reason
0.88
hardship_loan_status
0.86
hardship_type
0.83
deferral_term
0.83
hardship_length
0.83
hardship_flag
0.25
addr_state
0.21
pymnt_plan
0.18
loan_status
0.15
int_rate
0.04
sub_grade
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
payment_plan_start_date
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.77
hardship_dpd
0.72
hardship_last_payment_amount
0.63
last_fico_range_high
0.03
total_rec_late_fee
0.03
out_prncp_inv
0.03
out_prncp
0.03
last_fico_range_low
0.02
total_rec_int
0.02
all_util
0.02
total_rec_prncp
0.02
num_il_tl
0.02
hardship_length
MISSING:
96,438
(>99%)
TOP CATEGORIES
3.0
343
100%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_length
PROVIDES INFORMATION ON...
hardship_type
1.00
deferral_term
1.00
hardship_reason
0.89
hardship_status
0.88
hardship_loan_status
0.88
hardship_start_date
0.87
payment_plan_start_date
0.83
hardship_end_date
0.82
hardship_flag
0.71
pymnt_plan
0.66
loan_status
0.00
settlement_date
0.00
sec_app_collections_12_mths_ex_med
0.00
debt_settlement_flag_date
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_length:
hardship_type
1.00
hardship_reason
1.00
hardship_status
1.00
deferral_term
1.00
hardship_start_date
1.00
hardship_end_date
1.00
payment_plan_start_date
1.00
hardship_loan_status
1.00
hardship_flag
0.24
addr_state
0.18
pymnt_plan
0.15
loan_status
0.11
last_pymnt_d
0.02
int_rate
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_length
CORRELATION RATIO WITH...
hardship_payoff_balance_amount
0.87
hardship_amount
0.81
orig_projected_additional_accrued_interest
0.76
hardship_last_payment_amount
0.62
hardship_dpd
0.53
out_prncp_inv
0.03
out_prncp
0.03
last_fico_range_high
0.03
total_rec_int
0.02
last_fico_range_low
0.02
total_rec_prncp
0.02
all_util
0.02
total_rec_late_fee
0.02
installment
0.02
hardship_dpd
MISSING:
96,438
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
1.00
sec_app_fico_range_low
1.00
sec_app_fico_range_high
1.00
sec_app_mort_acc
1.00
sec_app_open_acc
1.00
sec_app_revol_util
1.00
sec_app_open_act_il
1.00
sec_app_num_rev_accts
1.00
settlement_amount
1.00
settlement_percentage
1.00
settlement_term
1.00
total_rec_late_fee
0.31
last_fico_range_low
-0.28
last_fico_range_high
-0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_loan_status
0.98
hardship_start_date
0.76
hardship_status
0.72
payment_plan_start_date
0.72
hardship_reason
0.70
hardship_end_date
0.69
hardship_flag
0.61
hardship_type
0.53
deferral_term
0.53
hardship_length
0.53
pymnt_plan
0.50
loan_status
0.14
int_rate
0.04
sub_grade
0.04
MOST FREQUENT VALUES
0.0
230
67.1%
21.0
10
2.9%
12.0
10
2.9%
7.0
10
2.9%
11.0
8
2.3%
17.0
6
1.7%
15.0
6
1.7%
13.0
6
1.7%
18.0
5
1.5%
19.0
5
1.5%
6.0
5
1.5%
22.0
5
1.5%
8.0
5
1.5%
26.0
4
1.2%
24.0
4
1.2%
SMALLEST VALUES
0.0
230
67.1%
6.0
5
1.5%
7.0
10
2.9%
8.0
5
1.5%
9.0
2
0.6%
10.0
1
0.3%
11.0
8
2.3%
12.0
10
2.9%
13.0
6
1.7%
14.0
3
0.9%
15.0
6
1.7%
16.0
4
1.2%
17.0
6
1.7%
18.0
5
1.5%
19.0
5
1.5%
LARGEST VALUES
30.0
1
0.3%
29.0
2
0.6%
28.0
3
0.9%
27.0
3
0.9%
26.0
4
1.2%
25.0
1
0.3%
24.0
4
1.2%
23.0
1
0.3%
22.0
5
1.5%
21.0
10
2.9%
20.0
3
0.9%
19.0
5
1.5%
18.0
5
1.5%
17.0
6
1.7%
16.0
4
1.2%
hardship_loan_status
MISSING:
96,438
(>99%)
TOP CATEGORIES
Current
231
67%
In Grace Period
56
16%
Late (16-30 days)
52
15%
Late (31-120 days)
4
1%
ALL
343
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_loan_status
PROVIDES INFORMATION ON...
hardship_type
1.00
deferral_term
1.00
hardship_length
1.00
hardship_reason
0.92
hardship_status
0.91
hardship_start_date
0.90
payment_plan_start_date
0.86
hardship_end_date
0.85
hardship_flag
0.77
pymnt_plan
0.71
loan_status
0.00
settlement_date
0.00
debt_settlement_flag_date
0.00
settlement_status
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_loan_status:
hardship_start_date
0.91
payment_plan_start_date
0.91
hardship_status
0.91
hardship_end_date
0.90
hardship_reason
0.90
hardship_type
0.88
deferral_term
0.88
hardship_length
0.88
hardship_flag
0.23
addr_state
0.19
pymnt_plan
0.15
loan_status
0.12
int_rate
0.03
sub_grade
0.03

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_loan_status
CORRELATION RATIO WITH...
hardship_dpd
0.98
hardship_payoff_balance_amount
0.87
hardship_amount
0.82
orig_projected_additional_accrued_interest
0.77
hardship_last_payment_amount
0.62
total_rec_late_fee
0.04
last_fico_range_high
0.03
out_prncp_inv
0.03
out_prncp
0.03
total_rec_int
0.03
last_fico_range_low
0.03
total_rec_prncp
0.02
installment
0.02
all_util
0.02
orig_projected_additional_accrued_interest
MISSING:
96,471
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
1.00
sec_app_fico_range_low
1.00
sec_app_fico_range_high
1.00
sec_app_mort_acc
1.00
sec_app_open_acc
1.00
sec_app_revol_util
1.00
sec_app_open_act_il
1.00
sec_app_num_rev_accts
1.00
hardship_amount
1.00
total_rec_int
0.98
hardship_payoff_balance_amount
0.85
loan_amnt
0.81
funded_amnt
0.81
funded_amnt_inv
0.81

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_status
0.80
hardship_end_date
0.78
hardship_reason
0.77
hardship_loan_status
0.77
hardship_start_date
0.77
payment_plan_start_date
0.77
hardship_type
0.76
deferral_term
0.76
hardship_length
0.76
hardship_flag
0.46
pymnt_plan
0.36
loan_status
0.09
addr_state
0.08
int_rate
0.05
MOST FREQUENT VALUES
506.01
2
0.6%
1053.87
2
0.6%
231.66
2
0.6%
986.49
2
0.6%
1288.05
2
0.6%
281.85
2
0.6%
836.55
2
0.6%
253.65
2
0.6%
277.98
2
0.6%
547.17
2
0.6%
118.35
2
0.6%
358.29
2
0.6%
169.83
2
0.6%
709.98
1
0.3%
232.05
1
0.3%
SMALLEST VALUES
39.69
1
0.3%
47.79
1
0.3%
53.58
1
0.3%
61.11
1
0.3%
61.56
1
0.3%
63.15
1
0.3%
75.9
1
0.3%
75.93
1
0.3%
81.06
1
0.3%
81.75
1
0.3%
82.32
1
0.3%
84.45
1
0.3%
88.56
1
0.3%
90.36
1
0.3%
92.25
1
0.3%
LARGEST VALUES
2308.2
1
0.3%
2173.71
1
0.3%
2096.31
1
0.3%
1792.02
1
0.3%
1705.8
1
0.3%
1599.54
1
0.3%
1556.76
1
0.3%
1541.37
1
0.3%
1456.17
1
0.3%
1453.86
1
0.3%
1399.77
1
0.3%
1389.45
1
0.3%
1387.86
1
0.3%
1318.56
1
0.3%
1310.76
1
0.3%
hardship_payoff_balance_amount
MISSING:
96,438
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
1.00
sec_app_fico_range_low
1.00
sec_app_fico_range_high
1.00
sec_app_mort_acc
1.00
sec_app_open_acc
1.00
sec_app_revol_util
1.00
sec_app_open_act_il
1.00
sec_app_num_rev_accts
1.00
settlement_amount
1.00
settlement_percentage
1.00
settlement_term
1.00
funded_amnt_inv
0.99
loan_amnt
0.99
funded_amnt
0.99

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_loan_status
0.87
hardship_end_date
0.87
hardship_start_date
0.87
hardship_reason
0.87
hardship_status
0.87
payment_plan_start_date
0.87
hardship_type
0.87
deferral_term
0.87
hardship_length
0.87
hardship_flag
0.46
pymnt_plan
0.37
loan_status
0.11
addr_state
0.10
int_rate
0.03
MOST FREQUENT VALUES
20268.78
1
0.3%
9971.63
1
0.3%
16805.83
1
0.3%
22196.01
1
0.3%
13706.39
1
0.3%
8397.03
1
0.3%
20932.1
1
0.3%
7671.02
1
0.3%
22906.13
1
0.3%
7632.0
1
0.3%
11560.88
1
0.3%
16168.64
1
0.3%
5400.15
1
0.3%
4086.25
1
0.3%
24653.44
1
0.3%
SMALLEST VALUES
1672.92
1
0.3%
1932.45
1
0.3%
2038.84
1
0.3%
2178.6
1
0.3%
2609.83
1
0.3%
2651.65
1
0.3%
2664.16
1
0.3%
2675.96
1
0.3%
2687.62
1
0.3%
2768.43
1
0.3%
2976.87
1
0.3%
3047.93
1
0.3%
3074.35
1
0.3%
3100.73
1
0.3%
3109.91
1
0.3%
LARGEST VALUES
36734.04
1
0.3%
36492.73
1
0.3%
34213.44
1
0.3%
32964.04
1
0.3%
32874.77
1
0.3%
32866.97
1
0.3%
32810.46
1
0.3%
32802.77
1
0.3%
32598.36
1
0.3%
32055.42
1
0.3%
32051.76
1
0.3%
31708.61
1
0.3%
31680.53
1
0.3%
31240.74
1
0.3%
31113.06
1
0.3%
hardship_last_payment_amount
MISSING:
96,438
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal_joint
1.00
sec_app_fico_range_low
1.00
sec_app_fico_range_high
1.00
sec_app_mort_acc
1.00
sec_app_open_acc
1.00
sec_app_revol_util
1.00
sec_app_open_act_il
1.00
sec_app_num_rev_accts
1.00
settlement_amount
1.00
settlement_percentage
1.00
settlement_term
1.00
dti_joint
-0.33
installment
0.30
funded_amnt_inv
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
payment_plan_start_date
0.63
hardship_start_date
0.63
hardship_end_date
0.63
hardship_reason
0.63
hardship_loan_status
0.62
hardship_status
0.62
hardship_type
0.62
deferral_term
0.62
hardship_length
0.62
hardship_flag
0.31
pymnt_plan
0.20
loan_status
0.07
addr_state
0.07
int_rate
0.03
MOST FREQUENT VALUES
0.01
4
1.2%
0.04
4
1.2%
0.02
4
1.2%
0.16
3
0.9%
0.11
3
0.9%
0.1
3
0.9%
0.42
3
0.9%
0.23
3
0.9%
0.17
3
0.9%
0.15
2
0.6%
565.45
2
0.6%
0.36
2
0.6%
339.12
2
0.6%
1187.56
2
0.6%
0.29
2
0.6%
SMALLEST VALUES
0.01
4
1.2%
0.02
4
1.2%
0.03
1
0.3%
0.04
4
1.2%
0.05
2
0.6%
0.07
1
0.3%
0.08
2
0.6%
0.09
1
0.3%
0.1
3
0.9%
0.11
3
0.9%
0.12
2
0.6%
0.13
1
0.3%
0.15
2
0.6%
0.16
3
0.9%
0.17
3
0.9%
LARGEST VALUES
1187.56
2
0.6%
1062.93
1
0.3%
1022.08
1
0.3%
1017.73
1
0.3%
992.33
1
0.3%
949.87
1
0.3%
874.38
1
0.3%
869.44
1
0.3%
868.98
1
0.3%
855.85
1
0.3%
843.54
1
0.3%
777.42
1
0.3%
725.52
1
0.3%
713.0
1
0.3%
709.63
1
0.3%
disbursement_method
MISSING:
2
(<1%)
TOP CATEGORIES
Cash
96,753
>99%
DirectPay
26
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
disbursement_method
PROVIDES INFORMATION ON...
policy_code
1.00
pymnt_plan
0.04
hardship_flag
0.03
debt_settlement_flag
0.03
application_type
0.00
initial_list_status
0.00
term
0.00
loan_status
0.00
last_credit_pull_d
0.00
grade
0.00
home_ownership
0.00
issue_d
0.00
verification_status
0.00
sub_grade
0.00

THESE FEATURES
GIVE INFORMATION
ON disbursement_method:
int_rate
0.26
sub_grade
0.26
grade
0.21
addr_state
0.18
initial_list_status
0.10
loan_status
0.10
title
0.10
purpose
0.10
issue_d
0.09
application_type
0.09
home_ownership
0.09
term
0.09
verification_status
0.09
debt_settlement_flag
0.09

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
disbursement_method
CORRELATION RATIO WITH...
fico_range_high
0.10
fico_range_low
0.10
last_fico_range_high
0.06
last_fico_range_low
0.05
pct_tl_nvr_dlq
0.05
inq_last_12m
0.05
inq_fi
0.03
dti
0.02
collection_recovery_fee
0.02
recoveries
0.02
mths_since_recent_inq
0.01
open_il_24m
0.01
all_util
0.01
mo_sin_old_rev_tl_op
0.01
debt_settlement_flag
MISSING:
2
(<1%)
TOP CATEGORIES
N
96,669
>99%
Y
110
<1%
ALL
96,779
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag
PROVIDES INFORMATION ON...
policy_code
1.00
settlement_status
0.97
debt_settlement_flag_date
0.83
settlement_date
0.82
disbursement_method
0.09
pymnt_plan
0.04
hardship_flag
0.03
loan_status
0.01
next_pymnt_d
0.00
application_type
0.00
last_pymnt_d
0.00
hardship_reason
0.00
hardship_status
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag:
debt_settlement_flag_date
0.97
settlement_status
0.97
settlement_date
0.97
loan_status
0.42
last_pymnt_d
0.15
next_pymnt_d
0.12
int_rate
0.09
sub_grade
0.09
addr_state
0.07
grade
0.07
purpose
0.04
title
0.04
last_credit_pull_d
0.04
verification_status
0.04

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag
CORRELATION RATIO WITH...
settlement_percentage
0.98
settlement_amount
0.81
settlement_term
0.72
last_fico_range_high
0.10
fico_range_high
0.10
fico_range_low
0.10
last_fico_range_low
0.09
pct_tl_nvr_dlq
0.04
total_rec_late_fee
0.04
collection_recovery_fee
0.04
recoveries
0.04
out_prncp_inv
0.03
out_prncp
0.03
dti
0.03
debt_settlement_flag_date
MISSING:
96,671
(>99%)
TOP CATEGORIES
Dec-2017
32
29%
Nov-2017
30
27%
Oct-2017
20
18%
Sep-2017
19
17%
Aug-2017
6
5%
Jul-2017
3
3%
ALL
110
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag_date
PROVIDES INFORMATION ON...
settlement_status
0.98
debt_settlement_flag
0.97
settlement_date
0.93
loan_status
0.01
next_pymnt_d
0.00
hardship_reason
0.00
chargeoff_within_12_mths
0.00
last_pymnt_d
0.00
hardship_status
0.00
payment_plan_start_date
0.00
hardship_loan_status
0.00
hardship_start_date
0.00
hardship_end_date
0.00
hardship_type
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag_date:
settlement_date
0.94
settlement_status
0.84
debt_settlement_flag
0.83
loan_status
0.35
last_pymnt_d
0.16
next_pymnt_d
0.11
int_rate
0.10
sub_grade
0.10
addr_state
0.10
grade
0.05
purpose
0.03
title
0.03
emp_length
0.03
inq_last_6mths
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag_date
CORRELATION RATIO WITH...
settlement_percentage
0.99
settlement_amount
0.82
settlement_term
0.74
last_fico_range_high
0.08
last_fico_range_low
0.08
collection_recovery_fee
0.06
recoveries
0.06
dti
0.05
total_rec_late_fee
0.05
out_prncp_inv
0.03
out_prncp
0.03
total_pymnt_inv
0.02
total_pymnt
0.02
total_rec_int
0.02
settlement_status
MISSING:
96,671
(>99%)
TOP CATEGORIES
ACTIVE
105
95%
COMPLETE
3
3%
BROKEN
2
2%
ALL
110
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
settlement_status
PROVIDES INFORMATION ON...
debt_settlement_flag
0.97
debt_settlement_flag_date
0.84
settlement_date
0.83
loan_status
0.01
next_pymnt_d
0.00
hardship_reason
0.00
last_pymnt_d
0.00
chargeoff_within_12_mths
0.00
hardship_status
0.00
payment_plan_start_date
0.00
hardship_loan_status
0.00
hardship_start_date
0.00
hardship_end_date
0.00
grade
0.00

THESE FEATURES
GIVE INFORMATION
ON settlement_status:
settlement_date
0.98
debt_settlement_flag_date
0.98
debt_settlement_flag
0.97
loan_status
0.39
last_pymnt_d
0.15
next_pymnt_d
0.12
int_rate
0.07
sub_grade
0.07
addr_state
0.06
grade
0.05
purpose
0.03
title
0.03
inq_last_6mths
0.02
emp_length
0.01

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_status
CORRELATION RATIO WITH...
settlement_percentage
0.98
settlement_term
0.86
settlement_amount
0.82
collection_recovery_fee
0.09
recoveries
0.09
last_fico_range_high
0.08
last_fico_range_low
0.08
total_rec_late_fee
0.05
out_prncp_inv
0.03
out_prncp
0.03
dti
0.03
total_pymnt_inv
0.02
total_pymnt
0.02
total_rec_int
0.02
settlement_date
MISSING:
96,671
(>99%)
TOP CATEGORIES
Nov-2017
35
32%
Oct-2017
21
19%
Dec-2017
19
17%
Sep-2017
16
15%
Aug-2017
14
13%
Jul-2017
3
3%
Jun-2017
2
2%
ALL
110
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
settlement_date
PROVIDES INFORMATION ON...
settlement_status
0.98
debt_settlement_flag
0.97
debt_settlement_flag_date
0.94
loan_status
0.01
next_pymnt_d
0.00
hardship_reason
0.00
chargeoff_within_12_mths
0.00
last_pymnt_d
0.00
hardship_status
0.00
payment_plan_start_date
0.00
hardship_loan_status
0.00
hardship_start_date
0.00
hardship_end_date
0.00
hardship_type
0.00

THESE FEATURES
GIVE INFORMATION
ON settlement_date:
debt_settlement_flag_date
0.93
settlement_status
0.83
debt_settlement_flag
0.82
loan_status
0.34
last_pymnt_d
0.17
int_rate
0.11
sub_grade
0.11
next_pymnt_d
0.11
addr_state
0.10
grade
0.05
emp_length
0.04
purpose
0.03
title
0.03
inq_last_6mths
0.02

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_date
CORRELATION RATIO WITH...
settlement_percentage
0.99
settlement_term
0.86
settlement_amount
0.82
collection_recovery_fee
0.10
recoveries
0.10
last_fico_range_high
0.08
last_fico_range_low
0.08
dti
0.05
total_rec_late_fee
0.05
out_prncp
0.03
out_prncp_inv
0.03
total_pymnt_inv
0.02
total_pymnt
0.02
hardship_dpd
0.02
settlement_amount
MISSING:
96,671
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
1.00
dti_joint
1.00
hardship_amount
1.00
hardship_dpd
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
funded_amnt_inv
0.96
loan_amnt
0.96
funded_amnt
0.96
installment
0.92
total_rec_int
0.60
last_pymnt_amnt
0.49
total_bc_limit
0.42
total_rev_hi_lim
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_date
0.82
debt_settlement_flag_date
0.82
settlement_status
0.82
debt_settlement_flag
0.81
loan_status
0.16
last_pymnt_d
0.06
next_pymnt_d
0.05
int_rate
0.04
sub_grade
0.04
grade
0.03
addr_state
0.02
hardship_reason
0.02
hardship_status
0.02
chargeoff_within_12_mths
0.02
MOST FREQUENT VALUES
6554.45
1
0.9%
5226.0
1
0.9%
12568.95
1
0.9%
3420.0
1
0.9%
925.0
1
0.9%
3549.0
1
0.9%
5318.0
1
0.9%
3480.59
1
0.9%
5473.0
1
0.9%
15283.0
1
0.9%
10375.38
1
0.9%
6240.0
1
0.9%
1298.28
1
0.9%
7343.0
1
0.9%
5788.19
1
0.9%
SMALLEST VALUES
609.94
1
0.9%
903.24
1
0.9%
925.0
1
0.9%
1260.0
1
0.9%
1298.28
1
0.9%
1417.19
1
0.9%
1515.0
1
0.9%
1520.0
1
0.9%
1544.0
1
0.9%
1552.0
1
0.9%
1579.17
1
0.9%
1844.0
1
0.9%
1883.0
1
0.9%
1973.0
1
0.9%
2024.64
1
0.9%
LARGEST VALUES
21343.0
1
0.9%
20891.0
1
0.9%
20611.0
1
0.9%
17518.0
1
0.9%
16441.0
1
0.9%
16235.0
1
0.9%
16027.53
1
0.9%
15619.0
1
0.9%
15283.0
1
0.9%
15233.0
1
0.9%
15187.0
1
0.9%
14736.0
1
0.9%
14711.0
1
0.9%
14088.08
1
0.9%
13686.11
1
0.9%
settlement_percentage
MISSING:
96,671
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
1.00
dti_joint
1.00
hardship_amount
1.00
hardship_dpd
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
out_prncp_inv
0.44
out_prncp
0.44
total_rec_late_fee
0.44
mths_since_recent_revol_delinq
-0.26
total_rec_prncp
0.26
mths_since_last_record
-0.25
annual_inc
-0.24
mths_since_last_major_derog
-0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag_date
0.99
settlement_date
0.99
settlement_status
0.98
debt_settlement_flag
0.98
loan_status
0.17
last_pymnt_d
0.08
next_pymnt_d
0.05
int_rate
0.04
sub_grade
0.04
grade
0.03
hardship_reason
0.03
addr_state
0.03
hardship_status
0.02
purpose
0.02
MOST FREQUENT VALUES
65.0
29
26.4%
45.0
28
25.5%
50.0
17
15.5%
45.01
7
6.4%
40.0
4
3.6%
65.01
3
2.7%
60.0
2
1.8%
50.08
1
0.9%
70.01
1
0.9%
64.46
1
0.9%
45.03
1
0.9%
63.97
1
0.9%
64.06
1
0.9%
45.11
1
0.9%
50.01
1
0.9%
SMALLEST VALUES
40.0
4
3.6%
40.02
1
0.9%
40.79
1
0.9%
45.0
28
25.5%
45.01
7
6.4%
45.03
1
0.9%
45.11
1
0.9%
50.0
17
15.5%
50.01
1
0.9%
50.03
1
0.9%
50.08
1
0.9%
50.12
1
0.9%
55.0
1
0.9%
58.92
1
0.9%
60.0
2
1.8%
LARGEST VALUES
75.01
1
0.9%
70.9
1
0.9%
70.01
1
0.9%
65.02
1
0.9%
65.01
3
2.7%
65.0
29
26.4%
64.99
1
0.9%
64.61
1
0.9%
64.46
1
0.9%
64.23
1
0.9%
64.06
1
0.9%
63.97
1
0.9%
60.0
2
1.8%
58.92
1
0.9%
55.0
1
0.9%
settlement_term
MISSING:
96,671
(>99%)
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
annual_inc_joint
1.00
dti_joint
1.00
hardship_amount
1.00
hardship_dpd
1.00
hardship_payoff_balance_amount
1.00
hardship_last_payment_amount
1.00
total_bc_limit
0.33
revol_bal
0.33
max_bal_bc
0.31
total_rev_hi_lim
0.30
tot_hi_cred_lim
0.26
tot_cur_bal
0.24
settlement_amount
0.22
mths_since_recent_bc
0.20

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
settlement_status
0.86
settlement_date
0.86
debt_settlement_flag_date
0.74
debt_settlement_flag
0.72
loan_status
0.14
last_pymnt_d
0.06
next_pymnt_d
0.04
int_rate
0.03
sub_grade
0.03
grade
0.02
addr_state
0.02
hardship_reason
0.02
hardship_status
0.01
payment_plan_start_date
0.01
MOST FREQUENT VALUES
18.0
44
40.0%
12.0
19
17.3%
16.0
13
11.8%
24.0
11
10.0%
6.0
7
6.4%
15.0
4
3.6%
20.0
3
2.7%
4.0
2
1.8%
14.0
2
1.8%
10.0
1
0.9%
1.0
1
0.9%
9.0
1
0.9%
181.0
1
0.9%
8.0
1
0.9%
SMALLEST VALUES
1.0
1
0.9%
4.0
2
1.8%
6.0
7
6.4%
8.0
1
0.9%
9.0
1
0.9%
10.0
1
0.9%
12.0
19
17.3%
14.0
2
1.8%
15.0
4
3.6%
16.0
13
11.8%
18.0
44
40.0%
20.0
3
2.7%
24.0
11
10.0%
181.0
1
0.9%
LARGEST VALUES
181.0
1
0.9%
24.0
11
10.0%
20.0
3
2.7%
18.0
44
40.0%
16.0
13
11.8%
15.0
4
3.6%
14.0
2
1.8%
12.0
19
17.3%
10.0
1
0.9%
9.0
1
0.9%
8.0
1
0.9%
6.0
7
6.4%
4.0
2
1.8%
1.0
1
0.9%